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The Top Regular Savers Discussion Thread

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Comments

  • liamcov
    liamcov Posts: 659 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Bridlington1 said:
    liamcov said:
    Can anyone tell me what the following account actually is from Market Harborough, listed on my online banking is:

    1 Yr Reg Svr Iss4

    Only account I can see on their website is 

    Fixed Term Regular Saver (30.09.2026)

    They're one and the same.
    Thank you. Why do they and others have varying names for the same thing it's frustrating. 
  • Bridlington1
    Bridlington1 Posts: 4,318 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Vernon BS Online Regular Saver to fall from 6% to 5.75% from 1/9/25
  • Dizzycap
    Dizzycap Posts: 1,369 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Kim_13 said:
    If Coventry cut the Sunny Day Saver at this point, it will be a new level of stinginess. The accounts begin maturing in little more than three weeks and it was on sale for less than a month. So very little gain for them when factoring in the notice period and the admin taken to communicate a rate drop.
    Exactly! But I bet they will just to keep all their cuts balanced throughout their product range, which is already dismal at best!  :/ 
    ~ NSD 2026 - NSD January 0/20 (1)
    # Spectos/Royal Mail Monitoring and Posting Panel 2026 - On Rest
    # No.36 Make £2026 in 2026 £0 / £2026 (1)
    # No.12 Save £2 a Day 2026 £0 / £730 (1)
    # No.2 Save 1p A Day 2026 £0 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £0 / £1378 (1)
    # No.4 Save £12k in 2026 £0 / £12,000 (1)
    # No.14 Sealed Pot Challenge 2026 £0 / £400 (1)
  • Slinky
    Slinky Posts: 11,349 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Sorry to ask, I'm a bit late to set up a new Monmouth account. I'm about to try to fund it, do I set it up as a Personal or Business account from my funding account please?
    Make £2025 in 2025
    Prolific £841.95, Octopoints £6.64, TCB £456.58, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £60, Shopmium £52.74, Everup £95.64 Zopa CB £30
    Total (1/11/25) £1954.45/£2025 96%

    Make £2024 in 2024
    Prolific £907.37, Chase Int £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus ref £50, Octopoints £70.46, TCB £112.03, Shopmium £3, Iceland £4, Ipsos £20, Misc Sales £55.44
    Total £1410/£2024 70%

    Make £2023 in 2023 Total: £2606.33/£2023 128.8%




  • mon3ysav3r
    mon3ysav3r Posts: 160 Forumite
    100 Posts Name Dropper Photogenic
    edited 7 August at 5:40PM
    Slinky said:
    Sorry to ask, I'm a bit late to set up a new Monmouth account. I'm about to try to fund it, do I set it up as a Personal or Business account from my funding account please?
    Good timing I just received a letter from them with this info, their instructions say:

    Select Business account - even though you're paying into your account, you're paying it to MBS first

    Account Name use "Monmouthshire Building Society"

    Sort code 40 05 30 - will show as HSBC

    Account Number 14576608

    Payment Reference - your MBS savings account number

    EDIT - Apparently their letter contradicts what their information online says, perhaps both methods work
  • flaneurs_lobster
    flaneurs_lobster Posts: 8,367 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Slinky said:
    Sorry to ask, I'm a bit late to set up a new Monmouth account. I'm about to try to fund it, do I set it up as a Personal or Business account from my funding account please?
    Personal.   
    Standing Orders and Electronic Transfer
     
    To set up a standing order or make a single electronic payment to your savings account, you will need to provide the following details to your bank:

    Account Name: Your full name (the account holder)

    Sort Code: 40-05-30

    Account Number: 14576608

    Reference: XXXXXXXXXX (Please make sure there are no spaces or hyphens - use the Monmouthshire Building Society account number you want to credit).


  • masonic
    masonic Posts: 28,480 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 7 August at 5:30PM
    If you give it a day, you should get a Confirmation of Payee match on your name. I have no idea why they'd still be sending out letters saying people should use business and MBS as the account name.
  • flaneurs_lobster
    flaneurs_lobster Posts: 8,367 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Oh brilliant, their letter contradicts what's on their website.

    Well, one of them (or more likely both) will work.
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