The Top Regular Savers Discussion Thread

Bob2000

Can anybody tell me if it is possible  to apply  for Saffron building societys Small Saver £50 per month  via mobile, please?

I've tried two different  phones and can't get past the password/ questions  section.
The section  just goes red and says amend details.

No access  to PC/tablet/laptop. 

allegro120

Bob2000 said:

Can anybody tell me if it is possible  to apply  for Saffron building societys Small Saver £50 per month  via mobile, please?

I've tried two different  phones and can't get past the password/ questions  section.
The section  just goes red and says amend details.

No access  to PC/tablet/laptop. 

"You can open the account online, in branch, by post."  If you don't have access to PC/laptop/tablet you can still open the account online using browser on your phone. I think calling Saffron should work too.

Bridlington1

Bob2000 said:

Can anybody tell me if it is possible  to apply  for Saffron building societys Small Saver £50 per month  via mobile, please?

I've tried two different  phones and can't get past the password/ questions  section.
The section  just goes red and says amend details.

No access  to PC/tablet/laptop. 

Do you have the option to switch to ``desktop view" in the browser on your phone?

If I go to the Saffron website on my phone and click the 3 dots in the top right I have the option to select ``Desktop site", this alters the functionality of many websites on my phone to work in the same way as a laptop would (the text appears much smaller though so you'll probably have to zoom in to see anything).

JRF2398

Zopa Regular Saver

I opened this on the 03/12 and noticed today I had been paid interest of £1.49 on 27/12 which I was not expecting.

Did I miss the t&c which said interest paid monthly?  Anyone shed any light?

Bridlington1

JRF2398 said:

Zopa Regular Saver

I opened this on the 03/12 and noticed today I had been paid interest of £1.49 on 27/12 which I was not expecting.

Did I miss the t&c which said interest paid monthly?  Anyone shed any light?

From the terms:

PowerSavingMode

At the risk of showing just how thrilling I'm expecting my New Year's Day to be, is it pointless sending faster payments over to any regular saver on New Year's Day?

jaypers

PowerSavingMode said:

At the risk of showing just how thrilling I'm expecting my New Year's Day to be, is it pointless sending faster payments over to any regular saver on New Year's Day?

New Years Day should be fine as most institutions have a change freeze over this period so Faster Payments should not be down for any maintenance anywhere. It’s weekends you have to watch out for! For info, Faster Payments is a 24 Hour x 7 Day x 365 Day service. 

ForumUser7

jaypers said:

PowerSavingMode said:

At the risk of showing just how thrilling I'm expecting my New Year's Day to be, is it pointless sending faster payments over to any regular saver on New Year's Day?

New Years Day should be fine as most institutions have a change freeze over this period so Faster Payments should not be down for any maintenance anywhere. It’s weekends you have to watch out for! For info, Faster Payments is a 24 Hour x 7 Day x 365 Day service. 

I thought @powersavingmode was more referring to deposits arriving on the next working day, as New Year's Day is a non-working day, and therefore the interest loss/lack of interest on that day. Maybe not though, idk

PowerSavingMode

ForumUser7 said:

jaypers said:

PowerSavingMode said:

At the risk of showing just how thrilling I'm expecting my New Year's Day to be, is it pointless sending faster payments over to any regular saver on New Year's Day?

New Years Day should be fine as most institutions have a change freeze over this period so Faster Payments should not be down for any maintenance anywhere. It’s weekends you have to watch out for! For info, Faster Payments is a 24 Hour x 7 Day x 365 Day service. 

I thought @powersavingmode was more referring to deposits arriving on the next working day, as New Year's Day is a non-working day, and therefore the interest loss/lack of interest on that day. Maybe not though, idk

Spot on. I confused myself, too! So pointless sending over a deposit on NYD...

Nick_C

I have set up a “no chat” thread for people to post information about newly launched Regular Savings Accounts that meet the criteria of “Best Available” set by @Bridlington1 on the first page of this thread.

This thread is incredibly useful for people who want to discuss the best available accounts, but posts about new accounts are quickly lost in the chat.  The intention of the new thread is that people will be able to subscribe to it and set up alerts so they are notified quickly when new accounts are launched.  Any questions or discussion about any new accounts belongs on this thread.

Thanks again to @Bridlington1 for continuing the excellent work started by SpecialSaver2 so many years ago.  I hope people will find a “no chat” thread useful.

https://forums.moneysavingexpert.com/discussion/6577126/new-best-available-regular-savings-accounts-no-chat-please