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3rd party fault minor accident, By Miles + Medical Liscence -Is Hire Car Insured.

Dandytf
Dandytf Posts: 5,073 Forumite
Part of the Furniture 1,000 Posts Name Dropper
edited 5 January at 8:02AM in Insurance & life assurance
Evening mse's

Not he best post though let's check....
3rd party accepted minor accident, their insurers are repairing my paintwork which is great.
My Insurance is ByMiles Tracked Milage and I'm Not Covered to drive other vehicles.

3rd Party Insurers are offering  small hire Car for repair duration.
I've no idea if I can drive this, unless 3rd party cover me in their hire cars.


Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb

Comments

  • GrumpyDil
    GrumpyDil Posts: 2,073 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Ask the third party insurers if they are including insurance with the loan car.
  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    Dandytf said:
    3rd Party Insurers are offering  small hire Car for repair duration.
    I've no idea if I can drive this, unless 3rd party cover me in their hire cars.
    DoC wouldn't normally cover hire cars anyway. 

    Speak to the TPI, would expect the hire car to come fully insured
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Dandytf said:
    3rd Party Insurers are offering  small hire Car for repair duration.
    I've no idea if I can drive this, unless 3rd party cover me in their hire cars.
    DoC wouldn't normally cover hire cars anyway. 

    Speak to the TPI, would expect the hire car to come fully insured
    What's  DOC.
    There's 3rd party courtesy car helpline I can call tomorrow.

    thanks mset!s
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Qyburn
    Qyburn Posts: 3,640 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Dandytf said:
    What's  DOC.
    There's 3rd party courtesy car helpline I can call tomorrow.

    thanks mset!s
    "DOC" is a common abbreviation for an option on some insurance policies giving the policyholder minimum legal cover when "driving other cars", normally defines as not owned by you and not hired by you. Not all policies include it anyway.
  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper

    Dandytf said:
    Dandytf said:
    3rd Party Insurers are offering  small hire Car for repair duration.
    I've no idea if I can drive this, unless 3rd party cover me in their hire cars.
    DoC wouldn't normally cover hire cars anyway. 

    Speak to the TPI, would expect the hire car to come fully insured
    What's  DOC.
    This is
    Dandytf said:
    My Insurance is ByMiles Tracked Milage and I'm Not Covered to drive other vehicles.
    Other than we say cars rather than vehicles to get to DoC
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