The Top Regular Savers Discussion Thread

Aidanmc

gt94sss2 said:

Aidanmc said:

Re Principality 6M RS Issue maturity on 5 June.

I'm not quite up to speed with the options.

The last option below - Take out all your money and open a new RS Bond?

What happens if i choose this?

Does it open a 1yr RS Bond Issue 36 @ 4.85%, put £250 there and send remainder to nominated account.

Try option 2 instead of the last one.

Ahhh.....thats much clearer now. Thanks

Bridlington1

Bridlington1 said:

Leeds BS Interest Rate Cuts 27/6/25:

REGULAR SAVER (ISSUE 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 56, 57, 59, 60, 61, 62 & 63) from 4.8% to 4.7%

REGULAR SAVER (ISSUE 55 & 58) from 4.95% to 4.85%

HOME DEPOSIT SAVER (ISSUE1, 2 & 3) from 4.9% to 4.8%

Further to the above Leeds BS have now corrected their website to confirm it is Regular Savers Issues 55 & 58 (and not 56 & 59) that are being cut from 4.95% to 4.85% with the remaining issues being cut from 4.8% to 4.7%. 

10_66

mhoc said:

...Does anyone find the Principality website a nightmare for freezing and being unable to move back to the accounts page? Also randomly logging out as its detected no movements because the page has frozen. I often have to re log in 3 or 4 times - working on the main computer, wifi speed is good and only have issues with this website.  

Yes, this happens for me too.

friolento

Aidanmc said:

gt94sss2 said:

Aidanmc said:

Re Principality 6M RS Issue maturity on 5 June.

I'm not quite up to speed with the options.

The last option below - Take out all your money and open a new RS Bond?

What happens if i choose this?

Does it open a 1yr RS Bond Issue 36 @ 4.85%, put £250 there and send remainder to nominated account.

Try option 2 instead of the last one.

Ahhh.....thats much clearer now. Thanks

Hope that worked for you. It did do so for me earlier today, 3rd 6 month RS now in the making.

qbadger

ThePirates said:

where_are_we said:

I also opened a new RS bond 36 @4.85% fixed with a £1 opening deposit. You can have one of each issue. Minimum balance for this account is £1 and monthly contributions are not compulsory. I might leave it semi-dormant for a year with £1 balance in case there is a similar maturity option (as the present maturity option) in a years time.

Great idea! 

Just opened a 1 year triple access too!

Unfortunately it seems unlikely that the 1 Year Triple Access Regular Saver account will offer the same maturity options as their other regular saver accounts, based on the Terms and reported experience in this thread by others.

ThePirates

qbadger said:

ThePirates said:

where_are_we said:

I also opened a new RS bond 36 @4.85% fixed with a £1 opening deposit. You can have one of each issue. Minimum balance for this account is £1 and monthly contributions are not compulsory. I might leave it semi-dormant for a year with £1 balance in case there is a similar maturity option (as the present maturity option) in a years time.

Great idea! 

Just opened a 1 year triple access too!

Unfortunately it seems unlikely that the 1 Year Triple Access Regular Saver account will offer the same maturity options as their other regular saver accounts, based on the Terms and reported experience in this thread by others.

No worries, we'll see in 12mths, put a speculative £5 in.

Bigwheels1111

qbadger said:

ThePirates said:

where_are_we said:

I also opened a new RS bond 36 @4.85% fixed with a £1 opening deposit. You can have one of each issue. Minimum balance for this account is £1 and monthly contributions are not compulsory. I might leave it semi-dormant for a year with £1 balance in case there is a similar maturity option (as the present maturity option) in a years time.

Great idea! 

Just opened a 1 year triple access too!

Unfortunately it seems unlikely that the 1 Year Triple Access Regular Saver account will offer the same maturity options as their other regular saver accounts, based on the Terms and reported experience in this thread by others.

There are no options for the 1 year triple access.
I rang on the last day, they closed it.
I then opened a new one.

Andystriker

Section62 said:

janusdesign said:

if this has only happened to me, then i'll assume it's likely just a newer member of staff who doesn't know about the maturity options..
it's all good and i've sent them a message about it - though with it being a long weekend, I guess I might not get a reply until the middle of next week... annoying that I can't edit the maturity choice and choose another option, but there's plenty of time before maturity so we'll see what the reply is next week - i'll let you know what happens.

Not just you.  I've had a very similar (but not identical) message also signed by '[Removed by Forum Team]'.  The minor difference in wording suggests these aren't automated responses.

Hopefully it is just '[Removed by Forum Team]' following the wrong process.

And really daft the chosen maturity option has been rejected, but the account list still shows the instruction will be completed with no option to select a different one.

I also will be attempting to renew into another Principality RS3 on renewal date of 5th June 2025. It will be my third if successful.

Suppose it depends if I bump into [Removed by Forum Team] on the way.

Gers

Andystriker said:

Section62 said:

janusdesign said:

if this has only happened to me, then i'll assume it's likely just a newer member of staff who doesn't know about the maturity options..
it's all good and i've sent them a message about it - though with it being a long weekend, I guess I might not get a reply until the middle of next week... annoying that I can't edit the maturity choice and choose another option, but there's plenty of time before maturity so we'll see what the reply is next week - i'll let you know what happens.

Not just you.  I've had a very similar (but not identical) message also signed by '[Removed by Forum Team]'.  The minor difference in wording suggests these aren't automated responses.

Hopefully it is just '[Removed by Forum Team]' following the wrong process.

And really daft the chosen maturity option has been rejected, but the account list still shows the instruction will be completed with no option to select a different one.

I also will be attempting to renew into another Principality RS3 on renewal date of 5th June 2025. It will be my third if successful.

Suppose it depends if I bump into [Removed by Forum Team] on the way.

I have two RS3 accounts and one RS2 which matures on 05 June. Yesterday I phoned the BS and the lovely agent set in motion the maturity of the RS2 into a new RS3 (which will give me three). £200 into new account with same number with the remainder plus interest into my nominated current account.

Yes, the website is laggy but the customer service can't be faulted.

UKX69

mhoc said:

Following on from 3 maturity letters that arrived from the Principality at the weekend 3 more arrived today - 6 month savers issue 1 and 2 and regular saver issue 34 - six accounts between the two of us. 
Confirmation letters regarding the weekend ones and also confirmed on the accounts.
I think in the excitement of getting 7.85% six months ago I don't think we contemplated that we would also be doing multiple sets of maturity instructions and alterations to standing orders 6 months later!
To be repeated all over again in the run up to Christmas!
As some of these mature on June 5th I suspect I've set up the standing orders to go through on June 1st (actually the 2nd because of the bank holiday) but Principality will bounce any extra £200 payments back in due course. 

Does anyone find the Principality website a nightmare for freezing and being unable to move back to the accounts page? Also randomly logging out as its detected no movements because the page has frozen. I often have to re log in 3 or 4 times - working on the main computer, wifi speed is good and only have issues with this website.  

Funny you should ask that, The Principality is the only BS I have had problems with site wise. I’ve opened accounts online in the past no problem, but recently when in the process of opening an account, like you, kicked back to login. When I have managed to open one, my bank will not recognise the transfer details. Been on to them but just fobbed off with explanation of system ok and contact your bank regarding transfers! Funny, worked ok in the past! 🤔
On 2 year old desktop mac with OS up to date.

PS - Had emails thanking me for opening the accounts I hadn’t been able to open.