We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
The Top Regular Savers Discussion Thread
Comments
-
@Bridlington1
Looking at the Melton's website it appears that the Adcock RS is NLA0 -
SJMALBA said:Halifax RS - matured 29th, interest applied just after midnight into the 30th.
I had already closed the Everyday Saver that is automatically opened (as recommended earlier in this thread), but can't seem to access the money - there's no option to transfer funds, or close account; I tried renewing (from both Halifax login, and Bank of Scotland), but get the following message:'It looks like something's gone wrongUnfortunately there's a problem with our system. We're sorry for any inconvenience. Please try again later.'
Genuine technical problem at their end, or is there something else I can/have to do to get the money out of this account?
~ NSD 2025 - NSD May 4/20 (4 x💯)# No.27 Save 1p A Day 2025 £603.29 / £667.95 (90%)# No.34 Save £12k in 2025 £9423.18 / £12,000 (78.5%)# No.19 52 Week Env Challenge £1170.23 / £1,378 (85%)~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺~ Decluttering Awards 2025: 🏅🏅☕️⭐️💐🏅⭐️⭐️☕️☕️⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £567.79 / £2025 (28%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯1 -
SJMALBA said:Halifax RS - matured 29th, interest applied just after midnight into the 30th.
I had already closed the Everyday Saver that is automatically opened (as recommended earlier in this thread), but can't seem to access the money - there's no option to transfer funds, or close account; I tried renewing (from both Halifax login, and Bank of Scotland), but get the following message:'It looks like something's gone wrongUnfortunately there's a problem with our system. We're sorry for any inconvenience. Please try again later.'
Genuine technical problem at their end, or is there something else I can/have to do to get the money out of this account?This seems to be an ongoing issue, my last BoS RS wouldn't let me renew some time ago with the exact same message. (I'd renewed my Halifax RS shortly before with no issues). I tried again over the following weeks, exactly the same result.In the end I let the RS account run to maturity. Recently I tried renewing the same matured RS as an EA account into a different EA product, and got the same error message.I concluded it is something specific to that account which is the issue, whilst other accounts of mine aren't affected the same way.I made a mental note that if the same thing happens in future I'll need to accept I can't use the renewal process and just have to wait until maturity... because getting help from customer services would probably have an outcome not necessarily to my advantage.2 -
Section62 said:SJMALBA said:Halifax RS - matured 29th, interest applied just after midnight into the 30th.
I had already closed the Everyday Saver that is automatically opened (as recommended earlier in this thread), but can't seem to access the money - there's no option to transfer funds, or close account; I tried renewing (from both Halifax login, and Bank of Scotland), but get the following message:'It looks like something's gone wrongUnfortunately there's a problem with our system. We're sorry for any inconvenience. Please try again later.'
Genuine technical problem at their end, or is there something else I can/have to do to get the money out of this account?This seems to be an ongoing issue, my last BoS RS wouldn't let me renew some time ago with the exact same message. (I'd renewed my Halifax RS shortly before with no issues). I tried again over the following weeks, exactly the same result.In the end I let the RS account run to maturity. Recently I tried renewing the same matured RS as an EA account into a different EA product, and got the same error message.I concluded it is something specific to that account which is the issue, whilst other accounts of mine aren't affected the same way.I made a mental note that if the same thing happens in future I'll need to accept I can't use the renewal process and just have to wait until maturity... because getting help from customer services would probably have an outcome not necessarily to my advantage.0 -
Section62 said:SJMALBA said:Halifax RS - matured 29th, interest applied just after midnight into the 30th.
I had already closed the Everyday Saver that is automatically opened (as recommended earlier in this thread), but can't seem to access the money - there's no option to transfer funds, or close account; I tried renewing (from both Halifax login, and Bank of Scotland), but get the following message:'It looks like something's gone wrongUnfortunately there's a problem with our system. We're sorry for any inconvenience. Please try again later.'
Genuine technical problem at their end, or is there something else I can/have to do to get the money out of this account?This seems to be an ongoing issue, my last BoS RS wouldn't let me renew some time ago with the exact same message. (I'd renewed my Halifax RS shortly before with no issues). I tried again over the following weeks, exactly the same result.In the end I let the RS account run to maturity. Recently I tried renewing the same matured RS as an EA account into a different EA product, and got the same error message.I concluded it is something specific to that account which is the issue, whilst other accounts of mine aren't affected the same way.I made a mental note that if the same thing happens in future I'll need to accept I can't use the renewal process and just have to wait until maturity... because getting help from customer services would probably have an outcome not necessarily to my advantage.0 -
Re, Halifax RS:
Seems that I was too quick off the mark, as by this morning, it had turned into an Everyday Saver, which has 'payments and transfers' option, so I was able to withdraw the full amount.
FYI - opened & funded 30.4.24, matured 29.4.25, interest added just after midnight into the 30th - according to MSE calculator, 12 payments would give £89 - with the 13th payment, I received £102.24.
New Halifax RS opened and funded today.1 -
Bank of Scotland RS:
Can anyone confirm whether this method still works/no longer works, to allow a new RS to be opened and funded today?
(for some reason, despite both being opened 30.4.24, Halifax matured on the 29th, with BoS today)1 Empty the regular saver.2 Renew account to another type of saver.3 Bank adds accrued interest.4 Remove interest and close account.5 Bank provides closing statement.6 Open new regular saver if and when required.
I tried a 'straight' renewal (i.e. without emptying the account), but got the same error message as I had been getting with Halifax.
0 -
BOSI can confirm that the renewal method no longer works and the account needs to run to its maturity to receive the interest and allows a new RS to be started.Halifax and LloydsI can confirm that the renewal method still works, as I renewed and restarted a new RS for each of the 3 accounts today without any problems. I closed each "Everyday Saver" created for each renewal and the additional "Everyday Saver" created in Halifax.Edited to add the renewal of Halifax and two Lloyds RS6
-
SJMALBA said:Bank of Scotland RS:
Can anyone confirm whether this method still works/no longer works, to allow a new RS to be opened and funded today?
(for some reason, despite both being opened 30.4.24, Halifax matured on the 29th, with BoS today)1 Empty the regular saver.2 Renew account to another type of saver.3 Bank adds accrued interest.4 Remove interest and close account.5 Bank provides closing statement.6 Open new regular saver if and when required.
I tried a 'straight' renewal (i.e. without emptying the account), but got the same error message as I had been getting with Halifax.0 -
Speculator said:SJMALBA said:Bank of Scotland RS:
Can anyone confirm whether this method still works/no longer works, to allow a new RS to be opened and funded today?
(for some reason, despite both being opened 30.4.24, Halifax matured on the 29th, with BoS today)1 Empty the regular saver.2 Renew account to another type of saver.3 Bank adds accrued interest.4 Remove interest and close account.5 Bank provides closing statement.6 Open new regular saver if and when required.
I tried a 'straight' renewal (i.e. without emptying the account), but got the same error message as I had been getting with Halifax.0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 349.8K Banking & Borrowing
- 252.6K Reduce Debt & Boost Income
- 453K Spending & Discounts
- 242.8K Work, Benefits & Business
- 619.6K Mortgages, Homes & Bills
- 176.4K Life & Family
- 255.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 15.1K Coronavirus Support Boards