The Top Regular Savers Discussion Thread

gt94sss2

homestraight said:

Bridlington1 said:

clairec666 said:

Bridlington1 said:

Principality BS 6 Month Regular Saver (Issue 3) at 7.5% to go NLA within hours.

Replaced by Issue 4 at the same rate.

Nice on Principality - I was expecting them to cut the rate. I'm assuming it's still fixed rate? Moneyfactscompare doesn't say, and Principality's website is still showing the issue 3.

It's fixed, I opened and fully funded it shortly after midnight and this shows in online banking

Do you have a direct link please? I'm still getting issue 3 showing when I try to apply and an application is refused

Issue 4 is now showing at https://www.principality.co.uk/home/savings/savings-accounts/6-month-regular-saver

Aidanmc

Digital_Payback said:

clairec666 said:

surreysaver said:

homestraight said:

Bridlington1 said:

clairec666 said:

Bridlington1 said:

Principality BS 6 Month Regular Saver (Issue 3) at 7.5% to go NLA within hours.

Replaced by Issue 4 at the same rate.

Nice on Principality - I was expecting them to cut the rate. I'm assuming it's still fixed rate? Moneyfactscompare doesn't say, and Principality's website is still showing the issue 3.

It's fixed, I opened and fully funded it shortly after midnight and this shows in online banking

Hi

Do you have a direct link please? I'm still getting issue 3 showing when I try to apply and an application is refused

Thanks

https://online.principality.co.uk/OriginationsUI/Step1?ProductCode=6086&ProductType=RegularSaver

Just went to the application for the Issue 3 and changed the 6084 to 6086 in the address bar

Hah, you beat me to it. If you edit the product code you can access accounts which aren't advertised on the website yet.

Managed to open the issue 4 easily enough, but now, wanting to fund it, Starling won’t recognise my account reference as valid. 

Maybe I just need to wait!

Think it takes up to 24hrs in some cases. I continued with the transaction from Halifax even though the reference wasn't recognised. Triple checked it though!

surreysaver

Digital_Payback said:

clairec666 said:

surreysaver said:

homestraight said:

Bridlington1 said:

clairec666 said:

Bridlington1 said:

Principality BS 6 Month Regular Saver (Issue 3) at 7.5% to go NLA within hours.

Replaced by Issue 4 at the same rate.

Nice on Principality - I was expecting them to cut the rate. I'm assuming it's still fixed rate? Moneyfactscompare doesn't say, and Principality's website is still showing the issue 3.

It's fixed, I opened and fully funded it shortly after midnight and this shows in online banking

Hi

Do you have a direct link please? I'm still getting issue 3 showing when I try to apply and an application is refused

Thanks

https://online.principality.co.uk/OriginationsUI/Step1?ProductCode=6086&ProductType=RegularSaver

Just went to the application for the Issue 3 and changed the 6084 to 6086 in the address bar

Hah, you beat me to it. If you edit the product code you can access accounts which aren't advertised on the website yet.

Managed to open the issue 4 easily enough, but now, wanting to fund it, Starling won’t recognise my account reference as valid. 

Maybe I just need to wait!

Does Starling not let you proceed anyway? What I do, is send £1.  Give it a couple of hours for the £1 to show up in the new account (that's how long it takes to appear) then send the remaining £199.

Bridlington1

YBS Interest rate cuts 2/10/25

Of note:
Loyalty RS from 5.05% to 4.85%
First Home Saver NO CHANGE remains at 4.7%
Regular Saver from 4.45% to 4.25%

Christmas 2025 RS NO CHANGE remains at 4.8%
£50 RS NO CHANGE remains at 8%

clairec666

Aidanmc said:

Digital_Payback said:

clairec666 said:

surreysaver said:

homestraight said:

Bridlington1 said:

clairec666 said:

Bridlington1 said:

Principality BS 6 Month Regular Saver (Issue 3) at 7.5% to go NLA within hours.

Replaced by Issue 4 at the same rate.

Nice on Principality - I was expecting them to cut the rate. I'm assuming it's still fixed rate? Moneyfactscompare doesn't say, and Principality's website is still showing the issue 3.

