We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Top Regular Savers Discussion Thread

Options
15556586061374

Comments

  • Gers
    Gers Posts: 13,140 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    OneUser1 said:
    Assuming Furness sort the account opening out its:

    5.25% variable for one year.

    Minimum to maximum of £1 to £500 per month

    One withdrawal allowed. 

    Full account name Christmas Regular Saver Issue 2
    Furness Christmas 5.25%
    Available for opening now.

    I've noticed a error in the account details:

    What would the estimated balance be after 12 months based on a £1,000 deposit?

    If you open the account with maximum opening deposit of £500 and deposit the maximum monthly deposit of £500 on the first day of each month, after 12 months you would have £6173.39

    This figure is for illustration purposes and is based on no withdrawals or changes in interest rate within the 12 month period.

    I've emailed Furness.
  • ForumUser7
    ForumUser7 Posts: 2,445 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    soulsaver said:
    soulsaver said:

    For Mansfield you can grab the Bonus RS if you've been an existing customer for 12+ months.

    Of note, there's actually no requirement of 12+ months' membership for a Mansfield Bonus Regular Saver. The stipulation is simply to be an existing member (if not local). I opened their uncompetitive Regular eSaver 30 with £10 to become an existing member and then opened the Bonus RS shortly thereafter.
    I opened this Regular eSaver 30 a few weeks ago for the same purpose, I knew there will be a gap between closing the existing Bonus RS and opening a new one, but then realised that I still have 90 days tracker opened.  I've closed this account long time ago, but it is still showing as alive.  Probably didn't need to open this ugly ReS30, who knows?

    It's £10 pm min isn't it? It appears to be branch/post; can it be managed on-line?
    If re the ReS30

    yes, and yes - can be managed online 
    Mansfield BS Bonus Reg Saver - Post /Branch - can't be managed online?
    Can be viewed online, can’t be managed online (you need to write in with passbook for withdrawals)
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Aidanmc
    Aidanmc Posts: 1,299 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    OneUser1 said:
    Assuming Furness sort the account opening out its:

    5.25% variable for one year.

    Minimum to maximum of £1 to £500 per month

    One withdrawal allowed. 

    Full account name Christmas Regular Saver Issue 2
    Furness Christmas 5.25%
    Available for opening now.

    Regarding Furness Christmas RS, is it possible to open this account without smartfone/tablet?
    Can it be done on desktop. I'm not currently a Furness customer.
  • allegro120
    allegro120 Posts: 1,848 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Aidanmc said:
    OneUser1 said:
    Assuming Furness sort the account opening out its:

    5.25% variable for one year.

    Minimum to maximum of £1 to £500 per month

    One withdrawal allowed. 

    Full account name Christmas Regular Saver Issue 2
    Furness Christmas 5.25%
    Available for opening now.

    Regarding Furness Christmas RS, is it possible to open this account without smartfone/tablet?
    Can it be done on desktop. I'm not currently a Furness customer.
    Yes, you can open and operate it online.
  • CricketLady
    CricketLady Posts: 110 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    I'm having trouble with the Furness application, I started the application on my laptop for the 5.25% then had to switch to my mobile for verification which didn't take long but on the final page it asked me to confirm - that I'm setting up a 4.75% account.  Anyone else manage this application successfully yet?
  • SJMALBA
    SJMALBA Posts: 1,064 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 14 January at 1:54PM
    (Potential online applicant, first-time customer. without photo ID or a smartphone)

    Probably a dumb question, but, just to confirm, I take it that Furness BS insist upon photo ID, given the following:


    and


    Or is this only required, in practice, if they can't verify you with 'digital checks' (as most banks/building societies typically do, IME)?
  • happybagger
    happybagger Posts: 1,033 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 14 January at 2:24PM
    Re: Furness online
    They insist on it if you want to use their online system, even if you don't want to ever use an app or a mobile.
    I ended up opening an account in branch instead - I asked why this was the case, the answer I got was "it just is. If you want to access your account online you'll need something with a camera to set it up". And yes, even if you have already provided ID in person.
    Though in your case @SJMALBA I'm not sure how you could even open in branch as you'll need physical photo ID for that 
  • happybagger
    happybagger Posts: 1,033 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Aidanmc said:
    OneUser1 said:
    Assuming Furness sort the account opening out its:

    5.25% variable for one year.

    Minimum to maximum of £1 to £500 per month

    One withdrawal allowed. 

    Full account name Christmas Regular Saver Issue 2
    Furness Christmas 5.25%
    Available for opening now.

    Regarding Furness Christmas RS, is it possible to open this account without smartfone/tablet?
    Can it be done on desktop. I'm not currently a Furness customer.
    Yes, you can open and operate it online.
    But you will need a device with a camera to set it up. So yes, in your case, if your desktop has a camera.
  • where_are_we
    where_are_we Posts: 1,216 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Furness Xmas RS2 @5.25% - you can open it online without a smartphone. Going online for 2FA - you have the choice of getting the code sent to your mobile or email so no need for a phone. Application for a Furness customer reasonably quick. Took a minute or two for account number to come up online and to email address, so able to fund it almost immediately. One withdrawal makes it doable. Remember to fund it every month with at least £1. Looks like you can make 13 payments of £500.
  • where_are_we
    where_are_we Posts: 1,216 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Furness Xmas RS2 - COP failed - I continued anyway - £500 has left my account but message came up transaction failed. Has any one else had a problem funding above account? I have overridden COP on other occasions and the transaction still went through.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.