The Top Regular Savers Discussion Thread

veggieblob

Principality
I  received my RS3 maturity pack this morning.  RS4 and Xmas 26 were included in the pack as options.  Maturity screen is a little different this time - no 4 options, just guiding through questions.  I opted for another Xmas 26 + balance to my CA.  All went through with no messages.

surreysaver

veggieblob said:

Principality
I  received my RS3 maturity pack this morning.  RS4 and Xmas 26 were included in the pack as options.  Maturity screen is a little different this time - no 4 options, just guiding through questions.  I opted for another Xmas 26 + balance to my CA.  All went through with no messages.

Same. I've opted for the Xmas too. I think worst case its about break even between that and another 6 month Regular Saver.
I thought the maturity screen was the same as previously?

flaneurs_lobster

surreysaver said:

I thought the maturity screen was the same as previously?

I did one yesterday, no difference that I could see.

Bridlington1

Has anyone else's Melton BS RS4 (NLA) remained open despite it having meant to've matured earlier this week?

They opened an Instant Access account and transferred the interest to it on Wednesday as part of the maturity process. On Thursday I transferred the interest back into the RS4 as an experiment and it still shows in there at 5.5% today.

I seem to recall others have reported issues attempting to close the account earlier this month so I'm wondering if this is another side-effect of this issue.

Chaykin

Manchester BS

Visited their (only) branch this morning to open their Festive RS. As I already had their regular (  ) RS this was pretty quick and painless (nice free coffee included) although I did call yesterday to advise of my visit as per the recommendation on their website. Made initial deposit by debit card and got a new passbook to add to the collection. Account now visible on the online portal. Subsequent payments I'll do by FP bank transfers on the 1st of each month. Full account number is the same format as Newcastle BS so ABC1234567XYZ (and this is printed on the passbook) but, as opposed to Newcastle BS, they ask you to only use the 7 middle numbers when making a payment. FYI this is the same for their regular RS. (full number available on the digital account opening letter) On the online portal though only those 7 middle numbers are shown.

I did ask for "my friend" who is "not able to visit the branch" whether it's possible at all to open this Festive RS online or via post but was told no. Mentioned that it wasn't maybe totally fair for those working full time incl. Saturdays or not able to visit due to illness etc. but was told that this was marketing department's decision to get more people in the branch and there's nothing they can do about it. Was also told that, long term, they may be looking into opening more branches across Greater Manchester. No QR codes or links that I could see. Also - now having the account and its full number etc. - I tried some more URL manipulations but sadly, again, to no avail.

surreysaver

Chaykin said:

Manchester BS

Visited their (only) branch this morning to open their Festive RS. As I already had their regular (  ) RS this was pretty quick and painless (nice free coffee included) although I did call yesterday to advise of my visit as per the recommendation on their website. Made initial deposit by debit card and got a new passbook to add to the collection. Account now visible on the online portal. Subsequent payments I'll do by FP bank transfers on the 1st of each month. Full account number is the same format as Newcastle BS so ABC1234567XYZ (and this is printed on the passbook) but, as opposed to Newcastle BS, they ask you to only use the 7 middle numbers when making a payment. FYI this is the same for their regular RS. (full number available on the digital account opening letter) On the online portal though only those 7 middle numbers are shown.

I did ask for "my friend" who is "not able to visit the branch" whether it's possible at all to open this Festive RS online or via post but was told no. Mentioned that it wasn't maybe totally fair for those working full time incl. Saturdays or not able to visit due to illness etc. but was told that this was marketing department's decision to get more people in the branch and there's nothing they can do about it. Was also told that, long term, they may be looking into opening more branches across Greater Manchester. No QR codes or links that I could see. Also - now having the account and its full number etc. - I tried some more URL manipulations but sadly, again, to no avail.

Thanks for that.. I've been meaning to visit Manchester to open one but have not yet had time. My main concern would be whether, once opened, whether withdrawals upon maturity could be made online?
I presume from your narrative, that it would be possible?

Chaykin

surreysaver said:

Thanks for that.. I've been meaning to visit Manchester to open one but have not yet had time. My main concern would be whether, once opened, whether withdrawals upon maturity could be made online?
I presume from your narrative, that it would be possible?

Manchester BS

Looking at the online portal it appears that withdrawals can be made online at any time - before or after maturity - via the "Move money" option. Same as their regular RS. See screen-grab below:

jaypers

Manchester BS - If I go in branch and open one of their RS accounts, how do I set up online access as can’t see an option to do it via the website? 

kermchem

jaypers said:

Manchester BS - If I go in branch and open one of their RS accounts, how do I set up online access as can’t see an option to do it via the website? 

When I opened a Newcastle BS Festive RS in branch this week I was asked if I wanted online access, and they took some additional details, for which there was a box on the paper application form. It became visible later the same evening. Given that Manchester BS is just a clone of Newcastle BS I suspect that as long as you tell them in branch that you would like online access they can arrange it.

happybagger

jaypers said:

Manchester BS - If I go in branch and open one of their RS accounts, how do I set up online access as can’t see an option to do it via the website? 

I would open up the Rainy Day Saver for £1 online first