The Top Regular Savers Discussion Thread

mhoc

On another subject I finally have done a Natwest switch and opened a digital saver so I am fired up and ready to go with £1.01 payments to various places.
So far I've sent £1.01 payments to Skipton and  £1.01 Yorkshire BS and in rewards I have £1 pending in Rewards- assume the other £1 will appear tomorrow.
Assume I can get small payments to my main credit card and Octopus but who else? 
Please can I ask for suggests from the Natwest digital experts as to who else can I send small payments to and is there a daily/weekly limit - I feel I need to set myself up with a Google chart and time table this job. 

(In other news inevitably still nothing in the post from Monmouthshire and no interest payment from Virgin ... but I am ignoring them both for the moment while I get to grips with Natwest ) 

wmb194

mhoc said:

On another subject I finally have done a Natwest switch and opened a digital saver so I am fired up and ready to go with £1.01 payments to various places.
So far I've sent £1.01 payments to Skipton and  £1.01 Yorkshire BS and in rewards I have £1 pending in Rewards- assume the other £1 will appear tomorrow.
Assume I can get small payments to my main credit card and Octopus but who else? 
Please can I ask for suggests from the Natwest digital experts as to who else can I send small payments to and is there a daily/weekly limit - I feel I need to set myself up with a Google chart and time table this job. 

(In other news inevitably still nothing in the post from Monmouthshire and no interest payment from Virgin ... but I am ignoring them both for the moment while I get to grips with Natwest ) 

NS&I's Direct Saver is a good one for DC deposits. In my own experience and from what others have posted NS&I never appears to complain about them. The only downside is that they take a long time to become available for withdrawal, about a week.

flaneurs_lobster

wmb194 said:

mhoc said:

On another subject I finally have done a Natwest switch and opened a digital saver so I am fired up and ready to go with £1.01 payments to various places.
So far I've sent £1.01 payments to Skipton and  £1.01 Yorkshire BS and in rewards I have £1 pending in Rewards- assume the other £1 will appear tomorrow.
Assume I can get small payments to my main credit card and Octopus but who else? 
Please can I ask for suggests from the Natwest digital experts as to who else can I send small payments to and is there a daily/weekly limit - I feel I need to set myself up with a Google chart and time table this job. 

(In other news inevitably still nothing in the post from Monmouthshire and no interest payment from Virgin ... but I am ignoring them both for the moment while I get to grips with Natwest ) 

NS&I's Direct Saver is a good one for DC deposits. In my own experience and from what others have posted NS&I never appears to complain about them. The only downside is that they take a long time to become available for withdrawal, about a week.

I'm sending 1p a day to a "Friend and Family" on Paypal, which debits my NatWest debit card for a £4.95 roundup to the DS. Been doing it for the thick end of a year with no complaints from PP. 

Slinky

Applied for the Darlington RS on Saturday as a new customer. Received a reference number but no other communication from them. Expected that I might hear something from them today, but nothing as yet. Anybody else still waiting?

financialbliss

As per others, NS&I Direct Saver. They're very tolerant of debit card deposits, however after over a week or so of doing 99 debit card deposits a day, I got a suspicion activity letter from NatWest, who cancelled my debit card and automatically sent a replacement.

Much easier to fill the NatWest regular saver now with 5x round ups, but don't push it too much I'd say...

s71hj

flaneurs_lobster said:

wmb194 said:

mhoc said:

On another subject I finally have done a Natwest switch and opened a digital saver so I am fired up and ready to go with £1.01 payments to various places.
So far I've sent £1.01 payments to Skipton and  £1.01 Yorkshire BS and in rewards I have £1 pending in Rewards- assume the other £1 will appear tomorrow.
Assume I can get small payments to my main credit card and Octopus but who else? 
Please can I ask for suggests from the Natwest digital experts as to who else can I send small payments to and is there a daily/weekly limit - I feel I need to set myself up with a Google chart and time table this job. 

(In other news inevitably still nothing in the post from Monmouthshire and no interest payment from Virgin ... but I am ignoring them both for the moment while I get to grips with Natwest ) 

NS&I's Direct Saver is a good one for DC deposits. In my own experience and from what others have posted NS&I never appears to complain about them. The only downside is that they take a long time to become available for withdrawal, about a week.

I'm sending 1p a day to a "Friend and Family" on Paypal, which debits my NatWest debit card for a £4.95 roundup to the DS. Been doing it for the thick end of a year with no complaints from PP. 

