The Top Regular Savers Discussion Thread

Stargunner

Kim_13 said:

Scottish BS RS now online, variable rate: https://www.scottishbs.co.uk/savings/savings-face-to-face-or-by-post/regular-saver/

The application form mentioned is the form, but the product listing on their website makes no mention of applying by email.

The application form on their website says that you can email it to them
i have already applied this way.

chris_the_bee

Kim_13 said:

Scottish BS RS now online, variable rate: https://www.scottishbs.co.uk/savings/savings-face-to-face-or-by-post/regular-saver/

The application form mentioned is the form, but the product listing on their website makes no mention of applying by email.

The signature must be handwritten and postal applications must include a cheque.

Scottish Building Society - new 6.5% regular saver
Web site does say:-

You can open Regular Saver account face-to-face in one of our Relationship Centres or by downloading an application form and sending it to us with proof of identity.However, the aplication form says:-Completed forms and ID can be scanned and emailed to us at members@scotbs.co.uk or sent to Scottish Building Society, SBS House, 193 Dalry Road, EDINBURGH EH11 2EF.

Malchester

chris_the_bee said:

Kim_13 said:

Scottish BS RS now online, variable rate: https://www.scottishbs.co.uk/savings/savings-face-to-face-or-by-post/regular-saver/

The application form mentioned is the form, but the product listing on their website makes no mention of applying by email.

The signature must be handwritten and postal applications must include a cheque.

Scottish Building Society - new 6.5% regular saver
Web site does say:-

You can open Regular Saver account face-to-face in one of our Relationship Centres or by downloading an application form and sending it to us with proof of identity.However, the aplication form says:-Completed forms and ID can be scanned and emailed to us at members@scotbs.co.uk or sent to Scottish Building Society, SBS House, 193 Dalry Road, EDINBURGH EH11 2EF.

I have spoken to them this morning and the agent confirmed that you can apply by sending signed form by email He wasn't keen on this and kept saying he would send me a form in the post for me to return. The form must have a wet signature 

trickydicky14

badger09 said:

mhoc said:

Confused_Dog said:

schiff said:

West Brom RS 7 maturity details received today. No decent replacement RS, just a RS account at 2.35%. Disappointing.

The West Brom have made their Fixed Rate Regular Saver one that only can be opened in branch, rather than online, seems to be a bit of a backward step to me.  https://www.westbrom.co.uk/savings/regular-savers/fixed-rate-regular-saver-issue-7

Rate currently 6% and their branches are in the Birmingham and Black Country area, but they've not had one in Birmingham City Centre for a while.

Looks like a day trip to Shrewsbury - does anyone think that they might want an appointment made??? Might give them a ring 

Can’t comment on the need for appointment, but if you do go, I can recommend The Old Market Hall Cafe for a coffee (and cake if that’s your thing)

Disclaimer: Other cafes are available 

I second that 

surreysaver

jaypers said:

s71hj said:

TSB monthly saver
Am I right that I can withdraw funds from this with no interest or other penalty. The rate is no longer as competitive at 6% and I need the funds for other regular savers.

You do know it’s fixed don’t you, so if you took it out as 6% it will remain 6% until maturity? Only new accounts are 5%

It would still be worth withdrawing, especially if the account matures soon.
It may even be worth withdrawing from 6% account to fund a lower interest account that still has much longer to run on it (although towards the end of the month obviously)

subjecttocontract

Scottish Building Society....New reg saver......who does the cheque need to be made out to ?

jim1999

subjecttocontract said:

Scottish Building Society....New reg saver......who does the cheque need to be made out to ?

https://www.scottishbs.co.uk/media/xl0i3cc3/sbs508-savings-tcs_160922.pdf

Cheques made payable to the Society

will only be accepted for payment into an

account if they contain additional details

(such as the name(s) of the account holder(s)

and/or the account number), so that it is

clear who the money is intended for. 

Name and account number would seem safest to me

wmb194

subjecttocontract said:

Scottish Building Society....New reg saver......who does the cheque need to be made out to ?

For security the best way is always, <institution’s name> a/c <your name>. 

 This is how I’ve done it this morning and do it with all the BS’.

topyam

Scottish BS

Have had to order a cheque book, so hoping this RS stays about for a while so I can get to opening it

clivep

topyam said:

Scottish BS

Have had to order a cheque book, so hoping this RS stays about for a while so I can get to opening it

Scottish BS

The application form only says to send cheque if applying by post. Presumably, if applying by emailling the completed form & id, then the first payment would be by transfer.