The Top Regular Savers Discussion Thread

Speculator

snaffle_2 said:

Speculator said:

Seems a good time to refresh my Lloyds club Monthly. Only have £800 in it so will still have £800 in it on 1/5.

I don't think you can refresh this one. You can't open a new one if you've had one in last 12 months...

You can. Already did it 30mins ago.

snaffle_2

Speculator said:

snaffle_2 said:

Speculator said:

Seems a good time to refresh my Lloyds club Monthly. Only have £800 in it so will still have £800 in it on 1/5.

I don't think you can refresh this one. You can't open a new one if you've had one in last 12 months...

You can. Already did it 30mins ago.

Oooh OK very happy to be proven wrong on that then as I wanted to shift mine around the year but was put off by the product information.

You can open this account if you:

• are 18 or over
• are a UK resident
• are a Club Lloyds customer
• have not opened a Club Lloyds Monthly Saver in the last 12 months.

apt

Lloyds don't enforce the one account in 12 months condition. You can reapply as soon as you've closed the existing account.

s71hj

apt said:

Lloyds don't enforce the one account in 12 months condition. You can reapply as soon as you've closed the existing account.

It would be my bad luck that they start to with me! Otherwise very tempted as the TSB rate reduction may start a trend so by the time my Lloyds one matures in 6 months any new one I can open will be a lower rate.

SJMALBA

Halifax RS - matured 29th, interest applied just after midnight into the 30th.
I had already closed the Everyday Saver that is automatically opened (as recommended earlier in this thread), but can't seem to access the money - there's no option to transfer funds, or close account; I tried renewing (from both Halifax login, and Bank of Scotland), but get the following message:

'It looks like something's gone wrong

Unfortunately there's a problem with our system. We're sorry for any inconvenience. Please try again later.'

Genuine technical problem at their end, or is there something else I can/have to do to get the money out of this account?

Kim_13

SJMALBA said:

Halifax RS - matured 29th, interest applied just after midnight into the 30th.
I had already closed the Everyday Saver that is automatically opened (as recommended earlier in this thread), but can't seem to access the money - there's no option to transfer funds, or close account; I tried renewing (from both Halifax login, and Bank of Scotland), but get the following message:

'It looks like something's gone wrong

Unfortunately there's a problem with our system. We're sorry for any inconvenience. Please try again later.'

Genuine technical problem at their end, or is there something else I can/have to do to get the money out of this account?

 I seem to recall others having trouble getting money out without a current account, even though one wasn’t required to open and hold the RS. You could try calling/a branch to ask them to send the proceeds.

It might take a day or so to catch up and allow a replacement RS to be opened - I didn’t re-open straight away and it went straight through when I did.

happybagger

@Bridlington1
Looking at the Melton's website it appears that the Adcock RS is NLA

Dizzycap

SJMALBA said:

Halifax RS - matured 29th, interest applied just after midnight into the 30th.
I had already closed the Everyday Saver that is automatically opened (as recommended earlier in this thread), but can't seem to access the money - there's no option to transfer funds, or close account; I tried renewing (from both Halifax login, and Bank of Scotland), but get the following message:

'It looks like something's gone wrong

Unfortunately there's a problem with our system. We're sorry for any inconvenience. Please try again later.'

Genuine technical problem at their end, or is there something else I can/have to do to get the money out of this account?

There have been issues overnight for Halifax, Bank of Scotland & Lloyds - Halifax & Bank of Scotland seem to have resumed usual service but Lloyds remains a little slow / temperamental this morning, even with an App update!

Section62

SJMALBA said:

Halifax RS - matured 29th, interest applied just after midnight into the 30th.
I had already closed the Everyday Saver that is automatically opened (as recommended earlier in this thread), but can't seem to access the money - there's no option to transfer funds, or close account; I tried renewing (from both Halifax login, and Bank of Scotland), but get the following message:

'It looks like something's gone wrong

Unfortunately there's a problem with our system. We're sorry for any inconvenience. Please try again later.'

Genuine technical problem at their end, or is there something else I can/have to do to get the money out of this account?

This seems to be an ongoing issue, my last BoS RS wouldn't let me renew some time ago with the exact same message. (I'd renewed my Halifax RS shortly before with no issues).  I tried again over the following weeks, exactly the same result.

In the end I let the RS account run to maturity.  Recently I tried renewing the same matured RS as an EA account into a different EA product, and got the same error message.

I concluded it is something specific to that account which is the issue, whilst other accounts of mine aren't affected the same way.

I made a mental note that if the same thing happens in future I'll need to accept I can't use the renewal process and just have to wait until maturity... because getting help from customer services would probably have an outcome not necessarily to my advantage.

allegro120

Section62 said:

SJMALBA said:

Halifax RS - matured 29th, interest applied just after midnight into the 30th.
I had already closed the Everyday Saver that is automatically opened (as recommended earlier in this thread), but can't seem to access the money - there's no option to transfer funds, or close account; I tried renewing (from both Halifax login, and Bank of Scotland), but get the following message:

'It looks like something's gone wrong

Unfortunately there's a problem with our system. We're sorry for any inconvenience. Please try again later.'

Genuine technical problem at their end, or is there something else I can/have to do to get the money out of this account?

This seems to be an ongoing issue, my last BoS RS wouldn't let me renew some time ago with the exact same message. (I'd renewed my Halifax RS shortly before with no issues).  I tried again over the following weeks, exactly the same result.

In the end I let the RS account run to maturity.  Recently I tried renewing the same matured RS as an EA account into a different EA product, and got the same error message.

I concluded it is something specific to that account which is the issue, whilst other accounts of mine aren't affected the same way.

I made a mental note that if the same thing happens in future I'll need to accept I can't use the renewal process and just have to wait until maturity... because getting help from customer services would probably have an outcome not necessarily to my advantage.

Halifax RS doesn't have the same condition as Lloyds and BoS, you can open and close Halifax RS whenever you like without any tricks.