Is this automatable... If that's a word!!!! 

PloughmansLunch

Slinky said:

Applied for the Darlington RS on Saturday as a new customer. Received a reference number but no other communication from them. Expected that I might hear something from them today, but nothing as yet. Anybody else still waiting?

I was waiting until I phoned them earlier - there was a batch of email approvals sent out on Saturday, which I didn't receive. I was told that the ref number is actually your RS account number (once the application is approved) and can be used to set up online access, fund the account etc, which I have done. I would double-check with a quick phone call first though to make sure it's open.

EDIT: For info I submitted my application late Friday afternoon

flaneurs_lobster

s71hj said:

flaneurs_lobster said:

wmb194 said:

mhoc said:

On another subject I finally have done a Natwest switch and opened a digital saver so I am fired up and ready to go with £1.01 payments to various places.
So far I've sent £1.01 payments to Skipton and  £1.01 Yorkshire BS and in rewards I have £1 pending in Rewards- assume the other £1 will appear tomorrow.
Assume I can get small payments to my main credit card and Octopus but who else? 
Please can I ask for suggests from the Natwest digital experts as to who else can I send small payments to and is there a daily/weekly limit - I feel I need to set myself up with a Google chart and time table this job. 

(In other news inevitably still nothing in the post from Monmouthshire and no interest payment from Virgin ... but I am ignoring them both for the moment while I get to grips with Natwest ) 

NS&I's Direct Saver is a good one for DC deposits. In my own experience and from what others have posted NS&I never appears to complain about them. The only downside is that they take a long time to become available for withdrawal, about a week.

I'm sending 1p a day to a "Friend and Family" on Paypal, which debits my NatWest debit card for a £4.95 roundup to the DS. Been doing it for the thick end of a year with no complaints from PP. 

Is this automatable... If that's a word!!!! 

Others may know better but I don't believe so. You can automate the transfer of money from your Paypal balance but don't think you can do this from a linked bank card. And this might only be from a business account (the help text is ambiguous).

surreysaver

s71hj said:

Middle_of_the_Road said:

s71hj said:

Ch1ll1Phlakes said:

s71hj said:

Malchester said:

Bridlington1 said:

Bobblehat said:

Bridlington1 said:

castle96 said:

But not bigger than mine - SO THERE!!!

Now don't, it's wicked to mock the afflicted.

The Colonel has noticed things are getting a bit too silly ..... Monty Python

Well nobody likes a good laugh more than I do. Well except my wife and some of her friends. And Captain Johnson. Come to think of it most people like a good laugh more than I do, but that's beside the point.

Sorry.... and now for something completely different.......

Sorry, this to much. Spam, spam, spam, spam

I'm currently doing about 200 to 300 £1.01 debit card transactions per week from RBS/Natwest into my Skipton savings account to get regular saver round ups. So my question is, should I be expecting the Skipton Building Society inquisition any day soon? 

1. As someone else has mentioned Skipton may contact you about this. Though I note @gt94sss2 mention direct debits and you said debit card payments.

2. If you're using the RBS/Natwest roundups feature, just as a heads up in case you hadn't noticed you can add a multiplier to your roundups to speed up this process. Though again you are gaming the system slightly, but maybe by using the multiplier you can reduce the number of debit card transactions to more manageable levels. a nice £4.95 going in per payment instead of 99p might be useful.

Yes, I have the multiplier on, but worthwhile to have drawn attention to it. I can't help but feel gaming the system is a bit of a mute point on this forum. Institutions have every opportunity to create terms and conditions that prevent any particular approach to their offers. I tend to think that money is made FROM "typical cuatomers" and all we can do is avoid being typical customers with the aim of being the ones to make the money FROM the institutions. 

The lengths some go to leaves me temporarily speechless.

Each transaction takes literally seconds and is something I can do whilst watching telly or being driven in the car somewhere and the money will then sit in an account that I'm reasonably confident will be a market leading account rate wise for some years going forward. 

It was a joke. Mute point. Speechless.
Should have been moot point!

SJMALBA

Slinky said:

Applied for the Darlington RS on Saturday as a new customer. Received a reference number but no other communication from them. Expected that I might hear something from them today, but nothing as yet. Anybody else still waiting?

Yes, applied Friday afternoon, and other than the 'referral number' upon completion of the application, have heard/received nothing further...