The Top Regular Savers Discussion Thread

clairec666

Kim_13 said:

Progressive

Opened and funded Monday by debit card, but have since received an email from them titled you still have time. Seems there was a glitch and I now have this (sorry for the link, the choose files option didn’t add the screenshot when I selected it from my photos, tried several times.)

https://imgbox.com/UrLwBjvk

I suspect it happened as it seemed to send me back a page when I downloaded the summary sheet (after which I just ticked the rest off without reading them to avoid any further problems.) Any views on whether I can press cancel safely? It shouldn’t affect my funded account surely, but a part of me wonders whether I should just let the ‘application’ time out. 

Strangely the name on one is my name as it appears for COP purposes, and the other is title, initials, surname.

I had a similar glitch with my application. Ended up on some kind of error page after pressing "Submit", assumed my application hadn't completed, but when I logged in again I had one open account and one pending. It wouldn't me proceed with the pending account as I was now ineligible (so no, this isn't a sneaky way of getting an extra account). Cancelled the pending one, and got an email confirmation that I'd cancelled it, but no email confirmation of the account I'd actually opened. All a bit strange. Still, the "real" account is now open and funded. All good.

Edit: @Kim_13 can't confirm what will happen in your situation, as I funded after cancelling the pending one.

s71hj

Interested in people's thoughts. Based on something I read on here I'm thinking of opening Principality RS accounts 1 Yr bond at 4.85%and 1 Yr triple access at 4.95%. Both below my normal threshold but idea was to fund at £1 and hopefully be able to gain something profitable as a maturity option, given that Principality seem to have loopholes in their maturity policy. Is there anything wrong with this strategy? 

Kim_13

s71hj said:

Interested in people's thoughts. Based on something I read on here I'm thinking of opening Principality RS accounts 1 Yr bond at 4.85%and 1 Yr triple access at 4.95%. Both below my normal threshold but idea was to fund at £1 and hopefully be able to gain something profitable as a maturity option, given that Principality seem to have loopholes in their maturity policy. Is there anything wrong with this strategy? 

1 Year Triple Access did not have any maturity options when 2024's early accounts matured this year (April I believe.) Has anyone had one maturing with options since?

kermchem

s71hj said:

Interested in people's thoughts. Based on something I read on here I'm thinking of opening Principality RS accounts 1 Yr bond at 4.85%and 1 Yr triple access at 4.95%. Both below my normal threshold but idea was to fund at £1 and hopefully be able to gain something profitable as a maturity option, given that Principality seem to have loopholes in their maturity policy. Is there anything wrong with this strategy? 

I have matured the 1 year RS Bond issue 34 into 6 month RS Issue 3, which I might already have had one of. As a beginner at this game I seem to have done this only once.

ChewyyBacca

Suffolk BS Reg Saver Online 1 Year Variable Rate Regular Saver (31.03.2026)

Since they reduced rate to 4.6%, I sent a msg to close the account on 1 Oct
On 2 Oct, acct disappeared from Online system
Proceeds received on 7 Oct. 
Im told from 1 Oct to 2 Oct, the balance earned 1.85%. Im assuming the outstanding balance didnt earn anything from 2 Oct to 6 Oct.

Is this as per their Ts&Cs?

The rate chaser in me is peeved that I lost interest for 6 days.Anyone has those handy excel sheets to input numbers so that I see how much I should have received?

cheekyweegit

Kim_13 said:

s71hj said:

Interested in people's thoughts. Based on something I read on here I'm thinking of opening Principality RS accounts 1 Yr bond at 4.85%and 1 Yr triple access at 4.95%. Both below my normal threshold but idea was to fund at £1 and hopefully be able to gain something profitable as a maturity option, given that Principality seem to have loopholes in their maturity policy. Is there anything wrong with this strategy? 

1 Year Triple Access did not have any maturity options when 2024's early accounts matured this year (April I believe.) Has anyone had one maturing with options since?

Mine is due to mature 02.11.2025 so bit early for maturity instructions if you indeed get any.  This is my first Triple access so I'll see what happens.

My Christmas Regular Saver matures 25.10.25 so might get something in next day or two for that.

I also have a 6 month Regular Saver Issue 3 maturing on 01.11.25 so still a bit early

Then next is another 6 month Regular Saver Issue 3 on 10.12.25 and I'm going to try and sneak an extra payment in for the 10 days until it matures.

I'm hoping to try and get another couple of Issue 4 6 month savers, currently have 2 x issue 3 and 2 x issue 4.  Any more via maturity is a bonus and my other two 6 month Issue 4 regular savers don't mature until February & March next year.

DealSeeker11

Kim_13 said:

s71hj said:

Interested in people's thoughts. Based on something I read on here I'm thinking of opening Principality RS accounts 1 Yr bond at 4.85%and 1 Yr triple access at 4.95%. Both below my normal threshold but idea was to fund at £1 and hopefully be able to gain something profitable as a maturity option, given that Principality seem to have loopholes in their maturity policy. Is there anything wrong with this strategy? 

