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The Top Regular Savers Discussion Thread

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  • As if by magic, new Principality Xmas 2026 set up the day before the maturity of the 2025 version, funded, and my monthly transfer standing order set up from the current account too. Easy as pie, as usually seems to be the case with Principality. 
    Same here. 2026 Xmas version opened and funded today with £150, and monthly SO set up to start in November. Tomorrow, all being well, 2025 Xmas RS matures into a 6 month RS (Issue 4). I have a second 2025 Xmas RS maturing on 22nd December, so will wait and see how that pans out.
  • Re: Principality 2025 Xmas saver

    Mine matures on Friday 24th October and I have requested full balance to be paid out to an external current account. When should I expect the money? TIA
    Save £12k in 2020 #42 £12,551.25 / £14,000 89.65%
  • SJMALBA
    SJMALBA Posts: 1,152 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    edited 23 October 2025 at 12:02PM
    Re: Principality 2025 Xmas saver

    Mine matures on Friday 24th October and I have requested full balance to be paid out to an external current account. When should I expect the money? TIA
    IME, I'd expect it on the 24th.

    Principality appear to be highly efficient in general, including account maturities (touch wood!).
  • refluxer
    refluxer Posts: 3,415 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 23 October 2025 at 12:03PM
    Re: Principality 2025 Xmas saver

    Mine matures on Friday 24th October and I have requested full balance to be paid out to an external current account. When should I expect the money? TIA
    If you get your maturity instructions in before the deadline, Principality usually pay out on the same day in my experience, even over the weekend. My last one arrived late morning on a Friday (11.15am) which was the day of maturity.
  • refluxer said:
    Re: Principality 2025 Xmas saver

    Mine matures on Friday 24th October and I have requested full balance to be paid out to an external current account. When should I expect the money? TIA
    If you get your maturity instructions in before the deadline, Principality usually pay out on the same day in my experience, even over the weekend. My last one arrived late morning on a Friday (11.15am) which was the day of maturity.
    Principality 2025 Xmas saver
    What is the deadline? Mine matures 24th October as well.
  • refluxer said:
    Re: Principality 2025 Xmas saver

    Mine matures on Friday 24th October and I have requested full balance to be paid out to an external current account. When should I expect the money? TIA
    If you get your maturity instructions in before the deadline, Principality usually pay out on the same day in my experience, even over the weekend. My last one arrived late morning on a Friday (11.15am) which was the day of maturity.
    Principality 2025 Xmas saver
    What is the deadline? Mine matures 24th October as well.
    Go online, see if you can give maturity instructions on the Xmas Saver.

    If you can then you haven't missed the deadline.

    If you can't .....etc.
  • masonic said:
    Passport photo page emailed to savingsonline@SCOTS.CO.UK
    rest of the stuff to be posted back by their second class prepaid envelope.
    Hopefully you didn't send it there as that is "owned and operated by SafetyNet Systems Ltd since 2006 - Company Registered in England and Wales - Registration Number: 3403704"
    Quite right, my typo. I'd got them to email me first, from their address and then I did a reply.
  • refluxer
    refluxer Posts: 3,415 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    refluxer said:
    Re: Principality 2025 Xmas saver

    Mine matures on Friday 24th October and I have requested full balance to be paid out to an external current account. When should I expect the money? TIA
    If you get your maturity instructions in before the deadline, Principality usually pay out on the same day in my experience, even over the weekend. My last one arrived late morning on a Friday (11.15am) which was the day of maturity.
    Principality 2025 Xmas saver
    What is the deadline? Mine matures 24th October as well.
    Mine also matures tomorrow and I got a text message from Principality reminding me to submit my maturity instructions, which I did this morning. 

    If you haven't done this, then do it ASAP as there will presumably be a cut-off point today at some stage.
  • potlings
    potlings Posts: 11 Forumite
    10 Posts
    edited 23 October 2025 at 1:48PM
    Principality Xmas 2026. Presume this a mistake? Sometimes see this on fixed rate bonds.
  • potlings said:
    Presume this a mistake? Sometimes see this on fixed rate bonds.
    It's not the only 'typo' on the product information pages.

    Pretty poor that punters can spot this stuff but PrinBS haven't got a couple of eyeballs to proof this financial, legal, regulated information before they publish it.
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