The Top Regular Savers Discussion Thread

janusd

potlings said:

ThePirates said:

RosieRooBear said:

easyasonetwothree said:

Hattie627 said:

I have a Principality Christmas 2025 RS maturing on 24th October. I'm hoping to do a rollover to the 6 month RS (issue 4). I can't remember when the online maturity options menu normally appears, possibly 14 days before maturity (which would be tomorrow). Can anyone remember if it's 14 days or 7 days?

Though they might bring out another Christmas saver which could be worth considering.

No, you rollover the maturing one to a 6 month RS4 and you can open a Christmas saver separately if they do release one. 

That's how a lot of us now have 4+ RS4s 😉

Can you roll the entire balance of the maturing account into the 6 month RS4 or are you limited to the max monthly amount , which is £200?

you're limited to the max amount £200, with the rest going elsewhere.

Speculator

potlings said:

ThePirates said:

RosieRooBear said:

easyasonetwothree said:

Hattie627 said:

I have a Principality Christmas 2025 RS maturing on 24th October. I'm hoping to do a rollover to the 6 month RS (issue 4). I can't remember when the online maturity options menu normally appears, possibly 14 days before maturity (which would be tomorrow). Can anyone remember if it's 14 days or 7 days?

Though they might bring out another Christmas saver which could be worth considering.

No, you rollover the maturing one to a 6 month RS4 and you can open a Christmas saver separately if they do release one. 

That's how a lot of us now have 4+ RS4s 😉

Can you roll the entire balance of the maturing account into the 6 month RS4 or are you limited to the max monthly amount , which is £200?

There are no regular savers where you can rollover the entire balance on maturity.

flaneurs_lobster

potlings said:

ThePirates said:

RosieRooBear said:

easyasonetwothree said:

Hattie627 said:

I have a Principality Christmas 2025 RS maturing on 24th October. I'm hoping to do a rollover to the 6 month RS (issue 4). I can't remember when the online maturity options menu normally appears, possibly 14 days before maturity (which would be tomorrow). Can anyone remember if it's 14 days or 7 days?

Though they might bring out another Christmas saver which could be worth considering.

No, you rollover the maturing one to a 6 month RS4 and you can open a Christmas saver separately if they do release one. 

That's how a lot of us now have 4+ RS4s 😉

Can you roll the entire balance of the maturing account into the 6 month RS4 or are you limited to the max monthly amount , which is £200?

The latter..

trickydicky14

potlings said:

ThePirates said:

RosieRooBear said:

easyasonetwothree said:

Hattie627 said:

I have a Principality Christmas 2025 RS maturing on 24th October. I'm hoping to do a rollover to the 6 month RS (issue 4). I can't remember when the online maturity options menu normally appears, possibly 14 days before maturity (which would be tomorrow). Can anyone remember if it's 14 days or 7 days?

Though they might bring out another Christmas saver which could be worth considering.

No, you rollover the maturing one to a 6 month RS4 and you can open a Christmas saver separately if they do release one. 

That's how a lot of us now have 4+ RS4s 😉

Can you roll the entire balance of the maturing account into the 6 month RS4 or are you limited to the max monthly amount , which is £200?

O my, if only.

potlings

janusd said:

potlings said:

ThePirates said:

RosieRooBear said:

easyasonetwothree said:

Hattie627 said:

I have a Principality Christmas 2025 RS maturing on 24th October. I'm hoping to do a rollover to the 6 month RS (issue 4). I can't remember when the online maturity options menu normally appears, possibly 14 days before maturity (which would be tomorrow). Can anyone remember if it's 14 days or 7 days?

Though they might bring out another Christmas saver which could be worth considering.

No, you rollover the maturing one to a 6 month RS4 and you can open a Christmas saver separately if they do release one. 

That's how a lot of us now have 4+ RS4s 😉

Can you roll the entire balance of the maturing account into the 6 month RS4 or are you limited to the max monthly amount , which is £200?

you're limited to the max amount £200, with the rest going elsewhere.

Thanks, it's what I thought but thought it was worth checking.

Kim_13

Monmouthshire

Anyone know if there’s a way to hide a closed/empty account in the app? Or whether it would disappear from the app if I logged into the website and hid it there?

Exclusive Issue 2 finally matured after dropping to 4.65%, but I got a freepost envelope with the maturity pack by holding out. Never funded beyond the initial £50 and kept it for most of the year in case the next Exclusive account had been limited to holders of that account.

clairec666

RosieRooBear said:

easyasonetwothree said:

Hattie627 said:

I have a Principality Christmas 2025 RS maturing on 24th October. I'm hoping to do a rollover to the 6 month RS (issue 4). I can't remember when the online maturity options menu normally appears, possibly 14 days before maturity (which would be tomorrow). Can anyone remember if it's 14 days or 7 days?

Though they might bring out another Christmas saver which could be worth considering.

No, you rollover the maturing one to a 6 month RS4 and you can open a Christmas saver separately if they do release one. 

Or you could try to get two new Christmas savers I guess? Depends if they release it before last year's one matures. Last year the rate was lower (7%) and also the deposit limit (£125) so another RS4 would be preferential, but on the plus side the Christmas one lasts a whole year.

Kim_13

clairec666 said:

RosieRooBear said:

easyasonetwothree said:

Hattie627 said:

I have a Principality Christmas 2025 RS maturing on 24th October. I'm hoping to do a rollover to the 6 month RS (issue 4). I can't remember when the online maturity options menu normally appears, possibly 14 days before maturity (which would be tomorrow). Can anyone remember if it's 14 days or 7 days?

Though they might bring out another Christmas saver which could be worth considering.

No, you rollover the maturing one to a 6 month RS4 and you can open a Christmas saver separately if they do release one. 

Or you could try to get two new Christmas savers I guess? Depends if they release it before last year's one matures. Last year the rate was lower (7%) and also the deposit limit (£125) so another RS4 would be preferential, but on the plus side the Christmas one lasts a whole year.

Or they could do what they did in 2023 and launch a Maturity Winter Saver instead, only open to the holders of maturing Christmas Regular Savers. If they closed the loophole that allowed those without a qualifying account to apply and keep it, applying for it as a rollover would be the only option. 

friolento

Kim_13 said:

Monmouthshire

Anyone know if there’s a way to hide a closed/empty account in the app? Or whether it would disappear from the app if I logged into the website and hid it there?

My closed accounts don't show in the app. I have hidden them online - don't know whether this is a pre-req but I doubt it is.

AFAIK, empty accounts will always show in the app. You'd have to close them to make them disappear from view.

Hal17

The Scottish Building Society Passbook seems to be taking a while to arrive in the post. I can see that my cheques has been cashed and Customer Services said it has been posted. Guess it's coming slow mail.