The Top Regular Savers Discussion Thread

gt94sss2

For those who have a Principality Account maturing on the 13/09/25, the maturity options are now showing on their website.

The choices include the new Issue 4 of their 6 month RS.

Growingold

drphila said:

Bridlington1 said:

rallycurve said:

Monmouthshire BS

Both the regular saver issue 8 (6%) and app/branch exclusive regular saver issue 1 (7%) pay interest at the end of the term according to the T&Cs:

• Interest is calculated daily and paid at the end of the 12 month term.

However I noticed on my online account that the next interest due date for both of these accounts shows as 31/03/2026.



Is this an error on the online system and the payment will be credited at the end of the term as per the t&c?
This will be important for many as it will fall in a different tax year as planned!

Also noticed that there is another more general regular saver terms and conditions where it states:

• The interest for this account is variable, calculated daily and paid once a year after 31 March.

Which seems to contradict the specific product t&cs. This document also says "Always refer to the specific Product Summary document before the Regular Saver Terms and Conditions" so I assumed the interest payment will be after the 12 month term??

Hoping this is only an error in the online system! Does anyone have past experience with this BS and can confirm what will happen with the interest payment?

I seem to recall this happened with their Coronation RS (launched in 2023) which stated interest would be paid on 31/3/24 in online banking. In my case interest wasn't paid in March and was instead paid when I closed the account in April 2024.

And with one or both of last year's 7/8% offerings. Clarified with them that it was end of term

Sorry do you mean that you've clarified with them on their current RS's offered or last years?  Because if interest is indeed paid 31/03 then I suspect it will have tax implications for many so may have to rethink

surreysaver

gt94sss2 said:

For those who have a Principality Account maturing on the 13/09/25, the maturity options are now showing on their website.

The choices include the new Issue 4 of their 6 month RS.

Maturity instructions submitted. Let's see how many Issue 4s I can accrue!

trickydicky14

gt94sss2 said:

For those who have a Principality Account maturing on the 13/09/25, the maturity options are now showing on their website.

The choices include the new Issue 4 of their 6 month RS.

Yes I also have the maturity options show up this morning. Nice new issue 4 set up for the 13th.

checkly

trickydicky14 said:

gt94sss2 said:

For those who have a Principality Account maturing on the 13/09/25, the maturity options are now showing on their website.

The choices include the new Issue 4 of their 6 month RS.

Yes I also have the maturity options show up this morning. Nice new issue 4 set up for the 13th.

Me too!  But as 13th is a Saturday will it actually happen on the 15th?

jaypers

checkly said:

trickydicky14 said:

gt94sss2 said:

For those who have a Principality Account maturing on the 13/09/25, the maturity options are now showing on their website.

The choices include the new Issue 4 of their 6 month RS.

Yes I also have the maturity options show up this morning. Nice new issue 4 set up for the 13th.

Me too!  But as 13th is a Saturday will it actually happen on the 15th?

No, I had a maturity recently on a weekend and it happened, including the payout, on a weekend. Principality are great. 

checkly

jaypers said:

checkly said:

trickydicky14 said:

gt94sss2 said:

For those who have a Principality Account maturing on the 13/09/25, the maturity options are now showing on their website.

The choices include the new Issue 4 of their 6 month RS.

Yes I also have the maturity options show up this morning. Nice new issue 4 set up for the 13th.

Me too!  But as 13th is a Saturday will it actually happen on the 15th?

No, I had a maturity recently on a weekend and it happened, including the payout, on a weekend. Principality are great. 

Thanks!  Agreed - they are!

s71hj

gt94sss2 said:

For those who have a Principality Account maturing on the 13/09/25, the maturity options are now showing on their website.

The choices include the new Issue 4 of their 6 month RS.

Mine matures 14/9 so I guess will show tomorrow? 

BestSeagull

Hattie627 said:

Chaykin said:

I have posted an application form and, although hesitant originally, also a cheque for £500.00 to MonBS head office in Newport (~200 miles by road from where I live) for their Branch Exclusive Regular Saver at around 6:00 PM on Wednesday night via 1st Class using a postbox with last collection at 7:00 PM. The account appeared on their app today at around 11:00 AM with a balance of £0.00. When I checked the app later in the day - around 6:30 PM - the £500.00 is now showing as in with a description "Cheque Receipt". Happy days! Impressed at the speed.

Another £500.00 going in on Monday via bank transfer.

Excellent luck. I posted mine on Wed am (in time for uplift later that day at 6pm) but with second class stamp. Nothing showing on the app yet to suggest account open. Looks like I have missed out on August. Oh well, some you win, some you lose

I'm in a similar position. If they give me the account at all, I'll consider it a huge win! 

allegro120

checkly said:

trickydicky14 said:

gt94sss2 said:

For those who have a Principality Account maturing on the 13/09/25, the maturity options are now showing on their website.

The choices include the new Issue 4 of their 6 month RS.

Yes I also have the maturity options show up this morning. Nice new issue 4 set up for the 13th.

Me too!  But as 13th is a Saturday will it actually happen on the 15th?

It should happen on 13th, a few of my Principality maturities fell on weekends in the past and everything happened on the day as promised.