It's fixed, I opened and fully funded it shortly after midnight and this shows in online banking

Hi

Do you have a direct link please? I'm still getting issue 3 showing when I try to apply and an application is refused

Thanks

https://online.principality.co.uk/OriginationsUI/Step1?ProductCode=6086&ProductType=RegularSaver

Just went to the application for the Issue 3 and changed the 6084 to 6086 in the address bar

Hah, you beat me to it. If you edit the product code you can access accounts which aren't advertised on the website yet.

Managed to open the issue 4 easily enough, but now, wanting to fund it, Starling won’t recognise my account reference as valid. 

Maybe I just need to wait!

Think it takes up to 24hrs in some cases. I continued with the transaction from Halifax even though the reference wasn't recognised. Triple checked it though!

Yes, confirmation of payee doesn't work straight away for new accounts. But depending on where you're sending the money from, you might be able to ignore warnings and proceed anyway, as long as you can trust yourself to enter the account number accurately.

nomorekids

Thank you Bridlington1 and Surrey Saver for the link
one each opened from the link and reason for the comment is that I did the issue 3 via the link and DH via website, I have matured previous issues extra issue 3 and DH was refused.
Just a theory but these links might prove more useful to us in the future if I'm correct because it by passes agreeing to the account T & C's
Thoughts?
Time will tell I suppose wait and see when we all try to mature our issue 3's to multiple extra issue 4's

FishInGlass

nomorekids said:

Thank you Bridlington1 and Surrey Saver for the link
one each opened from the link and reason for the comment is that I did the issue 3 via the link and DH via website, I have matured previous issues extra issue 3 and DH was refused.
Just a theory but these links might prove more useful to us in the future if I'm correct because it by passes agreeing to the account T & C's
Thoughts?
Time will tell I suppose wait and see when we all try to mature our issue 3's to multiple extra issue 4's

Seems like they are in the process of doing something but haven't quite sorted it out. If you try and open the document 6 month Regular Saver which you are supposed to have read and agreed before continuing you get the following.

Looks like there’s a problem with this site

https://www.principality.co.uk/getmedia/ba2ca729-3085-4b4e-99de-6e1e797e2205/6-Month-Regular-Saver-Bond-28-08-2025.pdf sent back an error.

Error code: 404 Not Found

Link now fixed - can't see anything untoward in the detail.

Update I have opened all my regular savers via the website and currently have 2 issue 3s the second via maturity.

clairec666

Not wishing to stir up trouble for Principality, but....

If you edit the value for ProductCode in the link, you can access earlier accounts which are no longer available. Looks like 6080 is issue 1 and 6083 is issue 2. Anyone bold enough to see if they can open one?

Digital_Payback

Aidanmc said:

Digital_Payback said:

clairec666 said:

surreysaver said:

homestraight said:

Bridlington1 said:

clairec666 said:

Bridlington1 said:

Principality BS 6 Month Regular Saver (Issue 3) at 7.5% to go NLA within hours.

Replaced by Issue 4 at the same rate.

Nice on Principality - I was expecting them to cut the rate. I'm assuming it's still fixed rate? Moneyfactscompare doesn't say, and Principality's website is still showing the issue 3.

It's fixed, I opened and fully funded it shortly after midnight and this shows in online banking

Hi

Do you have a direct link please? I'm still getting issue 3 showing when I try to apply and an application is refused

Thanks

https://online.principality.co.uk/OriginationsUI/Step1?ProductCode=6086&ProductType=RegularSaver

Just went to the application for the Issue 3 and changed the 6084 to 6086 in the address bar

Hah, you beat me to it. If you edit the product code you can access accounts which aren't advertised on the website yet.

Managed to open the issue 4 easily enough, but now, wanting to fund it, Starling won’t recognise my account reference as valid. 

Maybe I just need to wait!

Think it takes up to 24hrs in some cases. I continued with the transaction from Halifax even though the reference wasn't recognised. Triple checked it though!

Just funded £1 to the new Principality 6 month reg. saver, until COP is recognised. 

surreysaver

clairec666 said:

Not wishing to stir up trouble for Principality, but....

If you edit the value for ProductCode in the link, you can access earlier accounts which are no longer available. Looks like 6080 is issue 1 and 6083 is issue 2. Anyone bold enough to see if they can open one?

I've opened up the Maturity Winter Saver. My one matured nearly a year ago, shows as paying 6.25% once funded!
I wonder how much of this could be deemed as taking the mickey? There's nothing saying you cannot do this. I like Principality, so wouldn't want to abuse them, but if they're not going to keep their IT tidy...