The Top Regular Savers Discussion Thread

clairec666

wmb194 said:

nomorekids said:

topyam said:

Just noticed Monmouthshire exclude Northern Ireland

That's bad, discriminatory even, poor NI savers

Many BS’ and some banks e.g., Danske is NI only  restrict access to accounts based on postcode. Thems the breaks.

Danske bank has a really good switching bonus which (if you're a new customer) is only available if you're resident in Northern Ireland. You win some, you lose some.

francoghezzi

SUFFOLK REG SAVER 5% FIXED 30/11/26
The new Regular Saver announced by Bridlington1 is now available on line, can be open even by those who have the previous versions of the Regular Saver ending July 26 (4.85%) and September 26 (5%). Opened and funded in a minute (using a debit card makes the payment immediately available in their on line banking). It allows 15 monthly deposits, something that makes it interesting (at least to me) although the interest rate is not among the best ones. You can miss as many payments as you like without problems

What_time_is_it

Thanks for the info on the new Suffolk reg saver.
Does this account “start” from the date you open it? Or from the date you make the first deposit?

Section62

What_time_is_it said:

Thanks for the info on the new Suffolk reg saver.
Does this account “start” from the date you open it? Or from the date you make the first deposit?

Date of opening, but it doesn't matter much as the maturity date is fixed.

nomorekids

Please can some kind soul remind me, is Nationwide like Lloyds one of the regular savers you can renew? Trying to free up some cash but want to still open replacements to keep the 6.5 and 6.25 rates.  Many thanks in advance.  

Recently tried this with Progressive but got refused 

francoghezzi

nomorekids said:

Please can some kind soul remind me, is Nationwide like Lloyds one of the regular savers you can renew? Trying to free up some cash but want to still open replacements to keep the 6.5 and 6.25 rates.  Many thanks in advance.  

Recently tried this with Progressive but got refused 

You can renew the Nationwide account. If you close it today the system will allow you to open a new one tomorrow.

poshrule_uk

My HSBC regular saver finishes today. Will it be quicker to get my funds if I message them today to close my account?

PloughmansLunch

poshrule_uk said:

My HSBC regular saver finishes today. Will it be quicker to get my funds if I message them today to close my account?

I wouldn't have thought so - their process is automated on the maturation date to convert the matured account into either a Flexible Saver or a Premier Savings depending on which you qualify for. My HSBC RS matures tomorrow, and I have one of the above savings accounts already open which may or may not speed things up a little tiny bit.

Closure T&Cs if taken literally could make saving for a year a complete waste of time:

• You can choose to close your account early, but if you do, you’ll receive interest at our Flexible Saver rate

topyam

Were there many good RS deals last year for savings week?

brucefan_2

francoghezzi said:

SUFFOLK REG SAVER 5% FIXED 30/11/26
The new Regular Saver announced by Bridlington1 is now available on line, can be open even by those who have the previous versions of the Regular Saver ending July 26 (4.85%) and September 26 (5%). Opened and funded in a minute (using a debit card makes the payment immediately available in their on line banking). It allows 15 monthly deposits, something that makes it interesting (at least to me) although the interest rate is not among the best ones. You can miss as many payments as you like without problems

Thank you for pointing this out. Account opened and funded very easily. Funds will be available from 01/12/26.

This will do very nicely as an account to throw any spare cash into preparing for Christmas of next year. Perfect timing.