The Top Regular Savers Discussion Thread

Bob2000

20122013 said:

Bob2000 said:

Darlington REGULAR SAVER. 

I just applied for the Regular saver and registered for online.
Is it normal after you have registered  and logged  off when signing  back in your username is visible?
Example below

"Hi 12345abcd"

Also the account l have visible online is called
 12 Mth Reg eSaver 2
Is this the correct  account  l wanted?

I had opened an account an hour ago and had logged off, and I have tried it just now (for you), and I did not get  "Hi 12345abcd". 

I have to complete all the login details (maybe I did not asked it to remember my login details.)

my says the same:  'DARLINGTON 12 Mth Reg eSaver 2'

Thank you for checking  your login details. Looks like it is sorted now. I changed my username  to be on the safe side.

subjecttocontract

clairec666 said:

trickydicky14 said:

clairec666 said:

trickydicky14 said:

Afahmaep said:

                          Opening Darlington RS2 and Monmouthshire RS in the last week brings my total active Regular Savers back up to 52 with £112,000 actually in them at 5.70%.
                         My maturing accounts in the next week are Hanley BS and Stafford BS with £7,000 becoming available which will drop my total to £105,000. Neither of these Building Societies has a product that interests me so my Regular Saver total will drop back down to 50. 
                         The matured  £7,000 will to go towards my September obligations of £11,950

And your point?

I know people here like to share how many regular savers they've got (just the 18 for me) but telling us exactly how much money you've got in those accounts isn't something I've seen before

Mine is bigger than yours!

I thought mine was big.... until I joined this forum

It doesn't have to be big or small.....it's how you use it that really matters.

badger09

I’ve found that if I play with mine it tends to shrink but if I leave it alone it gets gradually bigger. 

I never imagined having one this big. In fact it’s now so big I’ll never use it so I don’t really know what to do with it. 

allegro120

Hattie627 said:

Closing RS accounts slightly earlier than the maturity date

I emptied my Virgin Money RS (the 10% one) on 29th July and then (same date) completed and submitted the online "current account" closure form for the RS (directing the closing interest to my VM current account). The closing interest was received in my VM current account on 31st July. Okay, I lost a couple of days' interest at 10% on the principal but saved myself the long wait and aggravation of waiting to close until 1 August.

My Monmouthshire BS Exclusive RS Issue 2 stands at £6000 balance and is due to mature on 24 August. No maturity instruction papers received so far. Interest rate is now a disappointing 4.90%. I anticipate that many others will have this account maturing on 24 August too (think I opened it last year on the day it became available). I have today instructed immediate closure of the account with principal and interest to my nominated account. Easy to do online, no need to empty first (withdrawals not allowed anyway, only early closure) and no need to post in the passbook/or closure form. I think there is a good chance of slow closures if there is a mass closing of the morphed account on and after 24 August. Loss of interest de minimis, as funds will not be earning much less in easy access.

I’ve done it as soon as I discovered Cahoot’s upgrade facility.  Funds arrived to my bank account on the same day and transferred to Cahoot to earn 5%. I’ve done the same with other RSs that have been reduced to below 5%.

Bridlington1

castle96 said:

But not bigger than mine - SO THERE!!!

Now don't, it's wicked to mock the afflicted.

trickydicky14

Bob2000 said:

Mine was always small but now l know it's tiny since joining MSE. Sigh!

Mighty oaks from little acorns grow

trickydicky14

I’ve done it as soon as I discovered Cahoot’s upgrade facility.

I know I'm pushing my luck on this one but I have an old Cahoot sunny now at 4.75% and a newer one at 5% what's the chances of upgrading the 4.75% account via the magic button?

allegro120

trickydicky14 said:

I’ve done it as soon as I discovered Cahoot’s upgrade facility.

I know I'm pushing my luck on this one but I have an old Cahoot sunny now at 4.75% and a newer one at 5% what's the chances of upgrading the 4.75% account via the magic button?

I’ve upgraded four 4.75%s to 5%s, so the chances are high. 

Bobblehat

Bridlington1 said:

castle96 said:

But not bigger than mine - SO THERE!!!

Now don't, it's wicked to mock the afflicted.

The Colonel has noticed things are getting a bit too silly ..... Monty Python

Bridlington1

Bobblehat said:

Bridlington1 said:

castle96 said:

But not bigger than mine - SO THERE!!!

Now don't, it's wicked to mock the afflicted.

The Colonel has noticed things are getting a bit too silly ..... Monty Python

Well nobody likes a good laugh more than I do. Well except my wife and some of her friends. And Captain Johnson. Come to think of it most people like a good laugh more than I do, but that's beside the point.

Sorry.... and now for something completely different.......