The Top Regular Savers Discussion Thread

CricketLady

Market Harborough 6% regular saver set to mature at end of November 2025...

I need access to my funds earlier than the maturity date.  I notice in the ts & cs it says the following:

"No withdrawals permitted however if more than one monthly payment is missed during a calendar year the account will be transferred to the easy access account and interest rate at that time."

If I miss September's payment, then October's, presumably the account will change to easy access on the 1st of November?  (I know this is only a few weeks earlier than actual date of maturity but that would be fine)

And - sorry for the silly question but you're all lovely on here - presumably I'd still get the 6% on the money that has been in there since about September last year, and just the easy access rate until I take my cash out?

Have a lovely day xx

Dizzycap

@ CricketLady - Based upon the T&C's, yes the RS should revert to an easy access saver around the 1st of November & yes, you should receive the correct amount of interest upto the point of the RS being reverted.

One of my MH RS had to be cloed due to over funding and I received the correct amount of interest up to the point of closure 

janusd

Principality BS have announced a 0.20% reduction on their existing variable rate accounts from 18th September...

Our variable rate savings accounts will be decreasing by 0.20% on 18 September 2025. To view our new interest rates, visit the savings products pages.

• 1 Year Triple Access Regular Saver - from 5.15% to 4.95%
• First Home Steps Account - from 4.40% to 4.20%

for withdrawn products, they haven't updated their rates pdf yet, so you might have to wait for their emails to find out what's happening to those NLA accounts... though all of my RS with them are fixed rate, so this change won't affect those accounts.

clairec666

janusdesign said:

Principality BS have announced a 0.20% reduction on their existing variable rate accounts from 18th September...

Our variable rate savings accounts will be decreasing by 0.20% on 18 September 2025. To view our new interest rates, visit the savings products pages.

• 1 Year Triple Access Regular Saver - from 5.15% to 4.95%
• First Home Steps Account - from 4.40% to 4.20%

for withdrawn products, they haven't updated their rates pdf yet, so you might have to wait for their emails to find out what's happening to those NLA accounts... though all of my RS with them are fixed rate, so this change won't affect those accounts.

Obviously not affecting the 6 month regular saver as it's fixed rate, but it might mean they'll bring out an issue 4 at a slightly lower rate. And if they stick to their usual T&Cs, we'll be able to open it even if we already have an issue 3 (and 2...)

somsman

CricketLady said:

Market Harborough 6% regular saver set to mature at end of November 2025...

I need access to my funds earlier than the maturity date.  I notice in the ts & cs it says the following:

"No withdrawals permitted however if more than one monthly payment is missed during a calendar year the account will be transferred to the easy access account and interest rate at that time."

If I miss September's payment, then October's, presumably the account will change to easy access on the 1st of November?  (I know this is only a few weeks earlier than actual date of maturity but that would be fine)

And - sorry for the silly question but you're all lovely on here - presumably I'd still get the 6% on the money that has been in there since about September last year, and just the easy access rate until I take my cash out?

Have a lovely day xx

 In my experience it takes much longer for them to close the account. I made my last payment on 3 December 2024, and they didn't close it until around the 20 April 2025.  

Hattie627

Buckinghamshire Building Society

Regular Saver Locals (NLA)

Reducing from 3.30% to 3.05% with effect from 1 September 2025.
Source: email

Bridlington1

Newcastle BS Interest Rate Reductions 4/9/25:

Regular Saver (Issue 1) ~~~ NO CHANGE ~~~~ Remains at 5.25%

Bridlington1

For those who still have it Ecology are reducing their Regular Saver from 3.35% to 3.1%.

Mrs_Trellis_of_North_Wales

I think there's a tiny typo in the top post under Darlington BS:

Length of account term: Matures at the end of the 12th calendar month from opening, e.g. if you opened the account on 8/8/25 it would mature on 31/8/25

That should be 31/8/26

Bridlington1

Mrs_Trellis_of_North_Wales said:

I think there's a tiny typo in the top post under Darlington BS:

Length of account term: Matures at the end of the 12th calendar month from opening, e.g. if you opened the account on 8/8/25 it would mature on 31/8/25

That should be 31/8/26

Now amended, many thanks.