The Top Regular Savers Discussion Thread

judgingjudy

nomorekids said:

Thank you Bridlington1 and Surrey Saver for the link
one each opened from the link and reason for the comment is that I did the issue 3 via the link and DH via website, I have matured previous issues extra issue 3 and DH was refused.
Just a theory but these links might prove more useful to us in the future if I'm correct because it by passes agreeing to the account T & C's
Thoughts?
Time will tell I suppose wait and see when we all try to mature our issue 3's to multiple extra issue 4's

Hello - could you tell me what DH is, please? I'm struggling to follow your post but would like to open this new Principality Issue 4 account and want to make sure I don't get refused if I apply through "DH via website" instead of a link as I don't know what that means! I've heard of DX mail but don't think this is the same sort of thing?

Thanks!

ccluedo

judgingjudy said:

nomorekids said:

Thank you Bridlington1 and Surrey Saver for the link
one each opened from the link and reason for the comment is that I did the issue 3 via the link and DH via website, I have matured previous issues extra issue 3 and DH was refused.
Just a theory but these links might prove more useful to us in the future if I'm correct because it by passes agreeing to the account T & C's
Thoughts?
Time will tell I suppose wait and see when we all try to mature our issue 3's to multiple extra issue 4's

Hello - could you tell me what DH is, please? I'm struggling to follow your post but would like to open this new Principality Issue 4 account and want to make sure I don't get refused if I apply through "DH via website" instead of a link as I don't know what that means! I've heard of DX mail but don't think this is the same sort of thing?

Thanks!

Dear Hubby I'd guess. 🙂

surreysaver

clairec666 said:

Not wishing to stir up trouble for Principality, but....

If you edit the value for ProductCode in the link, you can access earlier accounts which are no longer available. Looks like 6080 is issue 1 and 6083 is issue 2. Anyone bold enough to see if they can open one?

Looks like they've fixed it now 

nomorekids

judgingjudy said:

nomorekids said:

Thank you Bridlington1 and Surrey Saver for the link
one each opened from the link and reason for the comment is that I did the issue 3 via the link and DH via website, I have matured previous issues extra issue 3 and DH was refused.
Just a theory but these links might prove more useful to us in the future if I'm correct because it by passes agreeing to the account T & C's
Thoughts?
Time will tell I suppose wait and see when we all try to mature our issue 3's to multiple extra issue 4's

Hello - could you tell me what DH is, please? I'm struggling to follow your post but would like to open this new Principality Issue 4 account and want to make sure I don't get refused if I apply through "DH via website" instead of a link as I don't know what that means! I've heard of DX mail but don't think this is the same sort of thing?

Thanks!

Indeed Dear Husband but I assure you he's never heard those words, a few other prefixes for sure 

clairec666

surreysaver said:

clairec666 said:

Not wishing to stir up trouble for Principality, but....

If you edit the value for ProductCode in the link, you can access earlier accounts which are no longer available. Looks like 6080 is issue 1 and 6083 is issue 2. Anyone bold enough to see if they can open one?

I've opened up the Maturity Winter Saver. My one matured nearly a year ago, shows as paying 6.25% once funded!
I wonder how much of this could be deemed as taking the mickey? There's nothing saying you cannot do this. I like Principality, so wouldn't want to abuse them, but if they're not going to keep their IT tidy...

It does rather feel like taking the mickey, and I'm fond of Principality so am reluctant to take advantage. Their systems should really be good enough to stop people doing this though... there are some rather tasty looking fixed rate ISAs from a couple of years ago, but I'm not feeling bold enough to try to open one.

chris_the_bee

Principality 6 month RS
Assuming account numbers are allocated sequentially, 2021 accounts were opened in 10 minutes. £404,200 per month, £2,425,200 per 6 months.....and counting!

chris_the_bee

clairec666 said:

Bridlington1 said:

Principality BS 6 Month Regular Saver (Issue 3) at 7.5% to go NLA within hours.

Replaced by Issue 4 at the same rate.

Nice on Principality - I was expecting them to cut the rate. I'm assuming it's still fixed rate? Moneyfactscompare doesn't say, and Principality's website is still showing the issue 3.

Yes, fixed rate. Link below.
https://www.principality.co.uk/home/savings/savings-accounts/6-month-regular-saver

janusd

Digital_Payback said:

Aidanmc said:

Digital_Payback said:

clairec666 said:

surreysaver said:

homestraight said:

Bridlington1 said:

clairec666 said:

Bridlington1 said:

Principality BS 6 Month Regular Saver (Issue 3) at 7.5% to go NLA within hours.

Replaced by Issue 4 at the same rate.

Nice on Principality - I was expecting them to cut the rate. I'm assuming it's still fixed rate? Moneyfactscompare doesn't say, and Principality's website is still showing the issue 3.

It's fixed, I opened and fully funded it shortly after midnight and this shows in online banking

Hi

Do you have a direct link please? I'm still getting issue 3 showing when I try to apply and an application is refused

Thanks

https://online.principality.co.uk/OriginationsUI/Step1?ProductCode=6086&ProductType=RegularSaver

Just went to the application for the Issue 3 and changed the 6084 to 6086 in the address bar

Hah, you beat me to it. If you edit the product code you can access accounts which aren't advertised on the website yet.

Managed to open the issue 4 easily enough, but now, wanting to fund it, Starling won’t recognise my account reference as valid. 

Maybe I just need to wait!

Think it takes up to 24hrs in some cases. I continued with the transaction from Halifax even though the reference wasn't recognised. Triple checked it though!

Just funded £1 to the new Principality 6 month reg. saver, until COP is recognised. 

I find it easier to keep an EA account (with £1 balance) with them for these purposes - I can move £200 to it now, wait for it to appear in the EA account and then internally move it to the new RS later today... and then come Monday when I do the RS deposits, the new account should pass CoP.

I did toy with waiting until my next RS3 matures on the 13th and using this RS4 as the upgrade path - but easier to bite the bullet and open a new account... worst case, I only end up with this one account... best case, the other 3 x RS3 can be matured into 3 x RS4 (member of staff permitting).

10_66

surreysaver said:

clairec666 said:

Not wishing to stir up trouble for Principality, but....

If you edit the value for ProductCode in the link, you can access earlier accounts which are no longer available. Looks like 6080 is issue 1 and 6083 is issue 2. Anyone bold enough to see if they can open one?

I've opened up the Maturity Winter Saver. My one matured nearly a year ago, shows as paying 6.25% once funded!
I wonder how much of this could be deemed as taking the mickey? There's nothing saying you cannot do this. I like Principality, so wouldn't want to abuse them, but if they're not going to keep their IT tidy...

I'd been doing this for a while, but a few months' ago they caught on and closed all the off-sale ones I'd opened and returned funds.  I hadn't been in touch with them over anything, it just came out of the blue.

Bigwheels1111

You have to be kidding me, Just opened and funded a Principality issue 3 today from maturing account.

Now opened an issue 4, the monmouthshire reg 8 I think it is, plus the App exclusive issue 1 at 1K a month.

Its like an addiction.