The Top Regular Savers Discussion Thread

Rheumatoid

Pleasant surprise to immediately be offered a 7.1% RS from Zopa when my 7.5% matured today.

clairec666

Rheumatoid said:

Pleasant surprise to immediately be offered a 7.1% RS from Zopa when my 7.5% matured today.

The 7.1% RS has been on offer to everyone ever since the current account became "Biscuit" - unfortunately it's not fixed rate like the original 7.5% account was, but the rate has remained the same for a few months now.

Good to hear that you can open a new one straight away after maturity. Presumably this means that your deposit date each month doesn't need to change? (Zopa operates a "monthiversary" kind of thing, instead of resetting each calendar month.)

Rheumatoid

clairec666 said:

Rheumatoid said:

Pleasant surprise to immediately be offered a 7.1% RS from Zopa when my 7.5% matured today.

The 7.1% RS has been on offer to everyone ever since the current account became "Biscuit" - unfortunately it's not fixed rate like the original 7.5% account was, but the rate has remained the same for a few months now.

Good to hear that you can open a new one straight away after maturity. Presumably this means that your deposit date each month doesn't need to change? (Zopa operates a "monthiversary" kind of thing, instead of resetting each calendar month.)

not sure about deposits as I had cancelled the autosave into the 7.5% earlier this month and had to set up a new autosave for the 7.1% account.

liamcov

flaneurs_lobster said:

liamcov said:

West Brom Reglar Saver issue 7

Maturity letter just says it will convert to a EA. Says can get passbook updated in branch. How is best to access the money (avoiding going to a branch)

Do you have online access to WestBrom? They do seem to distinguish between online and branch versions of the same product so do you know what type of EA you have?

Yes I can login and see the account - listed as 

Fixed Rate Regular Saver (Issue 7)

Rheumatoid

I seem to remember that a withdrawal from the NW digital regular saver resulted in a loss of interest for that month. I presume I'm getting it mixed up with another account seeing as people seem to just cream off anything over 5k every month.

wmb194

Rheumatoid said:

I seem to remember that a withdrawal from the NW digital regular saver resulted in a loss of interest for that month. I presume I'm getting it mixed up with another account seeing as people seem to just cream off anything over 5k every month.

NatWest Digital Saver RS

No, it doesn't.

clairec666

Rheumatoid said:

I seem to remember that a withdrawal from the NW digital regular saver resulted in a loss of interest for that month. I presume I'm getting it mixed up with another account seeing as people seem to just cream off anything over 5k every month.

Natwest: definitely no loss of interest - can confirm from personal experience. All I can think of is Plum's cash ISA: "If you cancel your Cash ISA or withdraw mid-month, you'll lose any interest accrued for that particular month."

Kim_13

wmb194 said:

Rheumatoid said:

I seem to remember that a withdrawal from the NW digital regular saver resulted in a loss of interest for that month. I presume I'm getting it mixed up with another account seeing as people seem to just cream off anything over 5k every month.

NatWest Digital Saver RS

No, it doesn't.

Closure does, so best to leave £1 in.

flaneurs_lobster

Hattie627 said:

Anyone know when Melton BS online will be back up and running? I sent payments to two accounts on 1st October but haven't been able to check that they have been credited. Don't want to phone and bother the staff at a difficult time for them 

Back online, needs existing users to reactivate their access.

I've tried and failed.

Anyone able to get access? If it's just me I'll give them a call.

10_66

flaneurs_lobster said:

Hattie627 said:

Anyone know when Melton BS online will be back up and running? I sent payments to two accounts on 1st October but haven't been able to check that they have been credited. Don't want to phone and bother the staff at a difficult time for them 

Back online, needs existing users to reactivate their access.

I've tried and failed.

Anyone able to get access? If it's just me I'll give them a call.

I've just tried, said my credentials are incorrect.