The Top Regular Savers Discussion Thread

35har1old

francoghezzi said:

Speculator said:

Looks like the Market Harborough Fixed rate regular saver has gone down to 5.8%

Fixed Term Regular Saver (30.06.2026) - Market Harborough

This is a new account and it has a fixed rate of interest from the date it is funded until the maturity date so it can't go down. The only change in interest rate is as if we compare it to the two previous regular savers both fixed to 6% (the first one could be opened on line and it matures Nov 25, the second was branch only like this issue and it matures march 26)

Are you not restricted to having 2 accounts only and also the limit of £250 is between the 2 accounts

soulsaver

Bigwheels1111 said:

friolento said:

Bridlington1 said:

Market Harborough BS now have a link to apply for their Fixed Term Regular Saver (30.06.2026) at 5.8%. See:
https://mhbsonline.co.uk/bankfastApply/apply/index?code=1yr03

This seems to be a relatively recent development as this link came up with a ``Product currently unavailable" message when I tried it this morning.

Only shows their 3.25% RS right now. I'll try again in the morning.

The link works, the bit under see.
I was thinking about trying this, but have 2 of their 6% reg savers and maxing both with £250 a month.
So don’t want to push my luck.

No. When you log in it takes you to a 3.25% £3k pm member RS - there is no route while logged in to the
'30 06 2026' product.

francoghezzi

35har1old said:

francoghezzi said:

Speculator said:

Looks like the Market Harborough Fixed rate regular saver has gone down to 5.8%

Fixed Term Regular Saver (30.06.2026) - Market Harborough

This is a new account and it has a fixed rate of interest from the date it is funded until the maturity date so it can't go down. The only change in interest rate is as if we compare it to the two previous regular savers both fixed to 6% (the first one could be opened on line and it matures Nov 25, the second was branch only like this issue and it matures march 26)

Are you not restricted to having 2 accounts only and also the limit of £250 is between the 2 accounts

Confirmed. The limits are still in place plus the new account can be opened only in branch, at least for now as it is stated on the building society website. 
Also ...

... "Customers may only have two Fixed Term Regular Saver accounts open at a time, either solely or jointly, with a combined maximum deposit of £250 per month not exceeding the maximum balance of £3,750.00 "

friolento

friolento said:

Bridlington1 said:

Market Harborough BS now have a link to apply for their Fixed Term Regular Saver (30.06.2026) at 5.8%. See:
https://mhbsonline.co.uk/bankfastApply/apply/index?code=1yr03

This seems to be a relatively recent development as this link came up with a ``Product currently unavailable" message when I tried it this morning.

Only shows their 3.25% RS right now. I'll try again in the morning.

No luck. Still only showing the 3.25% one. 😨

35har1old

francoghezzi said:

35har1old said:

francoghezzi said:

Speculator said:

Looks like the Market Harborough Fixed rate regular saver has gone down to 5.8%

Fixed Term Regular Saver (30.06.2026) - Market Harborough

This is a new account and it has a fixed rate of interest from the date it is funded until the maturity date so it can't go down. The only change in interest rate is as if we compare it to the two previous regular savers both fixed to 6% (the first one could be opened on line and it matures Nov 25, the second was branch only like this issue and it matures march 26)

Are you not restricted to having 2 accounts only and also the limit of £250 is between the 2 accounts

Confirmed. The limits are still in place plus the new account can be opened only in branch, at least for now as it is stated on the building society website. 
Also ...

... "Customers may only have two Fixed Term Regular Saver accounts open at a time, either solely or jointly, with a combined maximum deposit of £250 per month not exceeding the maximum balance of £3,750.00 "

Asked the question this morning you are not restricted to paying £250 across the two accounts if you can open this new issue you can fund to £250 the restriction only applies to 2 accounts of the same issue

francoghezzi

35har1old said:

francoghezzi said:

35har1old said:

francoghezzi said:

Speculator said:

Looks like the Market Harborough Fixed rate regular saver has gone down to 5.8%

Fixed Term Regular Saver (30.06.2026) - Market Harborough

This is a new account and it has a fixed rate of interest from the date it is funded until the maturity date so it can't go down. The only change in interest rate is as if we compare it to the two previous regular savers both fixed to 6% (the first one could be opened on line and it matures Nov 25, the second was branch only like this issue and it matures march 26)

Are you not restricted to having 2 accounts only and also the limit of £250 is between the 2 accounts

Confirmed. The limits are still in place plus the new account can be opened only in branch, at least for now as it is stated on the building society website. 
Also ...

... "Customers may only have two Fixed Term Regular Saver accounts open at a time, either solely or jointly, with a combined maximum deposit of £250 per month not exceeding the maximum balance of £3,750.00 "

Asked the question this morning you are not restricted to paying £250 across the two accounts if you can open this new issue you can fund to £250 the restriction only applies to 2 accounts of the same issue

Confusing, at best, with what you can read on their webside, anyway, being branch only, at least for now, it's not a big deal for a lot of non locals

35har1old

friolento said:

friolento said:

Bridlington1 said:

Market Harborough BS now have a link to apply for their Fixed Term Regular Saver (30.06.2026) at 5.8%. See:
https://mhbsonline.co.uk/bankfastApply/apply/index?code=1yr03

This seems to be a relatively recent development as this link came up with a ``Product currently unavailable" message when I tried it this morning.

Only shows their 3.25% RS right now. I'll try again in the morning.

No luck. Still only showing the 3.25% one. 😨

No plans to add online applications at present 

ChewyyBacca

Kim_13 said:

West Brom Fixed Rate Regular Saver (Issue 7) paying 6% has also gone to branch opening only. 

My West Brom RS Iss 7 matured this week. Im very surprised that I cannot open a new one. The same Issue 7 is now branch only.

MHBS- same thing, branch only RS

Whats with building societies not allowing the RS online or post and restricting to branch only?

alfred64

ChewyyBacca said:

Kim_13 said:

West Brom Fixed Rate Regular Saver (Issue 7) paying 6% has also gone to branch opening only. 

Whats with building societies not allowing the RS online or post and restricting to branch only?

The smaller societies need to protect themselves when offering rates higher than they are charging on mortgages.

Aidanmc

I closed my Principality 1yr Triple access RS today, a day before maturity.

Interest was £19.88 altogether, (£10.78 of which was added previously)