The Top Regular Savers Discussion Thread

the_seer

pecunianonolet said:

Newcastle BS

Are withdrawals from the Newcastle BS regular saver same day, instant, next working day, etc?

The NBS withdrawal I made recently took a couple of hours to reach my bank account (but I did request it around 8am).

PowerSavingMode

pecunianonolet said:

Newcastle BS

Are withdrawals from the Newcastle BS regular saver same day, instant, next working day, etc?

Re: Newcastle BS withdrawals

My spreadsheet states same day IF actioned before 4pm on business days; otherwise, next working day.

mhoc

Please can I ask a question regarding Nationwide regular saver?

For the sake of cash flow I closed my Nationwide regular saver today online, nice and simple.
I now want to open the new Nationwide issue 7 but at the moment it wont allow me to do this

Do I just have to wait until tommorow - or will it make me wait until the anniversary of the original regular saver which will be September 30th?

mhoc

I was only away for 10 days but I had 54 pages today on the forum to read back on and catch up with!!
 - I was hoping that Monmouthshire issues would be resolved but still rumbling on ...

This weekends entertainment 
Principality 6 month saver maturity instructions
Principality 6 month saver issue 4 applications
Monmouthshire branch saver applications
Nationwide issue 7 application if it will allow me

I've also got YBS £50 esavers maturing and Coventry sunny days this month although they wont add much to the cash flow issue - and reducing my Coventry SOs to a minimum for the time being.
No idea why I opened new Leeds and Chorley savers last month with such low interest rates ...

jameseonline

mhoc said:

Please can I ask a question regarding Nationwide regular saver?

For the sake of cash flow I closed my Nationwide regular saver today online, nice and simple.
I now want to open the new Nationwide issue 7 but at the moment it wont allow me to do this

Do I just have to wait until tommorow - or will it make me wait until the anniversary of the original regular saver which will be September 30th?

You should be fine to apply tomorrow, I think it takes until the following day for it to come off the system, hense why it won't allow you to apply yet.

I recently closed a Nationwide early due to needing to free up funds, possibly going to get the new issue soon or within the next few months.

Reality is Monmouthshire shook up the regular saver game with 6% & 7% accounts & high monthly deposit limits, so currently pretty much everything is moving there gradually for me.

So I'll probably start emptying my Club Lloyds soon, possibly transfer it to a Nationwide.

Got some Principality & a Market Harborough ending in Nov, some other Principality ending in December.

Not sure how I'm going to fund for Octobers & possibly start of November regulars but should be ok otherwise.

I'm running out of options of where I can take money from, at the mo I think I've got Club Lloyds & Virgin.

I've got some other funds coming in & some other funds that may or may not come in but yea.

Bridlington1

Suffolk BS to launch new versions of their 1 Year Fixed Rate Regular Saver and Online Fixed Rate Regular Savers on Monday 8th September.

It doesn't appear there's any difference in the Ts&Cs compared to the current issues with the exception that the new versions mature on 30/11/26 and both accounts are set to pay 5%. 

I shall update P1 of this thread and the archived thread once the accounts have been launched.

francoghezzi

Bridlington1 said:

Suffolk BS to launch new versions of their 1 Year Fixed Rate Regular Saver and Online Fixed Rate Regular Savers on Monday 8th September.

It doesn't appear there's any difference in the Ts&Cs compared to the current issues with the exception that the new versions mature on 30/11/26 and both accounts are set to pay 5%. 

I shall update P1 of this thread and the archived thread once the accounts have been launched.

It looks like it can be open even if we hold others Regular Saver with Suffolk, isn't it? I do have already the one that will mature 31/07/26 and the one that will end on 30/09/26. Not the best interest rates but both longer than a year

surreysaver

mhoc said:

No idea why I opened new Leeds and Chorley savers last month with such low interest rates ...

It gives you immediate access to future accounts should they release market leading rates in the future; plus you've got those accounts should they become attractive rates compared to others at a future date 

Bridlington1

francoghezzi said:

Bridlington1 said:

Suffolk BS to launch new versions of their 1 Year Fixed Rate Regular Saver and Online Fixed Rate Regular Savers on Monday 8th September.

It doesn't appear there's any difference in the Ts&Cs compared to the current issues with the exception that the new versions mature on 30/11/26 and both accounts are set to pay 5%. 

I shall update P1 of this thread and the archived thread once the accounts have been launched.

It looks like it can be open even if we hold others Regular Saver with Suffolk, isn't it? I do have already the one that will mature 31/07/26 and the one that will end on 30/09/26. Not the best interest rates but both longer than a year

Assuming the rest of the terms remain as they are then that would be correct.

brucefan_2

Stolas said:

The app is still unusable for me - it’s been updated to the latest version and reinstalled numerous times. I had to phone Monmouth to open the new app only saver. 

Bob2000 said:

Are anybody else having problems with the Monbs app please.
Been just stuck on the intro screen since 8ish last night.

I am in the exact same position. It took some persuading but I did manage to get an app only RS opened with a  phone call.

Despite numerous un- and re-installs, trying to persuade it I was registering a new number etc., the app still refuses to play nice.

Practical upshot is that I have an open app-only account which I can't check because of a completely non-functioning app.

Last person I spoke to told me that the tech team were 'aware' of the issues and were working on a fix. In the meantime Ihave been advised to 'sit tight and wait'