Fresh Diary for 2025!

_Dolly_Rocker_

I'd also get rid of the higher one first.

BlueJ94

jokono said:

Agree, I think it's a good idea to move to 0%. Make sure you close Zable after transferring to remove the temptation to use it again.

Yes ill be closing the credit cards due to the APR being so high!

BlueJ94

Morning all! 

Not much going on, im patiently awaiting my new CC so I can transfer the balance, I have no patience so I hope its here soon In the meantime im going to try and work out the best solution for my other CC as thats still sitting at 37% 

MFWannabe

Absolutely the right thing to do as the current cards are such high interest 
Remember though if the credit limit is £1200 on new card you will only be able to transfer 90% of that limit including an6 transfer fee I.e £1k So I personally would transfer Jaja and close it and pay any remaining allowance on new card off Zable 
Then I would chuck as much as I could at Zable to pay off the remaining balance as quickl6 as possible while paying just above minimum on new card 
Then when the 6 months is up on new card hopefully you’ll either be able to pay it off or transfer to another new card 

dawnybabes

Was just coming on to say you can’t normally transfer the full amount.

id clear Jaja and the remaining bit Zable then set up minimum payments to new card and throw everything you have at the Zable one 

BlueJ94

Afternoon all,
Sorry not posted much, I've been busy! Im on super early shifts this week as im learning how to book stock into the warehouse so my shifts are 5.30am until 2.30pm, so im up at 4am! 

Myself and OH went away on the weekend to test the campervan, it went great. I'll add some photos below. We tested it out to make sure it's suitable for when we go to Scotland in October.




Waiting on my new CC to arrive still. Patiently waiting I may add (i have 0 patience). Room of doom is still clean and tidy too! 

sarah_diamond

Cute puppers! Was that down the Gower?
Hope work's going ok - mine has changed massively in the last 6 months and I'm not sure on future plans.

BlueJ94

sarah_diamond said:

Cute puppers! Was that down the Gower?
Hope work's going ok - mine has changed massively in the last 6 months and I'm not sure on future plans.

Thanks! Yes it was. Oh really how so?

sarah_diamond

I'm now commuting from Cardiff to Port Talbot (35 miles each way instead of 1 mile after we bought the new house!) Grrr! So it's a lot, makes the days even longer and was already doing compressed hours for 4 days. It's grim in this weather

BlueJ94

sarah_diamond said:

I'm now commuting from Cardiff to Port Talbot (35 miles each way instead of 1 mile after we bought the new house!) Grrr! So it's a lot, makes the days even longer and was already doing compressed hours for 4 days. It's grim in this weather

Wow that is far! Port talbot is 40 minutes from my current work! Oh yes i bet, especially when everyone crashes in this weather too!