The Top Regular Savers Discussion Thread

GreenScepter

castle96 said:

the 7.5 fix zopa. Not on my PC/Edge

It's part of the "smart saver hub", and you also need a Zopa current account.

I've only now noticed according to one of their articles from a couple of months ago: "not all customers with a Zopa bank account will be given access to a Regular Saver pot." Which is odd, some of my friends and family opened Zopa current accounts over the last few days and they were all able to get the regular saver.

https://www.zopa.com/help/article/how-do-i-open-a-regular-saver-pot

flaneurs_lobster

GreenScepter said:

castle96 said:

the 7.5 fix zopa. Not on my PC/Edge

It's part of the "smart saver hub", and you also need a Zopa current account.

I've only now noticed according to one of their articles from a couple of months ago: "not all customers with a Zopa bank account will be given access to a Regular Saver pot." Which is odd, some of my friends and family opened Zopa current accounts over the last few days and they were all able to get the regular saver.

https://www.zopa.com/help/article/how-do-i-open-a-regular-saver-pot

It was the current account, rather than the RS that hung off it, that could be hard to come by. Was "invite only" for months. Still showing as Beta (whatever that actually means), but as you say there don't appear to be any problems now opening both accounts.

Still rather difficult to find the t&cs for either the CA or the RS on their website.

clairec666

flaneurs_lobster said:

Still rather difficult to find the t&cs for either the CA or the RS on their website.

I've saved my confirmation email, which doesn't have full T&Cs attached but does have a few details:

As a reminder, your rate is 7.5% AER* (7.25% gross**) fixed for 12 months.

A quick recap of your new pot

You can:

• Deposit up to £300 each monthly allowance period. • Withdraw as much of this money as you like, whenever you like. • Withdraw and replace money within the same monthly allowance period. However, no matter how much you withdraw, you can only replace a maximum of £300 each monthly allowance period.

What happens when the 12-month term ends

After 12 months, your Regular Saver pot will automatically become an Access pot, earning the interest rate that’s available on Access pots at that time. We’ll send you an email when this happens. Then, if you still have a Zopa bank account, you’ll be able to open a new Regular Saver pot for another 12-month term.

where_are_we

My £300 Zopa autosave to my RS for June didn`t get taken from my nominated account. When I checked my Zopa app it said next autosave was in July. I just promptly did a manual transfer for June instead. Has this happened to anyone?

surreysaver

where_are_we said:

My £300 Zopa autosave to my RS for June didn`t get taken from my nominated account. When I checked my Zopa app it said next autosave was in July. I just promptly did a manual transfer for June instead. Has this happened to anyone?

Yes. It's happened to a few of us.

Bob2000

Principality 6month regular saver.
ISSUE 3 SAGA

I know this as been discussed more than a few times but I've  just sent maturity instructions to reinvest my 6MONTH RS (Issue 2) into Another issue 3 making a total of three now if it goes through. 
Exciting, ain't it.

Gers

Bob2000 said:

Principality 6month regular saver.
ISSUE 3 SAGA

I know this as been discussed more than a few times but I've  just sent maturity instructions to reinvest my 6MONTH RS (Issue 2) into Another issue 3 making a total of three now if it goes through. 
Exciting, ain't it.

I've got more - got two just today. Happy days.

Kim_13

I posted previously that having had a new Members’ Month RS started as a maturity option (on 1st June), I hadn’t received the referral email. Email received today, from a named individual rather than from Saffron Building Society so it might be easy to miss if you were just glancing through a list of senders. Email titled Saffron Building Society - Refer A Friend link enclosed.

francoghezzi

Bob2000 said:

Principality 6month regular saver.
ISSUE 3 SAGA

I know this as been discussed more than a few times but I've  just sent maturity instructions to reinvest my 6MONTH RS (Issue 2) into Another issue 3 making a total of three now if it goes through. 
Exciting, ain't it.

I can't imagine ANYTHING more exciting in someone's life.

Bridlington1

francoghezzi said:

Bob2000 said:

Principality 6month regular saver.
ISSUE 3 SAGA

I know this as been discussed more than a few times but I've  just sent maturity instructions to reinvest my 6MONTH RS (Issue 2) into Another issue 3 making a total of three now if it goes through. 
Exciting, ain't it.

I can't imagine ANYTHING more exciting in someone's life.

I can. I remember the excitement of trying to decide which regular savers to fund in 2022-3 when the base rate was rising. I had a load of variable rate regular savers that could up their rates at any moment but were all paying a similar rate with not enough spare funds to put in them all.

Also I think waking up around midnight on 1st June 2023 to find Saffron and Skipton were both launching regular savers at 9% and 7.5% respectively that I was eligible for was rather exciting.