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The Top Regular Savers Discussion Thread

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  • clairec666
    clairec666 Posts: 197 Forumite
    100 Posts Name Dropper
    apt said:
    Interest to 30 June has been added to the 10% Virgin Money regular saver. The account matures on 31 July. Been good while it lasted.
    That must have been a nice chunk of interest. Still gutted that I missed out on getting this account.
  • Nuggy96
    Nuggy96 Posts: 227 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    Any updates from people with Vernon building society regular savers? Supposed to mature 30th June and go to easy access account but mines still in regular savers and no interest added..
  • Bob2000
    Bob2000 Posts: 293 Forumite
    100 Posts Name Dropper Photogenic
    Quick question.  I have a first direct  regular saver, which had its last deposit  on the 29th, but was taken on the 30th. Can anybody tell me when it will be matured and interest added?
  • Bigwheels1111
    Bigwheels1111 Posts: 3,032 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Bob2000 said:
    Quick question.  I have a first direct  regular saver, which had its last deposit  on the 29th, but was taken on the 30th. Can anybody tell me when it will be matured and interest added?

    It is hit and miss.
    The fastest way is to keep the savings account they opened last year active. If you had a reg saver with them last year.
    For me in that situation this year my savings and interest were in the account next day.
    As soon as the reg saver vanished I applied for a new one, Took 3/4 day.
    If you do not have the old savings account open, 3/5 days is the average wait for your money.
    Or call and ask for it today, they will move it and give access.

  • Bob2000
    Bob2000 Posts: 293 Forumite
    100 Posts Name Dropper Photogenic
    Bob2000 said:
    Quick question.  I have a first direct  regular saver, which had its last deposit  on the 29th, but was taken on the 30th. Can anybody tell me when it will be matured and interest added?

    It is hit and miss.
    The fastest way is to keep the savings account they opened last year active. If you had a reg saver with them last year.
    For me in that situation this year my savings and interest were in the account next day.
    As soon as the reg saver vanished I applied for a new one, Took 3/4 day.
    If you do not have the old savings account open, 3/5 days is the average wait for your money.
    Or call and ask for it today, they will move it and give access.

    Ok, thank you for the information.
    I opened a saving account  with them in Feb, and it currently  has £1 in it. Would they use that to transfer the RS into?
  • Dizzycap
    Dizzycap Posts: 1,019 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Bob2000 said:
    Bob2000 said:
    Quick question.  I have a first direct  regular saver, which had its last deposit  on the 29th, but was taken on the 30th. Can anybody tell me when it will be matured and interest added?

    It is hit and miss.
    The fastest way is to keep the savings account they opened last year active. If you had a reg saver with them last year.
    For me in that situation this year my savings and interest were in the account next day.
    As soon as the reg saver vanished I applied for a new one, Took 3/4 day.
    If you do not have the old savings account open, 3/5 days is the average wait for your money.
    Or call and ask for it today, they will move it and give access.

    Ok, thank you for the information.
    I opened a saving account  with them in Feb, and it currently  has £1 in it. Would they use that to transfer the RS into?
    Yes, they have done for my maturing RS for the past 2 years.
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  • CricketLady
    CricketLady Posts: 110 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    Sorry, me again - quick question...

    I want to "refresh" my santander which has £1200 in it, I thought I had to request closure using the button on Sandi, the online chat (and then open up a new one in a day or so) but when I do this it says "if your account hasn't matured yet, you might miss out on interest" - before I go ahead, it presumably means the interest I would have had if I kept the account until maturity, I will still get interest on the £1200 in there, is this the case?

    Thank you so much for being kind if this is a silly question!
  • OneUser1
    OneUser1 Posts: 102 Forumite
    100 Posts Second Anniversary Name Dropper
    Nuggy96 said:
    Any updates from people with Vernon building society regular savers? Supposed to mature 30th June and go to easy access account but mines still in regular savers and no interest added..
    My Vernon account matured this morning. As in it hadn’t happened at 8:30AM but it’s there now at 11:30AM. 
  • Bob2000
    Bob2000 Posts: 293 Forumite
    100 Posts Name Dropper Photogenic
    Dizzycap said:
    Bob2000 said:
    Bob2000 said:
    Quick question.  I have a first direct  regular saver, which had its last deposit  on the 29th, but was taken on the 30th. Can anybody tell me when it will be matured and interest added?

    It is hit and miss.
    The fastest way is to keep the savings account they opened last year active. If you had a reg saver with them last year.
    For me in that situation this year my savings and interest were in the account next day.
    As soon as the reg saver vanished I applied for a new one, Took 3/4 day.
    If you do not have the old savings account open, 3/5 days is the average wait for your money.
    Or call and ask for it today, they will move it and give access.

    Ok, thank you for the information.
    I opened a saving account  with them in Feb, and it currently  has £1 in it. Would they use that to transfer the RS into?
    Yes, they have done for my maturing RS for the past 2 years.
    Ok, I'll  keep a eye on it then.
    Thanks.
  • jd84
    jd84 Posts: 123 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Skipton Member Regular Saver (Issue 3)

    I gather the maximum balance is £3000.
    Does anyone know is this enforced?
    Will a 13th payment be rejected/returned?

    Thanks 


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