The Top Regular Savers Discussion Thread

dibbles212

Thank you all for your advice on opening multiple issue RS with Principality. I didn't realise this was possible! 

With how many other providers can you do this?

Cweb

Principality Maturity options for Xmas Saver now available for those taken out on first day - Regular Saver 4 is an option. Nothing else of interest as options instead.

Hattie627

Principality BS

Christmas 2025 RS maturity options available today (for MD of 24th October). 6 month RS Issue 4 one of the options when I chose Option 4 (withdraw cash and open new Regular Saver Bond). Instructed £200 to new 6mthRS and balance to nominated account, Instructions have been accepted.

jaypers

Hattie627 said:

Principality BS

Christmas 2025 RS maturity options available today (for MD of 24th October). 6 month RS Issue 4 one of the options when I chose Option 4 (withdraw cash and open new Regular Saver Bond). Instructed £200 to new 6mthRS and balance to nominated account, Instructions have been accepted.

Thanks….my options there too as also took out on day 1. Was hoping they would launch a new Christmas Bond so I’m still deciding whether to bend the rules with another 6 month RS.

Hattie627

jaypers said:

Hattie627 said:

Principality BS

Christmas 2025 RS maturity options available today (for MD of 24th October). 6 month RS Issue 4 one of the options when I chose Option 4 (withdraw cash and open new Regular Saver Bond). Instructed £200 to new 6mthRS and balance to nominated account, Instructions have been accepted.

Thanks….my options there too as also took out on day 1. Was hoping they would launch a new Christmas Bond so I’m still deciding whether to bend the rules with another 6 month RS.

You can open a Xmas 2026 Regular Saver as a new account (not a rollover) if and when it becomes available. Rate won't be as high as the 6 month RS (probably) and monthly payment likely only to be £150 (based on the 2025 Xmas one), although it will last a year

clairec666

It's possible that Principality will offer another Christmas account this year, and it might be available as a maturity option too, so you could potentially end up with two. Based on last year, it's likely to be a lower interest rate and lower deposit limit to the 6 month RS, but some people might prefer it as it lasts a year.

I vaguely recall being able to change your maturity choice nearer the time, but now I'm wondering if that was Skipton instead 

Mine doesn't mature until early November, so I will benefit from reading everyone else's experiences and will know whether it's option 2 or option 4 and whether I need to buy green pants.

ThePirates

Just instructed my Principality Xmas Saver maturity too!
2 x Iss3 and 3 x Iss 4 current holding!

potlings

Surely this bubble must burst?

s71hj

Have people received Principality maturity instructions by post or are you finding it by logging in? 

ThePirates

s71hj said:

Have people received Principality maturity instructions by post or are you finding it by logging in? 

Logging in, but they usually post instructions too. Online is easier.