1 Year Triple Access did not have any maturity options when 2024's early accounts matured this year (April I believe.) Has anyone had one maturing with options since?

Based on my experience I'm quite sure 1-yr Triple Access maturity does not lead to 6-mo RS option, 1-Yr Bond does. 

dibbles212

cheekyweegit said:

Kim_13 said:

s71hj said:

Interested in people's thoughts. Based on something I read on here I'm thinking of opening Principality RS accounts 1 Yr bond at 4.85%and 1 Yr triple access at 4.95%. Both below my normal threshold but idea was to fund at £1 and hopefully be able to gain something profitable as a maturity option, given that Principality seem to have loopholes in their maturity policy. Is there anything wrong with this strategy? 

1 Year Triple Access did not have any maturity options when 2024's early accounts matured this year (April I believe.) Has anyone had one maturing with options since?

Mine is due to mature 02.11.2025 so bit early for maturity instructions if you indeed get any.  This is my first Triple access so I'll see what happens.

My Christmas Regular Saver matures 25.10.25 so might get something in next day or two for that.

I also have a 6 month Regular Saver Issue 3 maturing on 01.11.25 so still a bit early

Then next is another 6 month Regular Saver Issue 3 on 10.12.25 and I'm going to try and sneak an extra payment in for the 10 days until it matures.

I'm hoping to try and get another couple of Issue 4 6 month savers, currently have 2 x issue 3 and 2 x issue 4.  Any more via maturity is a bonus and my other two 6 month Issue 4 regular savers don't mature until February & March next year.

Could someone please explain how to get multiple accounts of the same issue? 👀

soulsaver

dibbles212 said:

cheekyweegit said:

Kim_13 said:

s71hj said:

Interested in people's thoughts. Based on something I read on here I'm thinking of opening Principality RS accounts 1 Yr bond at 4.85%and 1 Yr triple access at 4.95%. Both below my normal threshold but idea was to fund at £1 and hopefully be able to gain something profitable as a maturity option, given that Principality seem to have loopholes in their maturity policy. Is there anything wrong with this strategy? 

1 Year Triple Access did not have any maturity options when 2024's early accounts matured this year (April I believe.) Has anyone had one maturing with options since?

Mine is due to mature 02.11.2025 so bit early for maturity instructions if you indeed get any.  This is my first Triple access so I'll see what happens.

My Christmas Regular Saver matures 25.10.25 so might get something in next day or two for that.

I also have a 6 month Regular Saver Issue 3 maturing on 01.11.25 so still a bit early

Then next is another 6 month Regular Saver Issue 3 on 10.12.25 and I'm going to try and sneak an extra payment in for the 10 days until it matures.

I'm hoping to try and get another couple of Issue 4 6 month savers, currently have 2 x issue 3 and 2 x issue 4.  Any more via maturity is a bonus and my other two 6 month Issue 4 regular savers don't mature until February & March next year.

Could someone please explain how to get multiple accounts of the same issue? 👀

What do you want to make those eyes at me for... When they don't mean..

Principality? When offered as a maturity option.

allegro120

dibbles212 said:

cheekyweegit said:

Kim_13 said:

s71hj said:

Interested in people's thoughts. Based on something I read on here I'm thinking of opening Principality RS accounts 1 Yr bond at 4.85%and 1 Yr triple access at 4.95%. Both below my normal threshold but idea was to fund at £1 and hopefully be able to gain something profitable as a maturity option, given that Principality seem to have loopholes in their maturity policy. Is there anything wrong with this strategy? 

1 Year Triple Access did not have any maturity options when 2024's early accounts matured this year (April I believe.) Has anyone had one maturing with options since?

Mine is due to mature 02.11.2025 so bit early for maturity instructions if you indeed get any.  This is my first Triple access so I'll see what happens.

My Christmas Regular Saver matures 25.10.25 so might get something in next day or two for that.

I also have a 6 month Regular Saver Issue 3 maturing on 01.11.25 so still a bit early

Then next is another 6 month Regular Saver Issue 3 on 10.12.25 and I'm going to try and sneak an extra payment in for the 10 days until it matures.

I'm hoping to try and get another couple of Issue 4 6 month savers, currently have 2 x issue 3 and 2 x issue 4.  Any more via maturity is a bonus and my other two 6 month Issue 4 regular savers don't mature until February & March next year.

Could someone please explain how to get multiple accounts of the same issue? 👀

You need to wait until your existing Principality RS is close to maturity.  14 days before maturity you should get maturity options, this will be displayed next to your account.  Choose 6 month saver from the list.  I currently have 5 of them,  3 x iss3 and 2 x iss4.