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The Top Regular Savers Discussion Thread

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Comments

  • figgyc said:
    Hattie627 said:
    Anyone know when Melton BS online will be back up and running? I sent payments to two accounts on 1st October but haven't been able to check that they have been credited. Don't want to phone and bother the staff at a difficult time for them 
    Back online, needs existing users to reactivate their access.

    I've tried and failed.

    Anyone able to get access? If it's just me I'll give them a call.

    It's worked for me.
    For "account number" they don't mean the account number you send money to, they mean the number in the reference.
    i.e I had Melton on my spreadsheet as xx-xx-xx xxxxxxx ARGyyyyyyyXXX. And to register I typed 0yyyyyyy as my "account number". That was the only bit I found confusing.
    "Confusing" is not the term I'd use. Well done for deducing what was actually required, would have been nice if the same instructions had been forthcoming from Melton.
    They actually do have a step by step guide, here-

    https://www.themelton.co.uk/tmbs-content/uploads/2025/10/Online-user-profile-insert-v4.pdf?_gl=1*1ndznu4*_up*MQ..*_ga*MTY2MTQ1MjU1OC4xNzU5OTIwNjQ3*_ga_ZT44ZJHT90*czE3NTk5MjA2NDYkbzEkZzAkdDE3NTk5MjA2NDYkajYwJGwwJGgw
  • figgyc said:
    Hattie627 said:
    Anyone know when Melton BS online will be back up and running? I sent payments to two accounts on 1st October but haven't been able to check that they have been credited. Don't want to phone and bother the staff at a difficult time for them 
    Back online, needs existing users to reactivate their access.

    I've tried and failed.

    Anyone able to get access? If it's just me I'll give them a call.

    It's worked for me.
    For "account number" they don't mean the account number you send money to, they mean the number in the reference.
    i.e I had Melton on my spreadsheet as xx-xx-xx xxxxxxx ARGyyyyyyyXXX. And to register I typed 0yyyyyyy as my "account number". That was the only bit I found confusing.
    "Confusing" is not the term I'd use. Well done for deducing what was actually required, would have been nice if the same instructions had been forthcoming from Melton.
    They actually do have a step by step guide, here-

    https://www.themelton.co.uk/tmbs-content/uploads/2025/10/Online-user-profile-insert-v4.pdf?_gl=1*1ndznu4*_up*MQ..*_ga*MTY2MTQ1MjU1OC4xNzU5OTIwNjQ3*_ga_ZT44ZJHT90*czE3NTk5MjA2NDYkbzEkZzAkdDE3NTk5MjA2NDYkajYwJGwwJGgw
    Indeed they do, says to enter your 8 digit account number. Others cleverer than I have deduced that this means the 7 digit numeric bit from the 13 character account id preceded by a zero.

    Obvious really.
  • BestSeagull
    BestSeagull Posts: 265 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    edited 8 October 2025 at 11:03AM
    figgyc said:
    Hattie627 said:
    Anyone know when Melton BS online will be back up and running? I sent payments to two accounts on 1st October but haven't been able to check that they have been credited. Don't want to phone and bother the staff at a difficult time for them 
    Back online, needs existing users to reactivate their access.

    I've tried and failed.

    Anyone able to get access? If it's just me I'll give them a call.

    It's worked for me.
    For "account number" they don't mean the account number you send money to, they mean the number in the reference.
    i.e I had Melton on my spreadsheet as xx-xx-xx xxxxxxx ARGyyyyyyyXXX. And to register I typed 0yyyyyyy as my "account number". That was the only bit I found confusing.
    "Confusing" is not the term I'd use. Well done for deducing what was actually required, would have been nice if the same instructions had been forthcoming from Melton.
    They actually do have a step by step guide, here-

    https://www.themelton.co.uk/tmbs-content/uploads/2025/10/Online-user-profile-insert-v4.pdf?_gl=1*1ndznu4*_up*MQ..*_ga*MTY2MTQ1MjU1OC4xNzU5OTIwNjQ3*_ga_ZT44ZJHT90*czE3NTk5MjA2NDYkbzEkZzAkdDE3NTk5MjA2NDYkajYwJGwwJGgw
    Indeed they do, says to enter your 8 digit account number. Others cleverer than I have deduced that this means the 7 digit numeric bit from the 13 character account id preceded by a zero.

    Obvious really.
    I am not a fan of this change, and the instructions are hard to find but if you do manage to find them, they do say to do this, my bold.

    "At this stage, you’ll need your 8 digit

    account number. You can use either your

    mortgage or savings account number.

    This can be found in most email or letter

    correspondence from us. Please note,

    you’ll need to add a ‘0’ at the beginning

    of your account number"

  • figgyc said:
    Hattie627 said:
    Anyone know when Melton BS online will be back up and running? I sent payments to two accounts on 1st October but haven't been able to check that they have been credited. Don't want to phone and bother the staff at a difficult time for them 
    Back online, needs existing users to reactivate their access.

    I've tried and failed.

    Anyone able to get access? If it's just me I'll give them a call.

