The Top Regular Savers Discussion Thread

DodgerPot

Zopa app all ok now 

HHUK

Zopa app working fine for me at 22:21. Didn't have to re-enter or update my credentials.

allegro120

mattojgb said:

Principality maturity instructions

There seem to be two options on the Principality website that will potentially open a new RS account upon maturity. Which are people choosing and are known to work or not work?

One option is to take some money out and move the rest to a new savings account (and in the next step there is an option to open an RS4 and specify an amount to be used to open the account).

Or there is an option to take out all your money and open a new RS (RS4 being one of the available options).

Principality
I always choose "take some money out and move the rest to a new savings account ".

jameseonline

Bridlington1 said:

Market Harborough BS have launched a Limited Edition Regular Saver (04.11.2026) – Branch Exclusive at 6% Fixed, £300/mth max. Branch opening only but can be managed online.

They should just have the option to open online like they had with the one I have due to end in November meh 😕 😑, also I swear the one I currently have is longer than a year, hmm

jameseonline

Bob2000 said:

Darlington regular saver 
Suffolk regular saver 

I've decided  not to fund these products except  for the opening  month.So can l leave them unfunded without any issues?

Darlington you can leave, no idea about Suffolk 

jameseonline

clairec666 said:

Bob2000 said:

Darlington regular saver 
Suffolk regular saver 

I've decided  not to fund these products except  for the opening  month.So can l leave them unfunded without any issues?

Darlington - "There is no minimum monthly investment and no penalty if you miss a monthly payment."
I'm unlikely to be able to fund mine every month

On another note - YBS £50 regular saver, maturing soon. I've dug out the T&Cs and it says the following:
What happens after one year?
Your £50 Regular eSaver will be transferred to an online easy access savings account. We’ll send you full details of this account at least 14 days before your £50 Regular eSaver ends.

Mine matures on the 13th, haven't received anything by email, and post round my way is notoriously slow. Anyone received anything yet, and can give an insight into which easy access account you'll get?

It will be whatever they decide and it will be an account paying a poopy rate which is standard for providers so just simply move to a better account elsewhere 

jameseonline

Speculator said:

Tried to check my Zopa regular on the app but getting error message and asks for email and password. I assume its the same for everyone.

I think Zopa have been doing app updates recently so you might have to bare with them

figgyc

On the topic of Zopa, it's undocumented but I've figured out a way to do manual payments, so I assume standing orders, to their regular saver.

1. It does need to be from one of your "linked accounts" so verified with open banking or a statement
2. Make a payment from your Zopa bank account (not sure if it works with other accounts? not tried) to the regular saver in the app
3. There will be a reference formatted "Saver xxxxxxx" on the payment
4. Use that reference along with the account number/sort code for the Smart Savings Hub (not the bank account) (Add money -> Manual transfer details)

Not too useful for me personally as I use Santander Edge and Cahoot as my feeders which have annual statements and the statements have to be dated last 3 months, so I can't verify mine. But maybe people will find it handy for simplicity + I know some people had issues with the "auto save" a few months back.

s71hj

My HSBC regular saver appears to mature soon - opened 16th September 24. Does anybody know maturity process. I can't see an equivelant account to open when it matures, unlike First Direct, only a 5% one which is below my 5.5% cut off. Am I missing something as I seem to recall in previous years they seemed to offer pretty similar products? 

jameseonline

s71hj said:

My HSBC regular saver appears to mature soon - opened 16th September 24. Does anybody know maturity process. I can't see an equivelant account to open when it matures, unlike First Direct, only a 5% one which is below my 5.5% cut off. Am I missing something as I seem to recall in previous years they seemed to offer pretty similar products? 

HSBC have done 5% as a standard for a while the only exception was during savings week last year they did a 7% version (which matched First Direct) & if you already had the 5% you were excluded, think that's all right, anyone feel free to correct me if I'm wrong.

As your HSBC one seems to end before savings week starts hold off opening other accounts and see if HSBC does something better than 5%