Fresh Diary for 2025!

FootyFanDan

Glad you had a great time, that's one long drive 

BlueJ94

Afternoon all,

So I've been awol and literally lost all track of spending, I've taken out extra loans etc. Ive just been plain stupid.

Im going to sit down later this evening and set a budget and plan, so I know what's going on and where I currently am with everything. I know I've increased my debt with loans etc, I've got 2 CC with 0% barclays runs out 09/03/26 and Capital which i haven't used at all yet runs out June 26.

Im going to post every little bit and go from there. Anyone have any useful links to a budget tracker? 

1stTimer

I haven’t used this one myself but it’s a MSE one so may be of help? 

https://www.moneysavingexpert.com/banking/budget-planning/

BlueJ94

1stTimer said:

I haven’t used this one myself but it’s a MSE one so may be of help? 

https://www.moneysavingexpert.com/banking/budget-planning/

Thanks I've just tried to download it on my phone but it comes up with an error so ill get the laptop out now! 

BlueJ94

Morning, i feel like death!! Went to bath christmas market yesterday, it was pretty but way too busy for my liking! 

Sarahwithlove

If 0% until June 2026 I would do the balance transfer quickly and then focus on paying off the high interest card that remains. Hopefully by time 0% ends you will have another offer if not at least you get a break in interest and more goes on the debt itself.