The Top Regular Savers Discussion Thread

Chaykin

Also with regards to Darlington BS 12 Month Regular Saver Issue 2 - on page 1 it says "Maximum balance: £3,000" but I can't find anything that confirms that in the account T&Cs? I.e. I think you can make a 13th payment.

Kim_13

Coventry Rate Reductions https://www.coventrybuildingsociety.co.uk/content/dam/cbs/member/pdfs/savings/rate-change-notice.pdf

Among them Sunny Day Saver and Loyalty Regular Saver (3) down by 0.1% from 1st September. Penalty free closure option incoming for the latter with the notification email, then.

Bridlington1

Kim_13 said:

Coventry Rate Reductions https://www.coventrybuildingsociety.co.uk/content/dam/cbs/member/pdfs/savings/rate-change-notice.pdf

Among them Sunny Day Saver and Loyalty Regular Saver (3) down by 0.1% from 1st September. Penalty free closure option incoming for the latter with the notification email, then.

In addition First Home RS (issue 1&2) down from 4.6% to 4.5%

No change to loyalty mortgage saver (4.8%)

RS Issue 6 from 4.25% to 4.15%

Loyalty Seasonal Saver from 5.5% to 5.25%

Loyalty RS(3) from 5% to 4.9%

Currently at work so shall update page 1 plus archived thread tonight.

Bridlington1

Chaykin said:

Also with regards to Darlington BS 12 Month Regular Saver Issue 2 - on page 1 it says "Maximum balance: £3,000" but I can't find anything that confirms that in the account T&Cs? I.e. I think you can make a 13th payment.

Noted, shall review listing later today.

Bridlington1

State Bank of India Regular Saver Account Issue 2 at 4.5% to go NLA. Replaced by a new issue at 4%. At 4% its replacement shan't meet the criteria for inclusion on this thread at present.

garfield33

janusdesign said:

Principality BS have announced a 0.20% reduction on their existing variable rate accounts from 18th September...

Our variable rate savings accounts will be decreasing by 0.20% on 18 September 2025. To view our new interest rates, visit the savings products pages.

• 1 Year Triple Access Regular Saver - from 5.15% to 4.95%
• First Home Steps Account - from 4.40% to 4.20%

for withdrawn products, they haven't updated their rates pdf yet, so you might have to wait for their emails to find out what's happening to those NLA accounts... though all of my RS with them are fixed rate, so this change won't affect those accounts.

Hi janusdesign, thanks for this.

Do you know where Principality put the info on the changes to NLA accounts? I know you said they haven't put the new pdf up but I can't even find an old one. I've been poking around the website for ages but they only say "visit the savings products pages" which is fine for available accounts but not the NLAs.

I've noticed the NHS savers are no longer showing as available (I still have one with a few quid in), I don't know if that's new or if I'm just slow noticing.

Bridlington1

garfield33 said:

janusdesign said:

Principality BS have announced a 0.20% reduction on their existing variable rate accounts from 18th September...

Our variable rate savings accounts will be decreasing by 0.20% on 18 September 2025. To view our new interest rates, visit the savings products pages.

• 1 Year Triple Access Regular Saver - from 5.15% to 4.95%
• First Home Steps Account - from 4.40% to 4.20%

for withdrawn products, they haven't updated their rates pdf yet, so you might have to wait for their emails to find out what's happening to those NLA accounts... though all of my RS with them are fixed rate, so this change won't affect those accounts.

Hi janusdesign, thanks for this.

Do you know where Principality put the info on the changes to NLA accounts? I know you said they haven't put the new pdf up but I can't even find an old one. I've been poking around the website for ages but they only say "visit the savings products pages" which is fine for available accounts but not the NLAs.

I've noticed the NHS savers are no longer showing as available (I still have one with a few quid in), I don't know if that's new or if I'm just slow noticing.

They did this before. Normally they update the NLA pdf after making the rate cuts, alternatively I've been able to find out by phoning them in the past. I would've phoned them this time round but haven't had time on my side during their opening hours.

SnowMan

garfield33 said:

Do you know where Principality put the info on the changes to NLA accounts? I know you said they haven't put the new pdf up but I can't even find an old one. I've been poking around the website for ages but they only say "visit the savings products pages" which is fine for available accounts but not the NLAs. 

From the link below, scroll down to the question what is the interest rate on my account, then choose the 'Offsale variable rate accounts information' or 'Offsale fixed rates account information'

https://www.principality.co.uk/search-results?search=interest+rates

That hasn't been updated yet though (last updated 4th July 2025)

garfield33

SnowMan said:

garfield33 said:

Do you know where Principality put the info on the changes to NLA accounts? I know you said they haven't put the new pdf up but I can't even find an old one. I've been poking around the website for ages but they only say "visit the savings products pages" which is fine for available accounts but not the NLAs. 

From the link below, scroll down to the question what is the interest rate on my account, then choose the 'Offsale variable rate accounts information' or 'Offsale fixed rates account information'

https://www.principality.co.uk/search-results?search=interest+rates

That hasn't been updated yet though (last updated 4th July 2025)

Thanks SnowMan .
Wonder why they don't provide a link to it from the Savings pages (or if they do, why it is so well hidden!). Just a rhetorical question.

garfield33

Bridlington1 said:

garfield33 said:

janusdesign said:

Principality BS have announced a 0.20% reduction on their existing variable rate accounts from 18th September...

Our variable rate savings accounts will be decreasing by 0.20% on 18 September 2025. To view our new interest rates, visit the savings products pages.

• 1 Year Triple Access Regular Saver - from 5.15% to 4.95%
• First Home Steps Account - from 4.40% to 4.20%

for withdrawn products, they haven't updated their rates pdf yet, so you might have to wait for their emails to find out what's happening to those NLA accounts... though all of my RS with them are fixed rate, so this change won't affect those accounts.

Hi janusdesign, thanks for this.

Do you know where Principality put the info on the changes to NLA accounts? I know you said they haven't put the new pdf up but I can't even find an old one. I've been poking around the website for ages but they only say "visit the savings products pages" which is fine for available accounts but not the NLAs.

I've noticed the NHS savers are no longer showing as available (I still have one with a few quid in), I don't know if that's new or if I'm just slow noticing.

They did this before. Normally they update the NLA pdf after making the rate cuts, alternatively I've been able to find out by phoning them in the past. I would've phoned them this time round but haven't had time on my side during their opening hours.

Thanks Bridlington1. I'll wait for the link to update / an email to appear!