The Top Regular Savers Discussion Thread

Bridlington1

Bobblehat said:

Bridlington1 said:

castle96 said:

But not bigger than mine - SO THERE!!!

Now don't, it's wicked to mock the afflicted.

The Colonel has noticed things are getting a bit too silly ..... Monty Python

Well nobody likes a good laugh more than I do. Well except my wife and some of her friends. And Captain Johnson. Come to think of it most people like a good laugh more than I do, but that's beside the point.

Sorry.... and now for something completely different.......

Malchester

Bridlington1 said:

Bobblehat said:

Bridlington1 said:

castle96 said:

But not bigger than mine - SO THERE!!!

Now don't, it's wicked to mock the afflicted.

The Colonel has noticed things are getting a bit too silly ..... Monty Python

Well nobody likes a good laugh more than I do. Well except my wife and some of her friends. And Captain Johnson. Come to think of it most people like a good laugh more than I do, but that's beside the point.

Sorry.... and now for something completely different.......

Sorry, this to much. Spam, spam, spam, spam

steven141

pecunianonolet said:

drphila said:

pecunianonolet said:

Virgin

Requested closure via online form of the regular saver (the form that was mentioned many pages ago), provided account details in the form for the regular saver. Followed up a day later via online chat just in case to make sure the reg saver is getting closed. 

Received an email "Sorry to see you go", checked my app and instead of the regular saver they closed my current account. Reg saver still not closed, still waiting for the interest to be transferred to the current account (that is now closed). 

Just raised a complaint. Totally unacceptable. 

Screenshots not allowed in the app, transcript only available by post on paper if chat has happened via app. Requested a postal copy now. 

Exactlly the same happened to me. They put it down to the "huge" numbers that opened that RS (c.37000 apparently) and then wanted it closed

Did you also complain and if so, did you get compensation and how much did they pay and did they reopen the current account for you?

I had email acknowledgment of my complaint yesterday evening (10pm) and that they will email with an update within 5 working days.

I opened and credited the account yesterday bit still hasn't appeared as of today.

EDIT - It arrived in the account today 11/08/2025

s71hj

Malchester said:

Bridlington1 said:

Bobblehat said:

Bridlington1 said:

castle96 said:

But not bigger than mine - SO THERE!!!

Now don't, it's wicked to mock the afflicted.

The Colonel has noticed things are getting a bit too silly ..... Monty Python

Well nobody likes a good laugh more than I do. Well except my wife and some of her friends. And Captain Johnson. Come to think of it most people like a good laugh more than I do, but that's beside the point.

Sorry.... and now for something completely different.......

Sorry, this to much. Spam, spam, spam, spam

I'm currently doing about 200 to 300 £1.01 debit card transactions per week from RBS/Natwest into my Skipton savings account to get regular saver round ups. So my question is, should I be expecting the Skipton Building Society inquisition any day soon? 

gt94sss2

s71hj said:

Malchester said:

Bridlington1 said:

Bobblehat said:

Bridlington1 said:

castle96 said:

But not bigger than mine - SO THERE!!!

Now don't, it's wicked to mock the afflicted.

The Colonel has noticed things are getting a bit too silly ..... Monty Python

Well nobody likes a good laugh more than I do. Well except my wife and some of her friends. And Captain Johnson. Come to think of it most people like a good laugh more than I do, but that's beside the point.

Sorry.... and now for something completely different.......

Sorry, this to much. Spam, spam, spam, spam

I'm currently doing about 200 to 300 £1.01 debit card transactions per week from RBS/Natwest into my Skipton savings account to get regular saver round ups. So my question is, should I be expecting the Skipton Building Society inquisition any day soon? 

Yes, it has been reported here in the past that Skipton have contacted customers for a lot fewer debit card payments per month - let alone a week! 

As a sidenote (not directed to @s@s71hj) and I suspect this will be unpopular with some but imho this thread recently seems to have taken a turn for the worse.

It has always been used to promote new RS accounts and URLs etc. but I get the sense that recently there has been a lot more about openly "abusing" accounts and boasting about it - not just sharing workarounds.

