The Top Regular Savers Discussion Thread

roked

I closed my Coventry seasonal RS today due to the rate dropping below my threshold and wanted to use the funds for other RS's anyway. Surprised to see that I seem to have only got a two-week penalty on interest instead of a full month. Not complaining

s71hj

Hattie627 said:

s71hj said:

Re Monmouthshire branch exclusive RS, still nothing showing for me and my wife in the App. Posted forms last Wed am and based on others experience was hoping for something by now. 

Ditto. Posted application form plus cheque last Wed am and nothing showing on app so far. Postal service where I am is not particularly reliable. I will phone Monmouthshire if nothing showing by midweek.

I shan't call them as I don't want to give Monmouthshire cause to look too closely at the open accounts I have with them!!! 

SJMALBA

gt94sss2 said:

SJMALBA said:

Mon BS Branch Exclusive RS

Posted my application (with cheque), 1st class, circa midday on Thursday; phoned this morning, and found out that it arrived, and the account was opened, Saturday; I was given the account number, added it to 'My Accounts', and when I checked this evening, the account was there, showing the deposit dated 30th.

No need to call them. If they have opened the account, it will appear in their app. You can then use the account number to add it to My Accounts.

Thanks, but I don't have a smart phone, so My Accounts only for me (and no App Exclusive RS either  ).

35har1old

clivep said:

Nationwide

Regular saver matures later this month. 13th payment has been returned. In the past Nationwide has allowed the 13th payment. Is this a change in policy?

How long did it take to be returned?

jameseonline

allegro120 said:

jameseonline said:

NatWest and RBS don't have a minimum amount to fund every month, I've never had standing orders setup for either, just manually paid in from NatWest and RBS current accounts.

Think the only standing orders setup I've had before are HSBC, First Direct & TSB, TSB being 1 you can get rid of but the other 2 you have to keep unless closing but then you also don't earn the interest rate etc

You can cancel HSBC SO too.  It's just First Direct, I can't think of any other RS that requires SO.

I've not been with either for a while due to  HSBC mainly doing 5%, as for First Direct I have commitment issues so best not to start then get penalties, but I've successfully completed First Direct in the past a few times

Speculator

roked said:

I closed my Coventry seasonal RS today due to the rate dropping below my threshold and wanted to use the funds for other RS's anyway. Surprised to see that I seem to have only got a two-week penalty on interest instead of a full month. Not complaining

There should be no penalty for closing due to the rate drop.

35har1old

mon3ysav3r said:

Slinky said:

I've just tried logging in to Progressive to check my SO has arrived today, and after putting in my password it's come up with a Salesforce page asking me to change my password.  Never had this before, I've abandoned the login. Is this genuine?

Yes it appears to be genuine.

It did the same to me a week or so ago, I changed my password and all is good.

I have worked my entire life working in IT, and I was surprised that they use Salesforce for authentication it makes no sense, but then I thought this is the only institution to stop using SMS message 2FA and swap to WhatsApp ....

Site doesn't operate correctly if in private window won't go back to accounts.
They haven't stopped using SMS messages
Both take equally as long to come through 
Online services don't appear to run 24 hrs a day 

35har1old

masonic said:

Slinky said:

Well that's odd. Having abandoned the login attempt without changing the password, when I went back to try and login again, the account page was already open without me changing the password. Feels a tad dodgy.

They are using Salesforce to power the online banking site. It is probably just that the password change is poorly enforced. You may get nagged again during your next login session.

Any authenticator works but Salesforce is already open when you open the phone and it only requires a swipe to proceed

35har1old

WillPS said:

Hattie627 said:

s71hj said:

Re Monmouthshire branch exclusive RS, still nothing showing for me and my wife in the App. Posted forms last Wed am and based on others experience was hoping for something by now. 

Ditto. Posted application form plus cheque last Wed am and nothing showing on app so far. Postal service where I am is not particularly reliable. I will phone Monmouthshire if nothing showing by midweek.

It's entirely possible the forms haven't been delivered yet, particularly if you used second class/freepost/reply paid service. Royal Mail ask for 10 postage days to pass before they'll entertain that an item was delayed or lost.

Also entirely possible Monmouthshire are now backed up with postal applications.

Perphaps they are now enforcing the terms of the account 
Not suitable if you want to open by phone app or post

35har1old

Speculator said:

roked said:

I closed my Coventry seasonal RS today due to the rate dropping below my threshold and wanted to use the funds for other RS's anyway. Surprised to see that I seem to have only got a two-week penalty on interest instead of a full month. Not complaining

There should be no penalty for closing due to the rate drop.

Should have got a letter saying the above