The Top Regular Savers Discussion Thread

Speculator

francoghezzi said:

Speculator said:

Looks like the Market Harborough Fixed rate regular saver has gone down to 5.8%

Fixed Term Regular Saver (30.06.2026) - Market Harborough

This is a new account and it has a fixed rate of interest from the date it is funded until the maturity date so it can't go down. The only change in interest rate is as if we compare it to the two previous regular savers both fixed to 6% (the first one could be opened on line and it matures Nov 25, the second was branch only like this issue and it matures march 26)

Thats why I said "fixed" rate regular saver. On page 1, it still says 6% so needs amending.

surreysaver

Speculator said:

francoghezzi said:

Speculator said:

Looks like the Market Harborough Fixed rate regular saver has gone down to 5.8%

Fixed Term Regular Saver (30.06.2026) - Market Harborough

This is a new account and it has a fixed rate of interest from the date it is funded until the maturity date so it can't go down. The only change in interest rate is as if we compare it to the two previous regular savers both fixed to 6% (the first one could be opened on line and it matures Nov 25, the second was branch only like this issue and it matures march 26)

Thats why I said "fixed" rate regular saver. On page 1, it still says 6% so needs amending.

It hasn't gone down. It's a different account. The account on the first page is No Longer Available, but is still 6% as it is 'fixed'

Bridlington1

surreysaver said:

Speculator said:

francoghezzi said:

Speculator said:

Looks like the Market Harborough Fixed rate regular saver has gone down to 5.8%

Fixed Term Regular Saver (30.06.2026) - Market Harborough

This is a new account and it has a fixed rate of interest from the date it is funded until the maturity date so it can't go down. The only change in interest rate is as if we compare it to the two previous regular savers both fixed to 6% (the first one could be opened on line and it matures Nov 25, the second was branch only like this issue and it matures march 26)

Thats why I said "fixed" rate regular saver. On page 1, it still says 6% so needs amending.

The account on the first page is No Longer Available, but is still 6% as it is 'fixed'

The account listed on the first page should now be the new version (at 5.8%) with the previous issue at 6% listed under the ``Recently NLA Regular Savers" heading. I updated it before I went to work this morning.

Kim_13

surreysaver said:

Speculator said:

francoghezzi said:

Speculator said:

Looks like the Market Harborough Fixed rate regular saver has gone down to 5.8%

Fixed Term Regular Saver (30.06.2026) - Market Harborough

This is a new account and it has a fixed rate of interest from the date it is funded until the maturity date so it can't go down. The only change in interest rate is as if we compare it to the two previous regular savers both fixed to 6% (the first one could be opened on line and it matures Nov 25, the second was branch only like this issue and it matures march 26)

Thats why I said "fixed" rate regular saver. On page 1, it still says 6% so needs amending.

It hasn't gone down. It's a different account. The account on the first page is No Longer Available, but is still 6% as it is 'fixed'

The new Virgin Money of Regular Savers possibly, with a new version with several months more on the term launching every few months. I think forumites were briefly able to open the 31.3.26 version online though as with the first, whereas that doesn’t seem to be the case with the latest one.

Not as lucrative of course, given only 2 Regulars are permitted at once.

allegro120

Kim_13 said:

surreysaver said:

Speculator said:

francoghezzi said:

Speculator said:

Looks like the Market Harborough Fixed rate regular saver has gone down to 5.8%

Fixed Term Regular Saver (30.06.2026) - Market Harborough

This is a new account and it has a fixed rate of interest from the date it is funded until the maturity date so it can't go down. The only change in interest rate is as if we compare it to the two previous regular savers both fixed to 6% (the first one could be opened on line and it matures Nov 25, the second was branch only like this issue and it matures march 26)

Thats why I said "fixed" rate regular saver. On page 1, it still says 6% so needs amending.

It hasn't gone down. It's a different account. The account on the first page is No Longer Available, but is still 6% as it is 'fixed'

The new Virgin Money of Regular Savers possibly, with a new version with several months more on the term launching every few months. I think forumites were briefly able to open the 31.3.26 version online though as with the first, whereas that doesn’t seem to be the case with the latest one.

Not as lucrative of course, given only 2 Regulars are permitted at once.

Oh yes! I remember visiting Virgin "store" every 2 months for a long time, can't remember how many issues they've released in a row (12???).  All issues paid the same rate and you could have as many issues as you want.

Just to confirm. I opened MHBS issue 2 on 27th December online.

Bridlington1

Market Harborough BS now have a link to apply for their Fixed Term Regular Saver (30.06.2026) at 5.8%. See:
https://mhbsonline.co.uk/bankfastApply/apply/index?code=1yr03

This seems to be a relatively recent development as this link came up with a ``Product currently unavailable" message when I tried it this morning.

Andystriker

Hi Bridlington1,

The Loughborough Limited Access Monthly Saver 4.75% maximum balance is £50,000 and length of account term is not stated. I think its ongoing.

Unless I have read your listing on page 1 wrong, I'm sure your listing says max balance £12,000 and length of term 12 months from opening.

Unless I'm not reading it right and I've had too much Whisky.

Thank you for all you do on this thread.

Andy

friolento

Bridlington1 said:

Market Harborough BS now have a link to apply for their Fixed Term Regular Saver (30.06.2026) at 5.8%. See:
https://mhbsonline.co.uk/bankfastApply/apply/index?code=1yr03

This seems to be a relatively recent development as this link came up with a ``Product currently unavailable" message when I tried it this morning.

Only shows their 3.25% RS right now. I'll try again in the morning.

Bridlington1

Andystriker said:

The Loughborough Limited Access Monthly Saver 4.75% maximum balance is £50,000 and length of account term is not stated. I think its ongoing.

Unless I have read your listing on page 1 wrong, I'm sure your listing says max balance £12,000 and length of term 12 months from opening.

Unless I'm not reading it right and I've had too much Whisky.

Fear not, you've not had too much whisky (yet). There was indeed a couple of errors on the first page of this thread, which have now been amended.

Apologies for the misinformation.

Bigwheels1111

friolento said:

Bridlington1 said:

Market Harborough BS now have a link to apply for their Fixed Term Regular Saver (30.06.2026) at 5.8%. See:
https://mhbsonline.co.uk/bankfastApply/apply/index?code=1yr03

This seems to be a relatively recent development as this link came up with a ``Product currently unavailable" message when I tried it this morning.

Only shows their 3.25% RS right now. I'll try again in the morning.

The link works, the bit under see.
I was thinking about trying this, but have 2 of their 6% reg savers and maxing both with £250 a month.
So don’t want to push my luck.