The Top Regular Savers Discussion Thread

wmb194

allegro120 said:

luci said:

Bridlington1 said:

dibbles212 said:

Bob2000 said:

SCOTTISH BUILDING SOCIETY  ONLINE REGULAR SAVER. 

I spoke earlier today to a member of staff over the phone (11.46am) and asked them if they're launching the online version of their postal/branch Regular Saver.
I was told there are no plans at the moment to do so.

Thank you. For the postal application, how exactly do you fill in the cheque? I've never written a cheque in my life 😁

Add today's date to the top right of the cheque where it says date.
Where it says Pay, put your name
On the next 2 lines put the amount you're paying in words, if it's doesn't include any pence then put only at the end, e.g. two hundred and fifty pounds only.
Put the full amount including pence in numbers where the £ sign is on the middle right of the cheque, e.g. 250-00
Add your signature on the line on the bottom right of the cheque.

If there's any space left on the sections of the cheque you've filled out put a horizontal line across any unused space.

"Where it says Pay, put your name". Don't you mean, put "Scottish Building Society", or have I misunderstood?

No, you don't need to write building society's name, just your own name.

You don't have to but it makes it more secure if you include the institution's name as well e.g., it can't be paid into an account with Lloyds if it has, "Scottish Building Society a/c *your name*" written on it.

Kim_13

clairec666 said:

allegro120 said:

Bridlington1 said:

Bob2000 said:

SCOTTISH BUILDING SOCIETY  ONLINE REGULAR SAVER. 

I spoke earlier today to a member of staff over the phone (11.46am) and asked them if they're launching the online version of their postal/branch Regular Saver.
I was told there are no plans at the moment to do so.

And now there's the scramble to try to get an account opened by post and initial deposit received before the end of the month. I suspect this is is going to be rather tight.

For those who were holding out for the online version to be launched please accept my apologies for the misinformation. It seems my sources are growing unreliable of late.

It's not your fault, you just announced what you were told by customer services representative.  As we know, these can be misleading and can't be taken as facts.

It's also possible that the person Bob2000 spoke to was wrong, and that Bridlington1's original source was right.

Or that Scottish Building Society have changed their mind in the meantime, possibly because they got more applications than expected.

Either way, I'm in no hurry to open the account, postal or otherwise, if it becomes available online it'll be a bonus. Nobody needs to sue other forum members for giving incorrect information!

I’d lean towards them having changed their mind, as another forumite was also told that it was planned when they took the opportunity to enquire having received a courtesy call. They wouldn’t have included a line in their T and Cs saying only one Regular Saver or e-Regular Saver (a product that doesn’t exist) had there been no intention at that time to launch one.

friolento

Scottish BS

Received the login information today. I had applied on Oct 20, which was the day I had received the passbook. Originally applied for the RS by post on October 9. 

I have now also applied for an esaver so my online access stays alive once the RS matures.

Bridlington1

HRBS Christmas RS to be launched 1/11/25

The details I've been given:
5% (var)
£100/Mth max
Can skip months 
30 notice on withdrawals which are unlimited 
Branch/post opening but can be viewed online once opened.

They have said they'll send an application pack to me when it's launched 

Stargunner

Bridlington1 said:

HRBS Christmas RS to be launched 1/11/25

The details I've been given:
5% (var)
£100/Mth max
Can skip months 
30 notice on withdrawals which are unlimited 
Branch/post opening but can be viewed online once opened.

They have said they'll send an application pack to me when it's launched 

They are not being very joyful with that rate and maximum monthly deposit limit.

I will be giving it a miss.

mon3ysav3r

Digital_Payback said:

Hanley Economic BS SMART SAVER
As a new customer I have opened a Hanley Econ. Online Smart Saver (Reg. Saver)
Can anyone tell me from experience long it takes to receive the User ID and get online access?
Thanks. 

I received my welcome pack and temporary User ID today, exactly a week after applying online.

I can confirm that the new password I was asked to provide during signup was never used at anytime.

When signing in with the temporary id you are asked to create a new id, and when using the emailed temporary password you are forced to create a new password.

The password "question mark" help says you can provide a password up to 16 characters, but this is incorrect, it actually doesn't allow you to enter more than 12 characters in the change password field, or the login password field, which is rather short for 2025. You then have to set a memorable question/answer.