This kind of behaviour is going to lead - for instance - that those savings providers who accept debit card payments to withdraw the facility from all customers as it does have a cost for them to provide and/or someone like NatWest pulling roundups from being used to increase the balance on their regular saver, impacting all customers negatively.

Of course, I am not feeling well ATM so could just be particularly grumpy..

35har1old

Kim_13 said:

HHUK said:

Kim_13 said:
As it matures on 31/8/26 regardless of when in August it is opened, I did a £1.01 NatWest DC payment. I figure it’s unlikely to still be around on September 1 so I don’t lose anything by opening it with the minimum today.

Darlington RS

Ahem. Do we happen to have any idea how many such £1.01 payments it's possible to make by NatWest / RBS debit card without upsetting Darlington? (Asking for a friend.)

Afraid not, I’ve only ever done them to secure an account when I didn’t have the funds for it at the time of application. This is also my first account with Darlington, so I wouldn’t want to risk upsetting them. Doing £x.01 by NatWest DC in any future month that I can’t afford to fully fund it is as far as I’ll go.

Doesn't need to be funded

francoghezzi

gt94sss2 said:

s71hj said:

Malchester said:

Bridlington1 said:

Bobblehat said:

Bridlington1 said:

castle96 said:

But not bigger than mine - SO THERE!!!

Now don't, it's wicked to mock the afflicted.

The Colonel has noticed things are getting a bit too silly ..... Monty Python

Well nobody likes a good laugh more than I do. Well except my wife and some of her friends. And Captain Johnson. Come to think of it most people like a good laugh more than I do, but that's beside the point.

Sorry.... and now for something completely different.......

Sorry, this to much. Spam, spam, spam, spam

I'm currently doing about 200 to 300 £1.01 debit card transactions per week from RBS/Natwest into my Skipton savings account to get regular saver round ups. So my question is, should I be expecting the Skipton Building Society inquisition any day soon? 

Yes, it has been reported here in the past that Skipton have contacted customers for a lot fewer direct debit payments per month - let alone a week! 

As a sidenote (not directed to @s@s71hj) and I suspect this will be unpopular with some but imho this thread recently seems to have taken a turn for the worse.

It has always been used to promote new RS accounts and URLs etc. but I get the sense that recently there has been a lot more about openly "abusing" accounts and boosting about it - not just sharing workarounds.

This kind of behaviour is going to lead - for instance - that those savings providers who accept debit card payments to withdraw the facility from all customers as it does have a cost for them to provide and/or someone like NatWest pulling roundups from being used to increase the balance on their regular saver, impacting all customers negatively.

Of course, I am not feeling well ATM so could just be particularly grumpy..

A clever comment. Finally

35har1old

20122013 said:

Can you open more than one account on any those these please? is it just needed a different Issue No.?

1. Zopa Regular Saver Pot

2, Monmouthshire BS Regular Saver Issue 83. Virgin Money Regular Saver Exclusive Issue 3

4. Principality Triple - have to wait till new ISSUE?

5. Co-operative Bank Regular Saver

6. Darlington BS 12 Month Regular Saver Issue 2 

7. Lloyds RS

8. Lloyds Club Lloyds Monthly Saver

8. Santander

9. Nationwide BS Flex Regular Saver (Issue 6)  - opened mine before issue 6

10. Principality BS 6 Month Regular Saver (Issue 3) 

11. Halifax Regular Saver

12. NatWest Digital Regular Saver Account

Principality Triple doesn't have Issue number

Growingold

Wanting to close my Monmouthshire Regular Saver at 4.9% before maturity.  Requested transfer of the balance to my nominated account as couldn't see option to close.  Will they add any interest due to0?  Thanks

allegro120

Growingold said:

Wanting to close my Monmouthshire Regular Saver at 4.9% before maturity.  Requested transfer of the balance to my nominated account as couldn't see option to close.  Will they add any interest due to0?  Thanks

I closed it online, can’t remember the details but it was straightforward. I think withdrawal request should trigger closure and you should receive interest in that transaction. Has the account disappeared from the view? If yes, your account is closed and interest will be added. I received mine on the same day.