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Fresh Diary for 2025! & Carrying on for 2026

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Comments

  • BlueJ94
    BlueJ94 Posts: 3,285 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Nearly Friday 😆. Ouch to the dentist work 
    True, although working Saturday but not too bad I guess!
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • BlueJ94
    BlueJ94 Posts: 3,285 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Wash load in
    Wash load out and on airer 
    Bath bleached 
    Toilet bleached 
    Listed two items on vinted, sold within seconds 
    Emptied 3 bottles of doggy shampoo out of the six we own for some strange reason 
    Two body lotions expired and recycled 
    Bathroom bin emptied and sorted into recycling 

    To do 

    Pack two items from vinted 
    Change bedsheets 
    Walk dogs in this horrible rain
    Eat dinner 
    Have a Bath
    BEEEED

    And relaaaax. 

    Catch you laters x
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • BlueJ94
    BlueJ94 Posts: 3,285 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Evening all, 

    CC arrived and activated. £400 credit limit with 0% until June. Now to work out what to do..  do i transfer £380 from my old CC and pay minimum and pay as much off the the CC and then do £380 again?! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • InDebtEnby
    InDebtEnby Posts: 295 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Isn't it better to focus on the amount earning interest? If you pay a fixed amount slightly above the minimum on the 0% card then they may increase the limit so you can move more at a later date.
    Current No Spend Challenge: 8/13
    2025 No Spend Days: 46/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • BlueJ94
    BlueJ94 Posts: 3,285 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Morning all! 

    Im officially first aid trained! Woo. Anyway back to work today, they've decided to start monitoring how we drive the work vans which I've no problem with. My only issues are when they want us to do 20mph and the vans are so rubbish that they feel like they'll break down at any given moment! 

    Christmas.. for the last 5 years I've hosted Christmas, my OH has helped cooked the beef and I've done the rest on Christmas day which I've no problem with but now OH says he wants someone else to do it next year, so I have the lovely pleasure of letting everyone know that 😅
    I have to write a list and budget how much for each person too as I've kind of started but need to get a wiggle on!

    Scotland.. 18th we're going away and im counting down the minutes, a whole two weeks off work! 

    Decluttering.. slowly but surely im getting there, momentarily have slown down due to being so so tired after work! Trying to stick to the one in one out method. Also, trying to stick to a method of "dont put it down put it away" which helps a lot!

    Debt.. Barclaycard I've been chipping away at, im still stuck on what to do with this new card of £400 (380 after transferring fees) 0% until June.
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • BlueJ94
    BlueJ94 Posts: 3,285 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Evening all,

    Im trying hard to keep updating but I keep forgetting!

    Roasties and beef with gravy for tea tonight, not much to update on. 4 parcels going out for vinted.
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • BlueJ94
    BlueJ94 Posts: 3,285 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Morning morning, up a little earlier today as I've got to post parcels before work.

    Im trying to keep to the "dont put it down put it away" method that I heard from @Mrs_Salad_Dodger and I dont realise how much stuff I go to just put down for "later" 🤦‍♀️

    Not much going on besides work, finish at 4pm today so home by 4.45 depending on how nice traffic is going to be to me! Ive got a little bit of tidying in the room of doom to do later as kts getting a bit messy! 

    May pop to dunelm on the way home too, i need some tea light candles and looking for a new curtain pole.
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • BlueJ94
    BlueJ94 Posts: 3,285 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Morning all,

    Day off today, OH has had to go into work which is rare for a Saturday which means I can declutter downstairs without distraction. Off i go! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • BlueJ94
    BlueJ94 Posts: 3,285 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Morning all! Set my alarm an hour earlier as im trying to get into the habbit of doing! 

    Coffee made - sipping as we speak 
    Washing load in - no washing to do when j come home 
    Minted chicken out of the freezer - tonight's dinner 

    I had a rubbish sleep, I went to sleep around 9.30, woke up at 1.15 and then 2.20 so feeling a bit blah this morning, I even drank my sleep tea so what gives?!  

    Im tempted to start packing my suitcase tonight as tonight will be the only time I actually would have enough energy, going away Saturday straight after work. 

    Declutter wise, I have a half filled black bag to take out into the rubbish bin which gets collected when im away so going to see what else I can put into the bin.
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • BlueJ94
    BlueJ94 Posts: 3,285 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Evening all, im baaaaack! Scotland was wet and windddddy! I loved every minute of it but I need to sit back down with my wine and go through budgets etc. We did the 9 hour drive straight home yesterday, we left at 9am and by the time we stopped in 3 services etc we got home by 9pm! I'll upload pictures shortly 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
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