We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Top Regular Savers Discussion Thread

Options
1208209211213214373

Comments

  • surreysaver
    surreysaver Posts: 4,796 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Looks like the Market Harborough Fixed rate regular saver has gone down to 5.8%

    Fixed Term Regular Saver (30.06.2026) - Market Harborough
    This is a new account and it has a fixed rate of interest from the date it is funded until the maturity date so it can't go down. The only change in interest rate is as if we compare it to the two previous regular savers both fixed to 6% (the first one could be opened on line and it matures Nov 25, the second was branch only like this issue and it matures march 26)
    Thats why I said "fixed" rate regular saver. On page 1, it still says 6% so needs amending.
    It hasn't gone down. It's a different account. The account on the first page is No Longer Available, but is still 6% as it is 'fixed'
    I consider myself to be a male feminist. Is that allowed?
  • Kim_13
    Kim_13 Posts: 3,408 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 16 April at 5:48PM
    Looks like the Market Harborough Fixed rate regular saver has gone down to 5.8%

    Fixed Term Regular Saver (30.06.2026) - Market Harborough
    This is a new account and it has a fixed rate of interest from the date it is funded until the maturity date so it can't go down. The only change in interest rate is as if we compare it to the two previous regular savers both fixed to 6% (the first one could be opened on line and it matures Nov 25, the second was branch only like this issue and it matures march 26)
    Thats why I said "fixed" rate regular saver. On page 1, it still says 6% so needs amending.
    It hasn't gone down. It's a different account. The account on the first page is No Longer Available, but is still 6% as it is 'fixed'
    The new Virgin Money of Regular Savers possibly, with a new version with several months more on the term launching every few months. I think forumites were briefly able to open the 31.3.26 version online though as with the first, whereas that doesn’t seem to be the case with the latest one.

    Not as lucrative of course, given only 2 Regulars are permitted at once.
  • allegro120
    allegro120 Posts: 1,843 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Kim_13 said:
    Looks like the Market Harborough Fixed rate regular saver has gone down to 5.8%

    Fixed Term Regular Saver (30.06.2026) - Market Harborough
    This is a new account and it has a fixed rate of interest from the date it is funded until the maturity date so it can't go down. The only change in interest rate is as if we compare it to the two previous regular savers both fixed to 6% (the first one could be opened on line and it matures Nov 25, the second was branch only like this issue and it matures march 26)
    Thats why I said "fixed" rate regular saver. On page 1, it still says 6% so needs amending.
    It hasn't gone down. It's a different account. The account on the first page is No Longer Available, but is still 6% as it is 'fixed'
    The new Virgin Money of Regular Savers possibly, with a new version with several months more on the term launching every few months. I think forumites were briefly able to open the 31.3.26 version online though as with the first, whereas that doesn’t seem to be the case with the latest one.

    Not as lucrative of course, given only 2 Regulars are permitted at once.
    Oh yes! I remember visiting Virgin "store" every 2 months for a long time, can't remember how many issues they've released in a row (12???).  All issues paid the same rate and you could have as many issues as you want.

    Just to confirm. I opened MHBS issue 2 on 27th December online.
  • Bridlington1
    Bridlington1 Posts: 3,708 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 16 April at 9:41PM
    Market Harborough BS now have a link to apply for their Fixed Term Regular Saver (30.06.2026) at 5.8%. See:
    https://mhbsonline.co.uk/bankfastApply/apply/index?code=1yr03

    This seems to be a relatively recent development as this link came up with a ``Product currently unavailable" message when I tried it this morning.
  • Andystriker
    Andystriker Posts: 608 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 16 April at 10:18PM
    Hi Bridlington1,

    The Loughborough Limited Access Monthly Saver 4.75% maximum balance is £50,000 and length of account term is not stated. I think its ongoing.

    Unless I have read your listing on page 1 wrong, I'm sure your listing says max balance £12,000 and length of term 12 months from opening.

    Unless I'm not reading it right and I've had too much Whisky.

    Thank you for all you do on this thread.

    Andy

  • friolento
    friolento Posts: 2,374 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    Market Harborough BS now have a link to apply for their Fixed Term Regular Saver (30.06.2026) at 5.8%. See:
    https://mhbsonline.co.uk/bankfastApply/apply/index?code=1yr03

    This seems to be a relatively recent development as this link came up with a ``Product currently unavailable" message when I tried it this morning.

    Only shows their 3.25% RS right now. I'll try again in the morning.
  • Bridlington1
    Bridlington1 Posts: 3,708 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    The Loughborough Limited Access Monthly Saver 4.75% maximum balance is £50,000 and length of account term is not stated. I think its ongoing.

    Unless I have read your listing on page 1 wrong, I'm sure your listing says max balance £12,000 and length of term 12 months from opening.

    Unless I'm not reading it right and I've had too much Whisky.
    Fear not, you've not had too much whisky (yet). There was indeed a couple of errors on the first page of this thread, which have now been amended.

    Apologies for the misinformation.
  • Bigwheels1111
    Bigwheels1111 Posts: 3,036 Forumite
    1,000 Posts Third Anniversary Name Dropper
    friolento said:
    Market Harborough BS now have a link to apply for their Fixed Term Regular Saver (30.06.2026) at 5.8%. See:
    https://mhbsonline.co.uk/bankfastApply/apply/index?code=1yr03

    This seems to be a relatively recent development as this link came up with a ``Product currently unavailable" message when I tried it this morning.

    Only shows their 3.25% RS right now. I'll try again in the morning.
    The link works, the bit under see.
    I was thinking about trying this, but have 2 of their 6% reg savers and maxing both with £250 a month.
    So don’t want to push my luck.

  • 35har1old
    35har1old Posts: 1,900 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Looks like the Market Harborough Fixed rate regular saver has gone down to 5.8%

    Fixed Term Regular Saver (30.06.2026) - Market Harborough
    This is a new account and it has a fixed rate of interest from the date it is funded until the maturity date so it can't go down. The only change in interest rate is as if we compare it to the two previous regular savers both fixed to 6% (the first one could be opened on line and it matures Nov 25, the second was branch only like this issue and it matures march 26)
    Are you not restricted to having 2 accounts only and also the limit of £250 is between the 2 accounts
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.