The Top Regular Savers Discussion Thread

Bobblehat

For those using Monmouth's online system, my two RS accounts are now showing the correct figures after my 1st of Dec deposits. For each, there are 3 transactions for the 1st Dec, a plus, a minus and a final plus.

dealyboy

@clairec666 said:

I made two deposits to Monmouthshire in the early hours of yesterday morning, and they still haven't been credited to my account today (app or online). No weird plus/minus amounts though. £1200 of my money is floating around somewhere in the system but is yet to land in my accounts. Says "Last Updated 04/12/2025 06:50:29 GMT"; from previous experience I would have expected yesterday's deposits to have been credited by now.

Completely agree with all messages above - I'll just wait for everything to sort itself out instead of bombarding the Monmouthshire staff with complaints.

That's the good thing about this forum - you can see whether a problem is affecting everyone or just you.

From memory I've had mine appear around 09:30 - 10:00 before.

flaneurs_lobster

flaneurs_lobster said:

Hattie627 said:

Oh dear. Can you talk us through how you entered the instructions which led to this. Did your instructions generate a "sent" secure message? Where did you instruct the funds coming out at maturity to go to (internal or external account?)

...and if you could write that out in Java (or at least pseudocode) just to help PrinBS implement the fix a bit quicker that'd be kind...

Principality have clearly listened to me - my two O/S maturity instructions have been rumbled. My 8 RS will soon be down to 6.

HHUK

Principality
  
Like others, I received the secure message advising that I can't transfer my account to another Regular Saver Bond because I already hold a bond with the same issue number, and that my instructions have been updated so that my account will close at maturity (tomorrow) and my closing balance will be sent to my nominated bank account.

No problem, except today they sent an SMS saying Your savings account matures tomorrow. Review your options today to avoid moving to one of our lowest interest rates.

I did check to make sure there isn't some other more favourable option I'd missed, but didn't see any way to amend the instructions. Hopefully the funds will land in my current account tomorrow without requiring any further action on my part.

mhoc

I am also annoyed regarding Principality.
I have one account maturing tomorrow and another on the 17th. I did the maturity instructions yesterday afternoon but both have been cancelled - vexed about having to go and find the SO to cancel it and the calender notice and also that my account has been manually looked at.
Also vexed that we literally have no choice about what to do with the maturing account now, it has been decided for us  

But another thought occurs - I still have to check OHS Principality 6 month accounts for this month and he has 2 maturing on the 5th - I am still going to try to give instructions for maturing into Christmas 2026 ones savers even though it might be an exercise in futility 

Pickledonionlover

Principality maturity instructions 

A question for those who've 'been rumbled' - in your postal maturity pack did you receive the RS you applied for as an option?

I did (as well as an option when logging on).

trickydicky14

mhoc said:

I am also annoyed regarding Principality.
I have one account maturing tomorrow and another on the 17th. I did the maturity instructions yesterday afternoon but both have been cancelled - vexed about having to go and find the SO to cancel it and the calender notice and also that my account has been manually looked at.
Also vexed that we literally have no choice about what to do with the maturing account now, it has been decided for us  

But another thought occurs - I still have to check OHS Principality 6 month accounts for this month and he has 2 maturing on the 5th - I am still going to try to give instructions for maturing into Christmas 2026 ones savers even though it might be an exercise in futility 

Unfortunately we all get a little annoyed and vexed when we get found out. 

Archerychick

mhoc said:

I am also annoyed regarding Principality.
I have one account maturing tomorrow and another on the 17th. I did the maturity instructions yesterday afternoon but both have been cancelled - vexed about having to go and find the SO to cancel it and the calender notice and also that my account has been manually looked at.
Also vexed that we literally have no choice about what to do with the maturing account now, it has been decided for us  

But another thought occurs - I still have to check OHS Principality 6 month accounts for this month and he has 2 maturing on the 5th - I am still going to try to give instructions for maturing into Christmas 2026 ones savers even though it might be an exercise in futility 

Come on now. We all know that having more than one of these reg savers is outside the term of the account. Sure be annoyed, but it shouldn’t be unexpected that at some point they may realise and say no. I’d be grateful for the extra savings you’ve been able to put into Principality. I’m fully expecting at some point my luck will run out, and it will be what it is. 

mhoc

And now a refusal from Chorley as well - I have a regular saver and a Regional 2 year flexible saver and applied for the Chorley regular saver (30.11.2026) 

Thank you for your recent application. We have been unable to approve your application as you do not meet the application criteria detailed in the terms and conditions of this product. For more information please refer to the account summary box which outlines the key product information and terms and conditions. "Only one Regular Saver, one Seasonal Saver and one Regional 2 Year Flexible Saver can be held in any 12 month rolling period". Please check our website for alternative saving accounts which you may be eligible for at www.chorleybs.co.uk/savings

clairec666

Archerychick said:

mhoc said:

I am also annoyed regarding Principality.
I have one account maturing tomorrow and another on the 17th. I did the maturity instructions yesterday afternoon but both have been cancelled - vexed about having to go and find the SO to cancel it and the calender notice and also that my account has been manually looked at.
Also vexed that we literally have no choice about what to do with the maturing account now, it has been decided for us  

But another thought occurs - I still have to check OHS Principality 6 month accounts for this month and he has 2 maturing on the 5th - I am still going to try to give instructions for maturing into Christmas 2026 ones savers even though it might be an exercise in futility 

Come on now. We all know that having more than one of these reg savers is outside the term of the account. Sure be annoyed, but it shouldn’t be unexpected that at some point they may realise and say no. I’d be grateful for the extra savings you’ve been able to put into Principality. I’m fully expecting at some point my luck will run out, and it will be what it is. 

I agree. They might also bring out an Issue 5 soon, so anyone with an issue 4 can have an issue 5 alongside it, as well as the Christmas regular saver. Total deposit £550 per month, which is more than a lot of other providers.

mhoc said:

I am also annoyed regarding Principality.
I have one account maturing tomorrow and another on the 17th. I did the maturity instructions yesterday afternoon but both have been cancelled - vexed about having to go and find the SO to cancel it and the calender notice and also that my account has been manually looked at.
Also vexed that we literally have no choice about what to do with the maturing account now, it has been decided for us

Contact them via secure message and ask to pick another maturity instruction.