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The Top Regular Savers Discussion Thread
Comments
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ForumUser7 said:Can someone remind me - is it still a case of you need to wait to be invited for Zopa CA then open the RS please? Thanksflaneurs_lobster said:clairec666 said:steven141 said:Our Regular Saver pot rate is changing soonAs a Zopa bank account customer, you’re eligible to open a Regular Saver pot. It lets you save up to £300 a month, withdraw anytime and earn 7.5% AER* (7.25% gross**) — fixed for a year.This rate will expire on 17th June. After that, you'll still be able to open a Regular Saver pot, but you’ll earn a lower, variable interest rate of 7.1% AER* (6.87% gross**).To open a Regular Saver pot in your Smart Savings Hub, tap ‘Open a pot’ and select the ‘Regular Saver pot’ option.
I haven't checked the t&cs yet. Hope I saved them, finding such things on the Zopa website is hard.1 -
clairec666 said:ForumUser7 said:Can someone remind me - is it still a case of you need to wait to be invited for Zopa CA then open the RS please? Thanksflaneurs_lobster said:clairec666 said:steven141 said:Our Regular Saver pot rate is changing soonAs a Zopa bank account customer, you’re eligible to open a Regular Saver pot. It lets you save up to £300 a month, withdraw anytime and earn 7.5% AER* (7.25% gross**) — fixed for a year.This rate will expire on 17th June. After that, you'll still be able to open a Regular Saver pot, but you’ll earn a lower, variable interest rate of 7.1% AER* (6.87% gross**).To open a Regular Saver pot in your Smart Savings Hub, tap ‘Open a pot’ and select the ‘Regular Saver pot’ option.
I haven't checked the t&cs yet. Hope I saved them, finding such things on the Zopa website is hard.
If there were only a month or so to run at 7.5% I'd risk it but 4 months - nah.1 -
ForumUser7 said:flaneurs_lobster said:ForumUser7 said:Can someone remind me - is it still a case of you need to wait to be invited for Zopa CA then open the RS please? Thanks
Do you have an "account" with them (ie some money in a saver pot or some other product)?
No, I don't. They've never had the highest rate available to me. Hopefully when the 7.1% RS comes out, the beta status is removed and it's available to all applicantsI choose the rooms that I live in with care,
The windows are small and the walls almost bare,
There's only one bed and there's only one prayer;
I listen all night for your step on the stair.2 -
flaneurs_lobster said:clairec666 said:ForumUser7 said:Can someone remind me - is it still a case of you need to wait to be invited for Zopa CA then open the RS please? Thanksflaneurs_lobster said:clairec666 said:steven141 said:Our Regular Saver pot rate is changing soonAs a Zopa bank account customer, you’re eligible to open a Regular Saver pot. It lets you save up to £300 a month, withdraw anytime and earn 7.5% AER* (7.25% gross**) — fixed for a year.This rate will expire on 17th June. After that, you'll still be able to open a Regular Saver pot, but you’ll earn a lower, variable interest rate of 7.1% AER* (6.87% gross**).To open a Regular Saver pot in your Smart Savings Hub, tap ‘Open a pot’ and select the ‘Regular Saver pot’ option.
I haven't checked the t&cs yet. Hope I saved them, finding such things on the Zopa website is hard.
If there were only a month or so to run at 7.5% I'd risk it but 4 months - nah.
Sounds like there's no guarantee you'll be able to open a new regular saver, so I wouldn't risk it!0 -
flaneurs_lobster said:clairec666 said:ForumUser7 said:Can someone remind me - is it still a case of you need to wait to be invited for Zopa CA then open the RS please? Thanksflaneurs_lobster said:clairec666 said:steven141 said:Our Regular Saver pot rate is changing soonAs a Zopa bank account customer, you’re eligible to open a Regular Saver pot. It lets you save up to £300 a month, withdraw anytime and earn 7.5% AER* (7.25% gross**) — fixed for a year.This rate will expire on 17th June. After that, you'll still be able to open a Regular Saver pot, but you’ll earn a lower, variable interest rate of 7.1% AER* (6.87% gross**).To open a Regular Saver pot in your Smart Savings Hub, tap ‘Open a pot’ and select the ‘Regular Saver pot’ option.
I haven't checked the t&cs yet. Hope I saved them, finding such things on the Zopa website is hard.
If there were only a month or so to run at 7.5% I'd risk it but 4 months - nah.I choose the rooms that I live in with care,
The windows are small and the walls almost bare,
There's only one bed and there's only one prayer;
I listen all night for your step on the stair.0 -
flaneurs_lobster said:s71hj said:Bob2000 said:trickydicky14 said:devansuk said:I have the fear of withdrawing my natwest digital regular saver account to another higher interest easy access account because it took me years to get to 5k from only £150 a month out! Anyone else feel the same? Wondering if its worth it for the extra 0.5 %
Bit sick of carrots and bananas now, though!
Don't really use PayPal or the NatWest account for anything else so no real concerns about being shut down.0 -
s71hj said:flaneurs_lobster said:s71hj said:Bob2000 said:trickydicky14 said:devansuk said:I have the fear of withdrawing my natwest digital regular saver account to another higher interest easy access account because it took me years to get to 5k from only £150 a month out! Anyone else feel the same? Wondering if its worth it for the extra 0.5 %
Bit sick of carrots and bananas now, though!
Don't really use PayPal or the NatWest account for anything else so no real concerns about being shut down.0 -
flaneurs_lobster said:s71hj said:flaneurs_lobster said:s71hj said:Bob2000 said:trickydicky14 said:devansuk said:I have the fear of withdrawing my natwest digital regular saver account to another higher interest easy access account because it took me years to get to 5k from only £150 a month out! Anyone else feel the same? Wondering if its worth it for the extra 0.5 %
Bit sick of carrots and bananas now, though!
Don't really use PayPal or the NatWest account for anything else so no real concerns about being shut down.0 -
clairec666 said:MisterMotivated said:Stargunner said:[Quoted post removed by Forum Team]
I mistakenly made a 7th payment of £200 to my issue 2 on the 1st June. I expected the money to be returned to me, but it was credited to the account which gave me a total of £1400.
£200 is now sitting in my issue 3 and £1228 is being paid to my nominated bank acc.
Hopefully when some of their interest rates drop on 19th, they'll release a 6 Month Regular Saver Issue 4
Still, even if it's 7%, it'll be worth having
True, but that would then give me the chance at having 4x 6 Month Regular Savers0 -
s71hj said:flaneurs_lobster said:s71hj said:flaneurs_lobster said:s71hj said:Bob2000 said:trickydicky14 said:devansuk said:I have the fear of withdrawing my natwest digital regular saver account to another higher interest easy access account because it took me years to get to 5k from only £150 a month out! Anyone else feel the same? Wondering if its worth it for the extra 0.5 %
Bit sick of carrots and bananas now, though!
Don't really use PayPal or the NatWest account for anything else so no real concerns about being shut down.
Take Send/Request from Home page
Put friend's name in search bar (or touch search bar to bring up your Contacts list)
Select your pal, brings up screen where you enter ".01" in the £ field and hit send
A Review screen - check that your Debit card is the correct one and that the payment shows as "Friends and family" and the PayPal fee = £0.
Hit Send
Confirmation message saying "You've sent £0.01 to Your Friend, you tight !!!!!!"
That pal should appear on your home screen under "Send again".
That's obviously all using the app, I'm assuming doing it in a browser will be similar.
Good luck.
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