The Top Regular Savers Discussion Thread

soulsaver

clivep said:

topyam said:

Scottish BS

Have had to order a cheque book, so hoping this RS stays about for a while so I can get to opening it

Scottish BS

The application form only says to send cheque if applying by post. Presumably, if applying by emailling the completed form & id, then the first payment would be by transfer.

Unless you already have a SBS ac to make an internal transfer from, you'll be contacted and asked to send a cheque. 

SCC2

Sent monthly payment to Monmouth on 30th Sept, rather than 1st Oct. Anyone know if they bounce back automatically as I’d already reached the Sept limit? It hasn’t been credited but just wondered if anyone has experience before I contact them. 

jameseonline

So this month I've funded:
CO OP
Market Harborough (only £10 as it's 6% & ends next month)
Principality (4X 6 Monthly + 1 Xmas)
Saffron Members Month
Virgin

I took out some of my Club Lloyds Regular to fund this month's regulars, makes sense to me as all the above are between 6.5% & 8%.

Club Lloyds is only 6.25%. (still a decent account if you have a Club Lloyds Current account as easy access but yeah, 6.5% is my minimum now for main funding)

Not due any savings to end until 6th November & that's going to be Principality Xmas, least I can take that off my list to fund next month now.

Then 30th November I have Market Harborough & a Principality 6 Month ending.

Edit: My Newcastle Regular Saver ends 31st October but it's only currently got £1 in, did have £201 & £241 in for a short time though, so I'll get something from them 🤣.

Am I right in thinking the Manchester Regular Saver is 5.5%, where as Newcastle Regular is only 5.25%?, also Manchester has a £500 monthly limit Vs £200 Newcastle?.

Bit crazy if so as Newcastle own Manchester.

ccluedo

SCC2 said:

Sent monthly payment to Monmouth on 30th Sept, rather than 1st Oct. Anyone know if they bounce back automatically as I’d already reached the Sept limit? It hasn’t been credited but just wondered if anyone has experience before I contact them. 

I sent mine after midnight so technically the 1st. Not credited yet but I'll hold off until after the 9am update tomorrow b4 contacting if still necessary. 

Aidanmc

Re. Scottish BS RS
Applying as a new customer, can the application be emailed together with id and deposit sent by bank transfer once account is open or do i need to send application, id and cheque in post?

kermchem

jameseonline said:

Am I right in thinking the Manchester Regular Saver is 5.5%, where as Newcastle Regular is only 5.25%?, also Manchester has a £500 monthly limit Vs £200 Newcastle?.

Bit crazy if so as Newcastle own Manchester.

See https://newcastle.co.uk/savings/monument-regular-saver-branch which is the "real" equivalent account from Newcastle, bit niche though.

UKX69

SCC2 said:

Sent monthly payment to Monmouth on 30th Sept, rather than 1st Oct. Anyone know if they bounce back automatically as I’d already reached the Sept limit? It hasn’t been credited but just wondered if anyone has experience before I contact them. 

I genuinely over subscribed to Monmouth last month and the payment came back a day or so later. No message telling me I’d overpaid though.

Stargunner

I applied for the Scottish BS RS this morning by email.
Just had an email from them advising that the account is now open and ready to be funded. They have asked me to post them a cheque. I have emailed them back advising that I don’t have a cheque book, and  have asked if I can do a bank transfer from my nominated bank .

Kim_13

Stargunner said:

I applied for the Scottish BS RS this morning by email.
Just had an email from them advising that the account is now open and ready to be funded. They have asked me to post them a cheque. I have emailed them back advising that I don’t have a cheque book, and  have asked if I can do a bank transfer from my nominated bank .

Thanks, please let us know what they say. If it's necessary to post a cheque then there's little point to an emailed application, as it doesn't save the postage.

chris_the_bee

Kim_13 said:

Stargunner said:

I applied for the Scottish BS RS this morning by email.
Just had an email from them advising that the account is now open and ready to be funded. They have asked me to post them a cheque. I have emailed them back advising that I don’t have a cheque book, and  have asked if I can do a bank transfer from my nominated bank .

Thanks, please let us know what they say. If it's necessary to post a cheque then there's little point to an emailed application, as it doesn't save the postage.

Scottish BS RS
I phoned earlier for confirmation that I could make 1st payment by bank transfer and CS said yes. I normally write at top of form "To be paid by bank transfer once account is open."