OrangeBlueGreen

Kim_13 said:

clairec666 said:

allegro120 said:

Bridlington1 said:

Bob2000 said:

SCOTTISH BUILDING SOCIETY  ONLINE REGULAR SAVER. 

I spoke earlier today to a member of staff over the phone (11.46am) and asked them if they're launching the online version of their postal/branch Regular Saver.
I was told there are no plans at the moment to do so.

And now there's the scramble to try to get an account opened by post and initial deposit received before the end of the month. I suspect this is is going to be rather tight.

For those who were holding out for the online version to be launched please accept my apologies for the misinformation. It seems my sources are growing unreliable of late.

It's not your fault, you just announced what you were told by customer services representative.  As we know, these can be misleading and can't be taken as facts.

It's also possible that the person Bob2000 spoke to was wrong, and that Bridlington1's original source was right.

Or that Scottish Building Society have changed their mind in the meantime, possibly because they got more applications than expected.

Either way, I'm in no hurry to open the account, postal or otherwise, if it becomes available online it'll be a bonus. Nobody needs to sue other forum members for giving incorrect information!

I’d lean towards them having changed their mind, as another forumite was also told that it was planned when they took the opportunity to enquire having received a courtesy call. They wouldn’t have included a line in their T and Cs saying only one Regular Saver or e-Regular Saver (a product that doesn’t exist) had there been no intention at that time to launch one.

I agree, they've probably found some kind of an IT gremlin so had to pause it.

Hattie627

Stargunner said:

Bridlington1 said:

HRBS Christmas RS to be launched 1/11/25

The details I've been given:
5% (var)
£100/Mth max
Can skip months 
30 notice on withdrawals which are unlimited 
Branch/post opening but can be viewed online once opened.

They have said they'll send an application pack to me when it's launched 

They are not being very joyful with that rate and maximum monthly deposit limit.

I will be giving it a miss.

Yeah, they will probably drop the rate during the term as well. In addition to the unexciting rate and low monthly deposit limit, the opening by post is a drag and the 30 day notice for withdrawals is almost insulting. I'm not averse to postal opening if the terms are very good, but this doesn't meet that description.

SH88SH88

Hattie627 said:

Stargunner said:

Bridlington1 said:

HRBS Christmas RS to be launched 1/11/25

The details I've been given:
5% (var)
£100/Mth max
Can skip months 
30 notice on withdrawals which are unlimited 
Branch/post opening but can be viewed online once opened.

They have said they'll send an application pack to me when it's launched 

They are not being very joyful with that rate and maximum monthly deposit limit.

I will be giving it a miss.

Yeah, they will probably drop the rate during the term as well. In addition to the unexciting rate and low monthly deposit limit, the opening by post is a drag and the 30 day notice for withdrawals is almost insulting. I'm not averse to postal opening if the terms are very good, but this doesn't meet that description.

Plus all the OTT faff with temporary passwords, flakey encrypted emails and UID's by snail mail. Plenty of reasons to swerve this one.

roked

mon3ysav3r said:

Digital_Payback said:

Hanley Economic BS SMART SAVER
As a new customer I have opened a Hanley Econ. Online Smart Saver (Reg. Saver)
Can anyone tell me from experience long it takes to receive the User ID and get online access?
Thanks. 

I received my welcome pack and temporary User ID today, exactly a week after applying online.

I can confirm that the new password I was asked to provide during signup was never used at anytime.

When signing in with the temporary id you are asked to create a new id, and when using the emailed temporary password you are forced to create a new password.

The password "question mark" help says you can provide a password up to 16 characters, but this is incorrect, it actually doesn't allow you to enter more than 12 characters in the change password field, or the login password field, which is rather short for 2025. You then have to set a memorable question/answer.

I had similar issues, where it would not accept it either. My first attempt to put in a 16 char password was with special characters and I did not realise that was not allowed. After that, I still could not put in a 16 char password without special characters, getting the same error. 

I came back out and then started again and put in 16 char without special chars the first time and it got accepted. I think the initial error does not get cleared on subsequent attempts, at least in my case. I can confirm though that I do now have a 16 char password with them

Edit : sorry I misread it, I thought it was on accepting it, I dont know why you cannot actually enter more than 12, that was not an issue for me