The Top Regular Savers Discussion Thread

Dizzycap

HHUK said:

clairec666 said:
(Anyone else here have a bit of an addiction to regular savers?)

I believe the condition from which I suffer is these days popularly known as 'FOMO' 

Personally, it's a bit of a yes & no answer. Once I've filled my tax free ISA allowance etc, I set about looking at RS obviously starting with the highest % rate and working my way downwards. I have 20+ RS with a minimum interest of 5.5% fixed; some of which will not be renewed once matured. However, others may approach their saving differently and may need to take everything on offer

flaneurs_lobster

orange-juice said:

Thought I managed to make an extra payment to my Principality 6 month regular saver yesterday. It looked like it had been credited as my balance had increased, but it’s been returned this morning.

the terms does state that it has a limit of £1200, but I thought I’d test it anyway. In case anyone is wondering.

I've got away with it so far.......

allegro120

Dizzycap said:

HHUK said:

clairec666 said:
(Anyone else here have a bit of an addiction to regular savers?)

I believe the condition from which I suffer is these days popularly known as 'FOMO' 

Personally, it's a bit of a yes & no answer. Once I've filled my tax free ISA allowance etc, I set about looking at RS obviously starting with the highest % rate and working my way downwards. I have 20+ RS with a minimum interest of 5.5% fixed; some of which will not be renewed once matured. However, others may approach their saving differently and may need to take everything on offer

It can depend on the amount of cash available to play with.  I take everything above 5%.  Also have a small number of 5% (only those allowing easy withdrawals/closures and without minimum deposits), but I fund them only occasionally, some of them I just keep on the minimum for speculative purposes.  49 all together, 45 of which are funded regularly to a max. Last month I've deposited £12k, this month will be a little more.  My RSs are not spread out equally across the year because I grab them at the launch, but it still works fine - always have enough returns in my EAs to fund the next round of RSs.

Section62

flaneurs_lobster said:

orange-juice said:

Thought I managed to make an extra payment to my Principality 6 month regular saver yesterday. It looked like it had been credited as my balance had increased, but it’s been returned this morning.

the terms does state that it has a limit of £1200, but I thought I’d test it anyway. In case anyone is wondering.

I've got away with it so far.......

I'm not saying anything, but I do wonder if it depends how you fund the account?

allegro120

clairec666 said:

HHUK said:

clairec666 said:
(Anyone else here have a bit of an addiction to regular savers?)

I believe the condition from which I suffer is these days popularly known as 'FOMO' 

I'm still furious that I missed the 10% account last year...

Jumped in and grabbed the 6.5% yesterday even though it messes with my plans to spread my maturity dates throughout the year!

If you follow this plan you are very likely to miss some good offers.  6.5% is a very good offer.

If you have too many RSs  and don't have enough cash to fund them all you can distribute your funds selectively (i.e. fund the higher paying accounts and miss payments to lower paying accounts).

Bob2000

flaneurs_lobster said:

Bob2000 said:

bristolleedsfan said:

Skipton - Not able to key or paste saved info into login box via website. ( I do not use apps) Tried different browsers and different devices.

Would prefer not to contact them about it myself  

I have similar issues since yesterday.
I downloaded  the app done what l wanted  to do then uninstalled.

I've had problems with Skipton online since getting accounts.

Can't get past the warning popup, 2 different browsers on laptop, browser on phone

Just attempted another log in and it finally allowed  me access.

mhoc

Apologies as I know it has been discussed before endlessly.
 Reading up about the potential interest rates drops before the end of 2025 and thinking about the next BOE rate review on the 8th ....I am dithering whether to renew my Halifax and LLoyds regular savers again - the maturity dates are in December and February  so at least this would fix the rates into May 2026 .....

trickydicky14

flaneurs_lobster said:

orange-juice said:

Thought I managed to make an extra payment to my Principality 6 month regular saver yesterday. It looked like it had been credited as my balance had increased, but it’s been returned this morning.

the terms does state that it has a limit of £1200, but I thought I’d test it anyway. In case anyone is wondering.

I've got away with it so far.......

I forgot to cancel my SO and my extra payment has not yet been sent back, mind you the account matures on the 7th so hardly worth it.

flaneurs_lobster

trickydicky14 said:

flaneurs_lobster said:

orange-juice said:

Thought I managed to make an extra payment to my Principality 6 month regular saver yesterday. It looked like it had been credited as my balance had increased, but it’s been returned this morning.

the terms does state that it has a limit of £1200, but I thought I’d test it anyway. In case anyone is wondering.

I've got away with it so far.......

I forgot to cancel my SO and my extra payment has not yet been sent back, mind you the account matures on the 7th so hardly worth it.

...mine's the 13th, my fag packet says it's worth an extra 57p!

Bob2000

flaneurs_lobster said:

trickydicky14 said:

flaneurs_lobster said:

orange-juice said:

Thought I managed to make an extra payment to my Principality 6 month regular saver yesterday. It looked like it had been credited as my balance had increased, but it’s been returned this morning.

the terms does state that it has a limit of £1200, but I thought I’d test it anyway. In case anyone is wondering.

I've got away with it so far.......

I forgot to cancel my SO and my extra payment has not yet been sent back, mind you the account matures on the 7th so hardly worth it.

...mine's the 13th, my fag packet says it's worth an extra 57p!

I've got mine maturing  on 29 June even though  it's got the max allowance of £1200. Sooo.... if l "accidentally" deposited  another £200 on the first of June.