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The Top Regular Savers Discussion Thread

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  • Bridlington1
    Bridlington1 Posts: 4,417 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 3 October 2025 at 5:09PM
    MELTON ON LINE
    For those who have the Adcock account: according to the latest news the online services should be up and running again on Monday
    In the meantime their head office and branches have also moved to a new system as part of this process so bear that in mind when contacting them as their staff still seem to be getting to grips with it.

    They've said to me today that faster payments out of the accounts could also take longer than usual to arrive until everything's back up and running.
  • MELTON ON LINE
    For those who have the Adcock account: according to the latest news the online services should be up and running again on Monday
    They took it down last Monday night, expecting to have it back after three days. 

    Upgrade's going well then.....
  • Bridlington1
    Bridlington1 Posts: 4,417 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    MELTON ON LINE
    For those who have the Adcock account: according to the latest news the online services should be up and running again on Monday
    They took it down last Monday night, expecting to have it back after three days. 

    Upgrade's going well then.....
    I think I'll leave them to it for the time being. They seemed to be struggling a bit when I spoke to them today (all I wanted to do was a few internal transfers), it took them about 15 minutes on the phone, the woman I spoke to said she'd only managed to get into the new system today and kept having to put me on hold whilst she asked a new colleague which buttons to press.

    Hopefully they'll get themselves sorted eventually, if not and they do a TSB on us I'll just have to complain and get a bit of money out of them again. 
  • HHUK
    HHUK Posts: 292 Forumite
    Part of the Furniture 100 Posts Savvy Shopper! Photogenic
    s71hj said:

    Oh, I recall my first bank account, a "Griffin Saver". Lots of lovely lovely tat came with it. 
    Came in a Midland Bank holdall as I recall. Probably talking late 80s? Wouldn't surprise me if my daughter still has her dictionary, but I suspect the geometry set has long since been discarded.
  • DealSeeker11
    DealSeeker11 Posts: 28 Forumite
    10 Posts Name Dropper
    edited 3 October 2025 at 6:00PM
    castle96 said:
    OneUser1 said:
    Progressive BS to launch issue 4 of their online regular rainy day saver on Monday 6/10/25 at 7%
    Bad news for me stuck with Issue 3 at 5.5% and although withdrawals are allowed it says the account cannot be closed. Plus only one issue of Rainy Day accounts allowed at a time.
    Same for me. "can w/d alll but £1 (per T&C) but £25 per advisor... but not close therefore no new/better account !
    Progressive BS

    I presume you spoke to them today with the knowledge of the upcoming launch of issue 4? £25 is a bit random, it is not the minimum operating amount for any of the previous issues that I can see, makes me think the person you spoke to didn’t really know what they were talking about… 

    They dropped our rates previously and we accepted that’s part of the deal because it’s variable, but when they decide to put up the rate they’re happy for us to lose out. Odd that a building society would behave this way, not illegal, but hardly ethical. 
  • jaypers
    jaypers Posts: 1,149 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Progressive - never had an account with them before, so appreciate others sharing their experiences. 7% is worth snapping up, I don't mind accounts which are a bit slow or quirky for that rate.
    Opened an easy saver account with them today to make my life easier on Monday and be already a member. It took 5 minutes, 1 pound sent with my Visa Debit and immediately on the account on line. Identification done on line (have your passport or ID ready), nominated account registered also in no time. Easy, simple, immediate. 
    I’m confused as every account I look at indicates it’s for residents of Northern Ireland only. Is that the case?
  • francoghezzi
    francoghezzi Posts: 244 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    edited 3 October 2025 at 6:05PM
    jaypers said:
    Progressive - never had an account with them before, so appreciate others sharing their experiences. 7% is worth snapping up, I don't mind accounts which are a bit slow or quirky for that rate.
    Opened an easy saver account with them today to make my life easier on Monday and be already a member. It took 5 minutes, 1 pound sent with my Visa Debit and immediately on the account on line. Identification done on line (have your passport or ID ready), nominated account registered also in no time. Easy, simple, immediate. 
    I’m confused as every account I look at indicates it’s for residents of Northern Ireland only. Is that the case?
    I live in Scotland and a kind lady on the phone confirmed I could apply on line. Did it and sorted in few minutes. I thought it was only for NI residents myself, but apparently no
  • Bridlington1
    Bridlington1 Posts: 4,417 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    jaypers said:
    Progressive - never had an account with them before, so appreciate others sharing their experiences. 7% is worth snapping up, I don't mind accounts which are a bit slow or quirky for that rate.
    Opened an easy saver account with them today to make my life easier on Monday and be already a member. It took 5 minutes, 1 pound sent with my Visa Debit and immediately on the account on line. Identification done on line (have your passport or ID ready), nominated account registered also in no time. Easy, simple, immediate. 
    I’m confused as every account I look at indicates it’s for residents of Northern Ireland only. Is that the case?
    Not all. I opened this account when they launched Issue 1 of the Online Regular Rainy Day Saver (then available to existing customers and new customers living in NI).

    https://theprogressive.com/savings/instant-access/branch-instant-access-saver-account
  • ForumUser7
    ForumUser7 Posts: 2,563 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Progressive

    Can't see any loopholes to force account closure - i.e. not paying in one month, making too many withdrawals, paying in too much etc.
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • s71hj
    s71hj Posts: 1,094 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Scottish BS have emailed me and appear to have accepted my application in spite of the non-wet signature.  I will try out my freepost address for sending the cheque! 
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