The Top Regular Savers Discussion Thread

Hattie627

jameseonline said:

I've selected to reinvest £1 into Save & Support option for Market Harborough & rest to my nominated Virgin Money account, I'm going to assume the todays balance figure means there will be more money due at maturity?.

I got to the end of the maturity pages & it does state if no instructions given money will go into an easy access account so guessing that's what happens if you don't press the done button.

The "today's balance" figure is the amount saved  (£3,750 if the max monthly amount of £250 was deposited in each month since Sept 24) plus the small amount of interest which was added on 30/11/24. The main interest will be credited on 30/11/25 at maturity. 

Hattie627

where_are_we said:

Principality maturity debate on XMAS 26 RS v 6 Month RS 4 - I am not sure whether I will have the choice. Today I received maturity letter for 6 Month RS 3 ending 30 November. They ask me to visit www.principality.co.uk/RSBmaturityproducts which offer Xmas 26 RS as my available option but not 6 Month RS4. Their postal maturity form does not have either of the aforementioned products as a maturity choice but strangely they have included leaflets of these two products. There is no online maturity option yet, but I presume it will appear in a couple of days and there will be the choice of the two products and I will be able to add to my tally of 6 Month RS 4`s by my usual method of reinvesting £200 in a new 6 Month RS4 and sending the remainder to my nominated account.

For a maturity date of 30th November, the online maturity options will appear after midnight tonight. It's always been 14 days before MD, which will be 16th November. I've got a 6 month RS maturing on 30th November, so will be checking out to see if maturity options are showing in the morning. 

surreysaver

where_are_we said:

Principality maturity debate on XMAS 26 RS v 6 Month RS 4 - I am not sure whether I will have the choice. Today I received maturity letter for 6 Month RS 3 ending 30 November. They ask me to visit www.principality.co.uk/RSBmaturityproducts which offer Xmas 26 RS as my available option but not 6 Month RS4. Their postal maturity form does not have either of the aforementioned products as a maturity choice but strangely they have included leaflets of these two products. There is no online maturity option yet, but I presume it will appear in a couple of days and there will be the choice of the two products and I will be able to add to my tally of 6 Month RS 4`s by my usual method of reinvesting £200 in a new 6 Month RS4 and sending the remainder to my nominated account.

Prinky have their maturity options available two weeks before maturity online.
I had the options for the Regular Saver 35 appear online a few days ago and the Six Month and Christmas Regular Savers both appeared as options.
Cannot remember what the letter in the post said, as that went straight to the shredder.
I'm expecting the maturity options for one of my Six Month Regular Savers to appear tomorrow.

friolento

where_are_we said:

Principality maturity debate on XMAS 26 RS v 6 Month RS 4 - I am not sure whether I will have the choice. Today I received maturity letter for 6 Month RS 3 ending 30 November. They ask me to visit www.principality.co.uk/RSBmaturityproducts which offer Xmas 26 RS as my available option but not 6 Month RS4. Their postal maturity form does not have either of the aforementioned products as a maturity choice but strangely they have included leaflets of these two products. There is no online maturity option yet, but I presume it will appear in a couple of days and there will be the choice of the two products and I will be able to add to my tally of 6 Month RS 4`s by my usual method of reinvesting £200 in a new 6 Month RS4 and sending the remainder to my nominated account.

They do have the Xmas RS as maturity choice on the paper form - you would just choose "Reinvest some of your savings" and write in "Christmas 2026 Regular Saver", which is on their list of maturity products.  Though why we got the flyers for the Xmas Saver and the RS4 when the RS4 is not on that website, goodness only knows......

As you say, let's wait until we can give the maturity instructions online in a few days time. If history is anything to go by, we can select another RS4, or the XMAS saver, amongst some less attractive options.

Hattie627

Hattie627 said:

where_are_we said:

Principality maturity debate on XMAS 26 RS v 6 Month RS 4 - I am not sure whether I will have the choice. Today I received maturity letter for 6 Month RS 3 ending 30 November. They ask me to visit www.principality.co.uk/RSBmaturityproducts which offer Xmas 26 RS as my available option but not 6 Month RS4. Their postal maturity form does not have either of the aforementioned products as a maturity choice but strangely they have included leaflets of these two products. There is no online maturity option yet, but I presume it will appear in a couple of days and there will be the choice of the two products and I will be able to add to my tally of 6 Month RS 4`s by my usual method of reinvesting £200 in a new 6 Month RS4 and sending the remainder to my nominated account.

For a maturity date of 30th November, the online maturity options will appear after midnight tonight. It's always been 14 days before MD, which will be 16th November. I've got a 6 month RS maturing on 30th November, so will be checking out to see if maturity options are showing in the morning. 

Principality 6 month RS

For accounts maturing on 30th November, online maturity instructions are now available, including 6 month RS Issue 4 and 2026 Christmas RS

flaneurs_lobster

Hattie627 said:

For accounts maturing on 30th November, online maturity instructions are now available, including 6 month RS Issue 4 and 2026 Christmas RS

Indeed they are. 

Which of the two should I choose?

s71hj

I have opened a Mansfield e saver 30 joint account £10 a month 3.6%to give a foothold in that institution. Looking at their accounts I'm now wondering if that would give us both access to their 5.25% saver as an "existing member" ? 

ForumUser7

Melton BS

Anyone had any success with closing a regular saver via the online portal? Seems you have to give a closure reason but there is nothing to select in this field - it just states 'no data available' - and therefore you cannot proceed.

Bob2000

flaneurs_lobster said:

Hattie627 said:

For accounts maturing on 30th November, online maturity instructions are now available, including 6 month RS Issue 4 and 2026 Christmas RS

Indeed they are. 

Which of the two should I choose?

Well, I've just applied  for a second Crimbo RS. Wait and see now if l get found out.

happybagger

s71hj said:

I have opened a Mansfield e saver 30 joint account £10 a month 3.6%to give a foothold in that institution. Looking at their accounts I'm now wondering if that would give us both access to their 5.25% saver as an "existing member" ? 

One year membership required for that.
When mine matured last year I called in branch to renew it by opening another and withdrawing the rest. They did it but weren't keen "that's not what we're meant to do, as the account isn't a 1yr account but the bonus only lasts for a year".

I suggested they should just leave the bonus to continue and that would save the need for messing about. In the end they opened a new one and I got the balance.