The Top Regular Savers Discussion Thread

ThePirates

Android App updated, still asking for 2FA but with no choices...
Then goes to Maintenance screen 🤦

s71hj

mhoc said:

Monmouth still have the maintenance message for me. 
I've still not had any letters from Monmouthshire regarding the 1st regular saver I opened  nearly 4 weeks ago.
I also cant log in online despite having reset my log in details twice recently but I've been putting off ringing.

Yes this monthly limit of £1000 needs a rethink as to where to find without having cashflow issues - basically it means maybe four regular savers with poor savings rates below 5% have to have their monthly deposits reduced to the minimum until they mature or stop funding until they mature.

Yorkshire Christmas savers and Yorkshire esavers come to mind - please can I ask what is the minimum deposit for these please - they only have 2 pay dates left until maturity. 
(Already reduced Leek, Stafford and Coventry to the minimum) 

I think the magical introduction of flexible ISAs combines rather nicely with this account as I can pull funds out of the various ones I've funded and replace pre April. So thanks Rachel Reeves. 

PowerSavingMode

Bob2000 said:

Monbs app/branch exclusive  Regular Saver  7% £1000/£500 

So l have the 12 month RS at 6% £500 per month, Can l apply  for this account too? 
Also it says on the information section minimum £0 Max £500 (branch) but then goes on to say minimum  £50 per month?

MonBS App Exclusive Regular Saver (7%) 

I have both now, so you could give it a go... I think the £50 refers to the minimum operating balance.

masonic

ThePirates said:

Android App updated, still asking for 2FA but with no choices...
Then goes to Maintenance screen 🤦

I think after you open the new account, something about it causes the app to crash into maintenance mode.

s71hj

10_66 said:

WillPS said:

10_66 said:

WillPS said:

For those struggling with the MonBS app, if you persevere through the seemingly endless 'loading animations' and random logouts you will eventually be able to get the account opened. Make sure you keep the screen active when on the 'application in progress' screen.

It's incredibly fragile but it will eventually work (took my wife about 40 mins and me about an hour). 

I haven't got past the system maintenance page over the past 2 hours.

Have you updated the app?

I had the previous version and couldn't log on after making numerous attempts.  I updated it to the new version and still can't log on.  

Same here sadly

RosieRooBear

s71hj said:

10_66 said:

WillPS said:

10_66 said:

WillPS said:

For those struggling with the MonBS app, if you persevere through the seemingly endless 'loading animations' and random logouts you will eventually be able to get the account opened. Make sure you keep the screen active when on the 'application in progress' screen.

It's incredibly fragile but it will eventually work (took my wife about 40 mins and me about an hour). 

I haven't got past the system maintenance page over the past 2 hours.

Have you updated the app?

I had the previous version and couldn't log on after making numerous attempts.  I updated it to the new version and still can't log on.  

Same here sadly

I can log into my app and have opened the new R/S but my hubby can’t (even though he could when we both opened the first R/S, it just stopped working 😤). We tried it on various devices, even deleting mine and trying his on my iPad, but no luck on any. 

Slinky

clairec666 said:

Well, thanks Monmouthshire, I had my regular saver strategy all worked out, and now you've forced me to re-plan it all over again. Up to £1000 a month at 7% with unlimited withdrawals... can't turn it down really.

... although the app's now kicked me out with an apology message about maintenance, so I'll have to wait.

exel1966 said:

subjecttocontract said:

I can't summon up any enthusiasm to attempt to deal with MBS, I've got better things to do than play guinea pig for their app development. I'll leave it at least a few days to see if things settle down. Good luck to those who want to try.

The later in the month you leave to fund it initially, the more profitable it is too.

Usually I wouldn't bother messing around with opening dates, but the £1000 a month limit would make it worthwhile. You could have £2000 earning 7% effectively for a whole year.

I've been one of the ones fortunate enough to get the App to work and it's given me an account number. How quickly does Monmouth credit payments to your account, bearing in mind the end of August falls on the weekend?

Bobblehat

Monmouthshire BS App Exclusive RS

OK, I'm late to the party here, but looking to join in the fun!

I applied online for the RS 6%/£500pm on 25/07, and have access to it online, so all registered for online access, but not yet funded it (will do mid next week). I don't currently have the App , but could download if it allowed access to the new Exclusive 7%/£1000pm RS. 

So is it worth me trying to download the app now and trying to apply for the new exclusive RS? Anyone see any snags other than the iffy app? All advice welcome! 

PowerSavingMode

Slinky said:

clairec666 said:

Well, thanks Monmouthshire, I had my regular saver strategy all worked out, and now you've forced me to re-plan it all over again. Up to £1000 a month at 7% with unlimited withdrawals... can't turn it down really.

... although the app's now kicked me out with an apology message about maintenance, so I'll have to wait.

exel1966 said:

subjecttocontract said:

I can't summon up any enthusiasm to attempt to deal with MBS, I've got better things to do than play guinea pig for their app development. I'll leave it at least a few days to see if things settle down. Good luck to those who want to try.

The later in the month you leave to fund it initially, the more profitable it is too.

Usually I wouldn't bother messing around with opening dates, but the £1000 a month limit would make it worthwhile. You could have £2000 earning 7% effectively for a whole year.

I've been one of the ones fortunate enough to get the App to work and it's given me an account number. How quickly does Monmouth credit payments to your account, bearing in mind the end of August falls on the weekend?

Monmouth BS

Next working day.

PowerSavingMode

Bobblehat said:

Monmouthshire BS App Exclusive RS

OK, I'm late to the party here, but looking to join in the fun!

I applied online for the RS 6%/£500pm on 25/07, and have access to it online, so all registered for online access, but not yet funded it (will do mid next week). I don't currently have the App , but could download if it allowed access to the new Exclusive 7%/£1000pm RS. 

So is it worth me trying to download the app now and trying to apply for the new exclusive RS? Anyone see any snags other than the iffy app? All advice welcome! 

MonBS App Exclusive Regular Saver (7%) 

Definitely, yes. Be prepared for many moments of frustration as the app continues its lack of cooperation.