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Living the Good Life - mortgage free and living in line with our values

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  • rtandon27
    rtandon27 Posts: 5,986 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Wow Vix - TWO allotment plots - that is well impressive, I can barely keep up with our garden let alone grow anything more than herbs & potatoes!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 7 MONTHS LEFT OF 20 YEARS (reduced by 17 mths)
    Psst...I may have started a diary!
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,905 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    tmv - do you put lemon juice on your apples when you open freeze them?

    Greying X
    Pounds for Panes £7,705/£10,000 - start date Dec 2023
     
    Grocery Spend October 2025 £62.38/£200 
    Non-food spend October 2025 £2.87/£50
    Bulk Fund October (month 10 of 12) £0/£35.20 
  • themadvix
    themadvix Posts: 9,009 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    tmv - do you put lemon juice on your apples when you open freeze them?

    Greying X
    I’ve never open frozen them before, but I never bother with lemon juice - I don’t care if they are brown as long as they taste ok!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • themadvix
    themadvix Posts: 9,009 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Afternoon all,
    Thanks Beanie - it is. We went to Berlin in 2015, so 10 years ago. But we stayed in an Airbnb with no heating (despite what the host said) and were miserable as a result. We're staying in a hotel this time, so hopefully will be warmer and happier! Hotel was obviously shopped around for and we're hoping to use Mr MV's status (achieved via a convoluted process outlined by headforpoints) to get free breakfast, a room upgrade and early check in and late check out.
    GP, in an update to the apples - when I finally got around to bagging them, they hadn't discoloured any more than when I put them in the freezer, so I definitely wouldn't bother with lemon juice.
    Invoicing and accounts done yesterday and I paid myself more than usual (but still leaving a decent chunk of the extra in the business account to help smooth this month/next month if pay is lower). Heat pump/asbestos/window pot has now got £2500 in it - which will leave £1000 when asbestos bill is paid. Cambridge pay should top this up to £1400ish mid-month. Heat pump is about £2800 (off the top of my head), so we'll be halfway (to be paid on a 0% cc anyway). Windows are not quite as much a priority, although I do really want to get the two in our bedroom done - they're both old (we replaced most of the downstairs in about 2014, but not anything upstairs) and the seal has gone on at least one pane - think these will be about £400 each (if we fit them, which Mr MV wants to do). 
    Was delighted that business bank switch has gone super smoothly and everything reconciled perfectly. Have added two more small pots to my savings - one for allotment rent (now there's two this is a bit more to find) and one for household maintenance stuff - i.e. new bed sheets/things that aren't consumables (which come from grocery pot or 'bulk' pot (5l of Faith in Nature etc.) or groceries, but need buying/replacing occasionally (£10/month to go in here; different from 'house maintenance' which covers DIY and Mr MV looks after).
    Popped to allotment yesterday and started clearing and covering new plot. Found parsnips and carrots, which was handy as we ate some carrots for dinner and will have more in tonight's dinner. Also found two newts and a toad. Have put the groundcover back down, so hopefully the newts will be happy under that for the winter (or in the 'compost heap' - it needs work, but that's a job for the spring). Also picked the last of my borlottis - have been really pleased with the harvest of these (500g dry beans from 12 plants). In the garden my hotbin is now happily between 40 and 50 degrees, even overnight, so hopefully I'll have some compost for the allotment in a month or so (which will be perfect timing for it to continue to compost down and enrich the soil over winter). I spent Monday afternoon at Mum's shredding some of the 'trees' we cleared from her garden, which will be good for bulk material for the next few months (and there's more to shred too, if I can do it before the garden renovators start work).
    Baked bread last night and messed up. Couldn't tip it out of my lovely Netherton Foundry tin immediately on getting it out of the oven so left it while we ate dinner, only to discover that the moisutre had fallen out the bottom of the loaf, resulting in a rusty tin and rusty loaf. 🙄 Have just re-seasoned tin and it's looking lovely again. Not sure about eating rusty bread - will probably opt for a crustless sandwich and will use the crustless bread to make breadcrumbs for a batch of Glamorgan sausages I plan to make at the weekend.
    Spending wise: Budget of £250. £90 supermarket delivery arriving tomorrow morning and a £19 R'ford delivery (which won't be a weekly thing - have ordered carrots and onions to keep us going for a couple of weeks as we've got plenty of other veg). Have cancelled Friday's milk (milk needed by tomorrow so in supermarket delivery). Will go to refill shop on Friday as we have no pasta or brown rice left, among other bits. Mr MV has taken the car to the garage for pre-warranty expiry work today; it's near IKEA so I've asked him to get me some more silicone bags (£10 - there goes this month's household maintenance budget).
    Work for main client is quiet (he's currently travelling - will be back in my timezone soon). Finished the first instalment of a new project for another client yesterday. Otherwise, I've got plenty of Cambridge stuff to do (and avoided it yesterday, so am focused on it today!).
    October is going to be a month for focusing on health. I've eaten too much cake lately and not been doing my steps or any yoga and it's beginning to have an impact (on scales and stiffness). So I started this morning as I mean to go on - a walk round the block and 10 minutes of yoga.
    Teardrop is coming along - roof is now on and the struts on that are halfway through being attached. Mr MV is making progress with wiring plans and we have the insulation ready to install.
    MS things:
    * 'Found' vegetables!
    * Clicks and HW
    * Cashed out £29 from PA this month, with £8 pending
    * Mr MV cut his own hair (which is what always happens, but I never mention it here!)
    Gratitudes:
    * Newts at the allotment!
    * Lovely evening class last night - and I'm feeling I'm on top of it at the moment
    * Allotment meeting on Monday night was productive too (still need to finish and distribute the minutes).
    Have a good afternoon all!

    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,905 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    themadvix said:

    ....GP, in an update to the apples - when I finally got around to bagging them, they hadn't discoloured any more than when I put them in the freezer, so I definitely wouldn't bother with lemon juice......
     
    Thanks sweetie - super helpful info.  I'll get on and prep some of the apples we got from the 'holiday' accommodation - it'll be fab to have them in cake or something further into Autumn/winter - and LG will love the memory of picking them and enjoying them all over again.  

    Greying X
    Pounds for Panes £7,705/£10,000 - start date Dec 2023
     
    Grocery Spend October 2025 £62.38/£200 
    Non-food spend October 2025 £2.87/£50
    Bulk Fund October (month 10 of 12) £0/£35.20 
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