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Fresh Diary for 2025! & Carrying on for 2026

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Comments

  • BlueJ94
    BlueJ94 Posts: 3,203 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Evening all! 

    CC came today, just waiting for the app to decide to work so I can set up the money transfer as I keep getting an error. Maybe due to the fact I only just activated it.. MUST BE PATIENT..

    Not much else going on, so tired im ready for bed too! Not much decluttering as I've just not had enough energy to do anything after work. Im only 5.30am until 2.30pm shifts this week and then next two weeks of 6am/3pm! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • Woo hoo!!! 

    Hurry up and WORKKKKKKKKKKKKK

    Debt Free - 4th June 2025
  • BlueJ94
    BlueJ94 Posts: 3,203 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    So out of curiosity i was looking at 0% offers and something came up called Updraft, I won't be taking the offer as its a loan.. but up to 6k at 29% seems decent..




     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • joedenise
    joedenise Posts: 18,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That's still a very high interest rate.  Glad you're not thinking about it!
  • BlueJ94
    BlueJ94 Posts: 3,203 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    joedenise said:
    That's still a very high interest rate.  Glad you're not thinking about it!
    Oh yes agreed, but compared to my CC thats 37% 🤣🤣
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,203 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Afternoon all,

    Still waiting for barclays to sort itself out as I still cant get the app to work.

    Ive had loads of washing to do, I've done two loads and two more to do! Ive decluttered more items today, popped to the chairty shop earlier just to have a mooch around. There was a 2 for £1 rail and there were jeans on there, I thought no i dont need them i have plenty... well in my decluttering madness I actually have 2 pairs now! So ill be going back tomorrow in hopes they still have them! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • Whats the barclays issue??


  • BlueJ94
    BlueJ94 Posts: 3,203 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Whats the barclays issue??


    I keep getting an error when trying to click into anything within the app, code is DL001.
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • Scott_Weiland79
    Scott_Weiland79 Posts: 295 Forumite
    Fourth Anniversary 100 Posts Photogenic Name Dropper
    edited 22 September 2025 at 8:52AM
    https://www.barclays.co.uk/ways-to-bank/error-codes/

    I would ring them up am sure its fixable, or complain


  • BlueJ94
    BlueJ94 Posts: 3,203 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Yaaay my app finally decided to work! It must of known i was getting annoyed! 😂 requested the balance transfer just waiting for confirmation and as soon as thats done ill close the other CC. Ive chosen the smaller amount so I can see how quickly I can pay it. 

    Collected a t2tg bag too. All this for £3.49



    Also, managed to pop back into the charity shop and pick up two pairs of jeans for £1!!
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
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