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The Top Regular Savers Discussion Thread

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Comments

  • wmb194
    wmb194 Posts: 5,668 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 8 October 2025 at 8:57AM
    I seem to remember that a withdrawal from the NW digital regular saver resulted in a loss of interest for that month. I presume I'm getting it mixed up with another account seeing as people seem to just cream off anything over 5k every month.
    NatWest Digital Saver RS

    No, it doesn't.
  • clairec666
    clairec666 Posts: 975 Forumite
    500 Posts Name Dropper
    I seem to remember that a withdrawal from the NW digital regular saver resulted in a loss of interest for that month. I presume I'm getting it mixed up with another account seeing as people seem to just cream off anything over 5k every month.
    Natwest: definitely no loss of interest - can confirm from personal experience. All I can think of is Plum's cash ISA: "If you cancel your Cash ISA or withdraw mid-month, you'll lose any interest accrued for that particular month."
  • Kim_13
    Kim_13 Posts: 4,083 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    wmb194 said:
    I seem to remember that a withdrawal from the NW digital regular saver resulted in a loss of interest for that month. I presume I'm getting it mixed up with another account seeing as people seem to just cream off anything over 5k every month.
    NatWest Digital Saver RS

    No, it doesn't.
    Closure does, so best to leave £1 in.
  • Hattie627 said:
    Anyone know when Melton BS online will be back up and running? I sent payments to two accounts on 1st October but haven't been able to check that they have been credited. Don't want to phone and bother the staff at a difficult time for them 
    Back online, needs existing users to reactivate their access.

    I've tried and failed.

    Anyone able to get access? If it's just me I'll give them a call.
  • 10_66
    10_66 Posts: 3,509 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hattie627 said:
    Anyone know when Melton BS online will be back up and running? I sent payments to two accounts on 1st October but haven't been able to check that they have been credited. Don't want to phone and bother the staff at a difficult time for them 
    Back online, needs existing users to reactivate their access.

    I've tried and failed.

    Anyone able to get access? If it's just me I'll give them a call.
    I've just tried, said my credentials are incorrect.
  • exel1966
    exel1966 Posts: 5,101 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I seem to remember that a withdrawal from the NW digital regular saver resulted in a loss of interest for that month. I presume I'm getting it mixed up with another account seeing as people seem to just cream off anything over 5k every month.
    Loss of interest only applies in the month you close the a/c.
  • figgyc
    figgyc Posts: 48 Forumite
    10 Posts First Anniversary
    Hattie627 said:
    Anyone know when Melton BS online will be back up and running? I sent payments to two accounts on 1st October but haven't been able to check that they have been credited. Don't want to phone and bother the staff at a difficult time for them 
    Back online, needs existing users to reactivate their access.

    I've tried and failed.

    Anyone able to get access? If it's just me I'll give them a call.

    It's worked for me.
    For "account number" they don't mean the account number you send money to, they mean the number in the reference.
    i.e I had Melton on my spreadsheet as xx-xx-xx xxxxxxx ARGyyyyyyyXXX. And to register I typed 0yyyyyyy as my "account number". That was the only bit I found confusing.
  • BestSeagull
    BestSeagull Posts: 265 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    edited 8 October 2025 at 10:24AM
    Hattie627 said:
    Anyone know when Melton BS online will be back up and running? I sent payments to two accounts on 1st October but haven't been able to check that they have been credited. Don't want to phone and bother the staff at a difficult time for them 
    Back online, needs existing users to reactivate their access.

    I've tried and failed.

    Anyone able to get access? If it's just me I'll give them a call.
    I tried just now and managed to get access. The bad news is that, contrary to what I was advised prior to the website update, my October deposits are not showing.

    What might be tripping you up, and did me until I corrected it, is that I entered my mobile number with the leading zero. I got a message, not at this point but at the end of the page saying incorrect data had been entered and that was really the only thing I could think to change, so I removed the leading zero and it allowed me to continue.

    The website is was really slow to load for me and at first I could only see 2 of my accounts so thought they had lost them altogether but there is a button to click to see more of them.

    First impression is not good but time will tell I suppose.
  • figgyc said:
    Hattie627 said:
    Anyone know when Melton BS online will be back up and running? I sent payments to two accounts on 1st October but haven't been able to check that they have been credited. Don't want to phone and bother the staff at a difficult time for them 
    Back online, needs existing users to reactivate their access.

    I've tried and failed.

    Anyone able to get access? If it's just me I'll give them a call.

    It's worked for me.
    For "account number" they don't mean the account number you send money to, they mean the number in the reference.
    i.e I had Melton on my spreadsheet as xx-xx-xx xxxxxxx ARGyyyyyyyXXX. And to register I typed 0yyyyyyy as my "account number". That was the only bit I found confusing.
    "Confusing" is not the term I'd use. Well done for deducing what was actually required, would have been nice if the same instructions had been forthcoming from Melton.
  • 10_66 said:
    Hattie627 said:
    Anyone know when Melton BS online will be back up and running? I sent payments to two accounts on 1st October but haven't been able to check that they have been credited. Don't want to phone and bother the staff at a difficult time for them 
    Back online, needs existing users to reactivate their access.

    I've tried and failed.

    Anyone able to get access? If it's just me I'll give them a call.
    I've just tried, said my credentials are incorrect.
    You need to re-register.
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