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Living the Good Life - mortgage free and living in line with our values

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  • rtandon27
    rtandon27 Posts: 6,295 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    @themadvix - glad to hear MrVix is on the mend & hope you get there soon as well!  Nothing worse than feeling grotty when you are trying to get work done!

    A random C0-0p question for you - do you manage to successfully stack offers with them? For instance the one pound off and the 50p off milk?  I picked up some milk & a breakfast pastry this morning on the way in to the office and only the 1 pound off was applied - rather than the 1.50 I was expecting!  The 50p off milk is still sitting on my card unused.  (Guess that's my punishment for not going for the healthier yogurt & fruit.)  I rarely shop with them these days, so am not up to date on how their offers work!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)
  • edinburgher
    edinburgher Posts: 14,291 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    @themadvix - why do you avoid AI studies? Ethical reasons? Something else?
  • beanielou
    beanielou Posts: 97,637 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Nothing better than cuddles with a ginger cat. Sorry about your friends cat. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • themadvix
    themadvix Posts: 9,344 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Thanks Beanie - so sad for her 😢
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • greenbee
    greenbee Posts: 18,580 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have you watched Idiocracy tmv? (I watched it for work). I'm not sure whether it's reassuring or terrifying.

    My AI lead spends a lot of time using me to demo how AI can help you be more productive, but also what it can't replace (AI prompts - if VERY well written - can do the boring stuff I don't like doing, but no matter how well he writes a prompt, it can't do the bit that my brain is needed for). We also spend a lot of time pointing out to people how their AI results are problematic, often because of sloppily written prompts or a lack of understanding of the dataset that the AI has access to. A lot of businesses are going to be in trouble if they think they can replace their retiring boomers/entry level GenZ with AI, let along the GenX and Millenials in the middle. Mind you, most of them will be unaware of the existence of GenX so we should be OK ;)

    I lost the early solar generation to the snow on the panels, but have generated just over 11kWh today, so the battery was full by the time the next lot of snow (actually graupel) arrived, and the DW had run. The next few days may be a bit harder as there will be more snow, less sunshine and not much in the way of cheap Agile slots to top the battery up with!
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 7,403 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Oooooh, thank you greenbee - you may well have answered a question that was on the tip of my tongue from reading tmv's post.  If I look out of our bedroom window (which I can, unfettered - mostly - by condensation these days  - smug -😁), I get a direct view of a (relatively) newly installed set of solar panels.  I think there are... 6? panels on the roof. This morning, they were white over with snow - and I mean white over.  Even the roof panels around them hadn't got as much snow on.  I noted at lunch time, the snow hadn't shifted - it hadn't even 'slipped' - as it was doing on the car windscreen from being in the sun.  So my question was going to be, unless you have a brush on an extendable pole - much like a window cleaners - do you have to forgo energy generation on snow days?  OK, so in parts of the UK, snow is less abundant than elsewhere, but today was a lovely bright, sunny day - I would have thought some generation was possible, had the panels been clear.  

    It just struck me today how an inch or so of powdery snow had rather hijacked the homeowners green intentions (possibly).

    Greying X
    Grocery Spend January 2026 £21.52/£300
    Non-food spend January 2026 £0.85p/£80
    Bulk Fund 2026 Month 1/12 - £0/£120
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