The Top Regular Savers Discussion Thread

Aidanmc

where_are_we said:

Stafford Building Society (SRBS) email about their RS issue 1 - "You can contribute up to £12,000 in addition to the usual monthly maximum of £1,000 between 01 February 2025 and 31 March 2025 inclusive. That’s up to a whole year’s worth of additional funds at the current interest rate of 4.90% Gross/AER."

Allows 4 withdrawals by faster payments, shame it`s by post. My best EA account with Gatehouse goes down to 4.75% tomorrow so I am tempted to move that money over to SRBS. Hopefully SRBS won`t reduce the rate any time soon.

Gatehouse ERG reduced to 4.75% yesterday?

Bobblehat

where_are_we said:

My best EA account with Gatehouse goes down to 4.75% tomorrow so I am tempted to move that money over to SRBS. Hopefully SRBS won`t reduce the rate any time soon.

Is that the ERG account? Mine dropped on 30/01.

flaneurs_lobster

RBS (and I assume NatWest) Digital RS

Apologies if this is common knowledge but just noticed that the round-up function can now be adjusted between x1 and x5 (used to be 1 or 2x). 

surreysaver

flaneurs_lobster said:

RBS (and I assume NatWest) Digital RS

Apologies if this is common knowledge but just noticed that the round-up function can now be adjusted between x1 and x5 (used to be 1 or 2x). 

Wonder how long that's been the case? I certainly wasn't aware, but now have increased my roundups. Should have £5k in each Digital Regular Saver a bit sooner now!

Kim_13

surreysaver said:

flaneurs_lobster said:

RBS (and I assume NatWest) Digital RS

Apologies if this is common knowledge but just noticed that the round-up function can now be adjusted between x1 and x5 (used to be 1 or 2x). 

Wonder how long that's been the case? I certainly wasn't aware, but now have increased my roundups. Should have £5k in each Digital Regular Saver a bit sooner now!

The 5x option was only available to me after installing the latest version of the app, so 2 days ago going by the App Store. I tried to up mine to 5x immediately after reading the post above with no option showing.

surreysaver

Kim_13 said:

surreysaver said:

flaneurs_lobster said:

RBS (and I assume NatWest) Digital RS

Apologies if this is common knowledge but just noticed that the round-up function can now be adjusted between x1 and x5 (used to be 1 or 2x). 

Wonder how long that's been the case? I certainly wasn't aware, but now have increased my roundups. Should have £5k in each Digital Regular Saver a bit sooner now!

The 5x option was only available to me after installing the latest version of the app, so 2 days ago going by the App Store. I tried to up mine to 5x immediately after reading the post above with no option showing.

I did the AI chat thing and typed 'roundups' and it came up with a button to click 

Speculator

Speculator said:

Section62 said:

Speculator said:

My TSB Monthly Saver matured today  but finding it difficult to make my 1st payment today.

Can't do an internal transfer becuase TSB does not recognise the Monthly Saver and can't pay from an external account due to CoP.  I know it takes 24hrs for CoP to work on new accounts.

Any suggestions?

If you have a TSB current account try paying from there - as if the monthly saver was an external account (sort code/acc number), rather than as an internal transfer.

Many thanks, that worked!

Now I will have £500 in the account by tomorrow.

edit: worked on my account but not on my wifes account yet. Maybe need to wait for TSB systems to update because opened my monthly at 9am and my wifes monthly at 1pm.

also worked on my wifes account now. 

simonsmithsays

Hopefully the Barclays/Gatehouse faster payment issues won't catch anyone out for their RS tomorrow (and Monday).

I'm always paranoid that the transfer from, whatever EA I have my float in, works for stacks and stacks of RS have set up for the 1st of each month.

I tend to transfer it (to the C/A) where the s.os are taken on the second to last working of the month.

where_are_we

It is not a good time for the Barclay/Gatehouse payment holdup. I did a 5 figure withdrawal from Gatehouse this morning to fund a multitide of RS`s at beginning of February. Still not arrived yet. Let`s hope it gets resolved quickly.

exel1966

simonsmithsays said:

Hopefully the Barclays/Gatehouse faster payment issues won't catch anyone out for their RS tomorrow (and Monday).

I'm always paranoid that the transfer from, whatever EA I have my float in, works for stacks and stacks of RS have set up for the 1st of each month.

I tend to transfer it (to the C/A) where the s.os are taken on the second to last working of the month.

where_are_we said:

It is not a good time for the Barclay/Gatehouse payment holdup. I did a 5 figure withdrawal from Gatehouse this morning to fund a multitide of RS`s at beginning of February. Still not arrived yet. Let`s hope it gets resolved quickly.

What Barclays/Gatehouse hold up is this you're referring to ?