    It's worked for me.
    For "account number" they don't mean the account number you send money to, they mean the number in the reference.
    i.e I had Melton on my spreadsheet as xx-xx-xx xxxxxxx ARGyyyyyyyXXX. And to register I typed 0yyyyyyy as my "account number". That was the only bit I found confusing.
    "Confusing" is not the term I'd use. Well done for deducing what was actually required, would have been nice if the same instructions had been forthcoming from Melton.
    They actually do have a step by step guide, here-

    https://www.themelton.co.uk/tmbs-content/uploads/2025/10/Online-user-profile-insert-v4.pdf?_gl=1*1ndznu4*_up*MQ..*_ga*MTY2MTQ1MjU1OC4xNzU5OTIwNjQ3*_ga_ZT44ZJHT90*czE3NTk5MjA2NDYkbzEkZzAkdDE3NTk5MjA2NDYkajYwJGwwJGgw
    Indeed they do, says to enter your 8 digit account number. Others cleverer than I have deduced that this means the 7 digit numeric bit from the 13 character account id preceded by a zero.

    Obvious really.
    I am not a fan of this change, and the instructions are hard to find but if you do manage to find them, they do say to do this, my bold.

    "At this stage, you’ll need your 8 digit

    account number. You can use either your

    mortgage or savings account number.

    This can be found in most email or letter

    correspondence from us. Please note,

    you’ll need to add a ‘0’ at the beginning

    of your account number"

    The sentence that you've bolded has been added in the last hour (yes I've got a copy of the earlier version).

    At least they are being reactive to the problems.
    That does say a lot for their customer service. 
  • Kim_13
    Kim_13 Posts: 4,083 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    figgyc said:
    Hattie627 said:
    Anyone know when Melton BS online will be back up and running? I sent payments to two accounts on 1st October but haven't been able to check that they have been credited. Don't want to phone and bother the staff at a difficult time for them 
    Back online, needs existing users to reactivate their access.

    I've tried and failed.

    Anyone able to get access? If it's just me I'll give them a call.

    It's worked for me.
    For "account number" they don't mean the account number you send money to, they mean the number in the reference.
    i.e I had Melton on my spreadsheet as xx-xx-xx xxxxxxx ARGyyyyyyyXXX. And to register I typed 0yyyyyyy as my "account number". That was the only bit I found confusing.
    "Confusing" is not the term I'd use. Well done for deducing what was actually required, would have been nice if the same instructions had been forthcoming from Melton.
    Indeed, I would have entered yyyyyyy had it been an 8 digit number, but it was only 7 (and I was slightly worried about getting blocked for too many incorrect entries given my phone number issue.) Customers shouldn’t be left to guess a need to add or omit characters, though perhaps they will communicate that when they (presumably) contact customers to say that the new platform is ready.

    I haven’t filled all of my 7% capacity yet so Adcock will be funded later in the month, by which time deposits will hopefully be being credited in the normal timescales.

    The button to click to view more accounts is a downgrade from the previous version, and nominated account details appear to have been lost. Hopefully they don’t start asking for proof of account ownership to re-add it, as they had it when the account was opened (a cheque.) 
  • BestSeagull
    BestSeagull Posts: 265 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    edited 8 October 2025 at 11:57AM
    Kim_13 said:
    figgyc said:
    Hattie627 said:
    Anyone know when Melton BS online will be back up and running? I sent payments to two accounts on 1st October but haven't been able to check that they have been credited. Don't want to phone and bother the staff at a difficult time for them 
    Back online, needs existing users to reactivate their access.

    I've tried and failed.

    Anyone able to get access? If it's just me I'll give them a call.

    It's worked for me.
    For "account number" they don't mean the account number you send money to, they mean the number in the reference.
    i.e I had Melton on my spreadsheet as xx-xx-xx xxxxxxx ARGyyyyyyyXXX. And to register I typed 0yyyyyyy as my "account number". That was the only bit I found confusing.
    "Confusing" is not the term I'd use. Well done for deducing what was actually required, would have been nice if the same instructions had been forthcoming from Melton.

    The button to click to view more accounts is a downgrade from the previous version, and nominated account details appear to have been lost. Hopefully they don’t start asking for proof of account ownership to re-add it, as they had it when the account was opened (a cheque.) 

    I did manage to find my nominated account. If you look under "faster payments" instead of "transfers", it's available there. 

    You might have to scroll up, the faster payments tab is hidden under the "about" tab on my computer unless I do that.

  • Perhaps they're just getting to many regular saver applications and want to cool things down so, change the system, make it confusing, let people struggle (I bet the people on here having problems are just the tip of the iceburg) and all is fine.
  • Ch1ll1Phlakes
    Ch1ll1Phlakes Posts: 380 Forumite
    100 Posts First Anniversary Name Dropper
    edited 8 October 2025 at 1:38PM
    Perhaps they're just getting to many regular saver applications and want to cool things down so, change the system, make it confusing, let people struggle (I bet the people on here having problems are just the tip of the iceburg) and all is fine.
    From their email at the end of September they're trying to make improvements on the whole to their online site and account offerings. See below



    They're using a brand new platform meaning everyone has to now set up brand new log in details. From what I've seen on the new platform, this change also seems to have affected the actual account number. As discussed previously, the account number for the old system was XXX1234567XXX where the first three letters denoted the account name (i.e. ARG for Adcock Regular), 7 digits of your account number and the three last letters denoted the first three letters of your surname (i.e. PHL for Phlakes).

    The new system is using the 7 digits of the previous with a preceding 0 to update the account number to the standard form of 8 digits. With this change in mind I imagine any new accounts released by Melton from this point onward may only require a sort code and the new account number, instead of requiring the reference as before. Though please do not try changing your payment details unless advised to do so by Melton themselves.
  • qbadger
    qbadger Posts: 90 Forumite
    Second Anniversary 10 Posts Name Dropper
    Melton

    Anyone else having issue with receiving the 6 digit OTP code at step 6 of registration? Not getting anything in my email inbox.
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