The Top Regular Savers Discussion Thread

DodgerPot

PowerSavingMode said:

Aidanmc said:

Re Scottish BS
Has everyone who applied via email received a response from them?

Scottish BS RS

Yes; had to send my driving licence via email, only to be told afterwards that all was well and my account would be further processed WHEN they receive my opening deposit ... by mail. Groan. (Now off to find the chequebook in the dusty drawers of old...)

I too had to hunt out the unused cheque book of olden days !
Last time I wrote out a cheque the stub was dated 2019 

subjecttocontract

mon3ysav3r said:

jaypers said:

I think for many of us it’s a bit of a game. I actually enjoy the 1st of the month and moving money around…….and before anyone says, I know I can automate a lot of it but I don’t want to. 

I also enjoy the 1st and manually moving money - However, the 1st Nov 2025 is a Saturday, that might delay things as not much point sending money to a Building Society at the weekend that won't process it until Monday the 3rd! 

I don't enjoy it at all, that's why I pay all of mine, at the moment, by standing order. The Scottish BS Reg Saver will be the only one that will need to be a manual monthly transaction.

PowerSavingMode

subjecttocontract said:

mon3ysav3r said:

jaypers said:

I think for many of us it’s a bit of a game. I actually enjoy the 1st of the month and moving money around…….and before anyone says, I know I can automate a lot of it but I don’t want to. 

I also enjoy the 1st and manually moving money - However, the 1st Nov 2025 is a Saturday, that might delay things as not much point sending money to a Building Society at the weekend that won't process it until Monday the 3rd! 

I don't enjoy it at all, that's why I pay all of mine, at the moment, by standing order. The Scottish BS Reg Saver will be the only one that will need to be a manual monthly transaction.

The 1st of the month...

I get a perverse excitement from it ... until the 1st arrives! Still, keeps me busy. For far too long, granted, but still needs must, hahaha.

subjecttocontract

PowerSavingMode said:

subjecttocontract said:

mon3ysav3r said:

jaypers said:

I think for many of us it’s a bit of a game. I actually enjoy the 1st of the month and moving money around…….and before anyone says, I know I can automate a lot of it but I don’t want to. 

I also enjoy the 1st and manually moving money - However, the 1st Nov 2025 is a Saturday, that might delay things as not much point sending money to a Building Society at the weekend that won't process it until Monday the 3rd! 

I don't enjoy it at all, that's why I pay all of mine, at the moment, by standing order. The Scottish BS Reg Saver will be the only one that will need to be a manual monthly transaction.

The 1st of the month...

I get a perverse excitement from it ... until the 1st arrives! Still, keeps me busy. For far too long, granted, but still needs must, hahaha.

Well the world is full of people who do all sorts of things differently to the rest of us. As long as it makes you happy, that's all that matters.

gt94sss2

DodgerPot said:

Aidanmc said:

Re Scottish BS
Has everyone who applied via email received a response from them?

Scottish Reg Saver 

An opening Cheque Deposit needs to be posted to Head Office /Dalry Road within 14 days then a welcome pack will be sent out. 

I’ll post off a cheque not sure if to risk the previously mentioned Freepost address or use a stamp !

Did they provide you with a reference or account number to include when you post them your cheque to them?

allegro120

gt94sss2 said:

DodgerPot said:

Aidanmc said:

Re Scottish BS
Has everyone who applied via email received a response from them?

Scottish Reg Saver 

An opening Cheque Deposit needs to be posted to Head Office /Dalry Road within 14 days then a welcome pack will be sent out. 

I’ll post off a cheque not sure if to risk the previously mentioned Freepost address or use a stamp !

Did they provide you with a reference or account number to include when you post them your cheque to them?

No, they can't do this because the account won't be opened until they cash the cheque.

dcs34

francoghezzi said:

VIRGIN REG. SAVER EXCLUSIVE ISSUE 4 
Virgin Money back with its 6.5% fixed £250 monthly till 30/10/2026

Is the maths good on closing an issue 3 and opening an issue 4 to extend the fixed-term rate?

DodgerPot

allegro120 said:

gt94sss2 said:

DodgerPot said:

Aidanmc said:

Re Scottish BS
Has everyone who applied via email received a response from them?

Scottish Reg Saver 

An opening Cheque Deposit needs to be posted to Head Office /Dalry Road within 14 days then a welcome pack will be sent out. 

I’ll post off a cheque not sure if to risk the previously mentioned Freepost address or use a stamp !

Did they provide you with a reference or account number to include when you post them your cheque to them?

No, they can't do this because the account won't be opened until they cash the cheque.

No the only instruction was to make the cheque out to yourself 

TheQuaker

I appear to now have  a Monmouth Branch Exclusive RS. I cheekily sent the form after it closed the other week. There is an account in the app but does not show an interest rate. My other accounts show the interest rate in the app. I've had no confirmation it is set up. I've just sent a £10 payment to see if it funds OK. I can't now find the terms of the account as it is withdrawn. Is this 7% or 6%, max £1000 a month or £500 ? I cannot  remember! Anyone?

Kim_13

TheQuaker said:

I appear to now have  a Monmouth Branch Exclusive RS. I cheekily sent the form after it closed the other week. There is an account in the app but does not show an interest rate. My other accounts show the interest rate in the app. I've had no confirmation it is set up. I've just sent a £10 payment to see if it funds OK. I can't now find the terms of the account as it is withdrawn. Is this 7% or 6%, max £1000 a month or £500 ? I cannot  remember! Anyone?

7%, max £500.