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The Top Regular Savers Discussion Thread

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Comments

  • Hattie627
    Hattie627 Posts: 635 Forumite
    500 Posts Third Anniversary Name Dropper
    edited 24 December 2025 at 2:24PM
    happybagger said:
    Separately, for anyone with the Dudley BS Loyalty Regular Saver (still available), the rate will fall to 5.75% on 14 January. (source: letter)
    Funny, it's still showing on the website as available at 6% and nothing about imminent reduction to 5.75%
  • gt94sss2
    gt94sss2 Posts: 6,342 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    alfred64 said:
    happybagger said:
    Separately, for anyone with the Dudley BS Loyalty Regular Saver (still available), the rate will fall to 5.75% on 14 January. (source: letter)
    Have they indicated whether the Regular Saver (5%) will decrease? I did not qualify for the loyalty one. If this one falls below current rate I shall probably stop funding it.
    Yes, that is also decreasing to 4.75%
  • lucky77
    lucky77 Posts: 220 Forumite
    Part of the Furniture 100 Posts
    Monmouthshire RS issue 8
    Clairec666 - you were asking for recent experience of "refreshing" this account.
    I did so this week.  Bit of a faff as due to "technical glitch" had to set new PIN and get App ID. You can't just close existing account. Says you need to phone or message.  I phoned and was told in fact you have to send message on App to prove your identity.  Having said that, it was closed a few hours later and I was able to open a new issue 8.  

    Happy Christmas and many thanks to all who have posted helpful advice on this forum, especially Bridlington. It has been much appreciated.
  • clairec666
    clairec666 Posts: 1,009 Forumite
    1,000 Posts Name Dropper
    lucky77 said:
    Monmouthshire RS issue 8
    Clairec666 - you were asking for recent experience of "refreshing" this account.
    I did so this week.  Bit of a faff as due to "technical glitch" had to set new PIN and get App ID. You can't just close existing account. Says you need to phone or message.  I phoned and was told in fact you have to send message on App to prove your identity.  Having said that, it was closed a few hours later and I was able to open a new issue 8.  

    Happy Christmas and many thanks to all who have posted helpful advice on this forum, especially Bridlington. It has been much appreciated.
    Hah, good old Monmouthshire, bless 'em. I might look for an easier option elsewhere!
  • roked
    roked Posts: 110 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    rob37uk said:
    Andystriker said:
    Merry Christmas to all on this thread.  Thanks to Bridlington and everyone else who keeps us up to date.

    Dudley Festive Regular Saver

    I sent, by 1st class post, my application with my opening chq.  I posted it on Monday this week, 22nd December.  I was not expecting to hear back until after New Year.

    To my amazement, I have just had todays post 24th December, and in it is the acceptance letter from Dudley with a shiney new passbook.
    There is a Freepost address for Dudley that worked fine in the last few days to open a Festive saver 
    Freepost DD203 
    Dudley
    West Midlands   
    DY1 1BR

    Thanks for this! I missed out on the online one and the fact that both the application and withdrawal had to be done by post, on the other account, was putting me off. This sweetened it enough for me to go for it. Will be interested to see if it gets processed before the end of the month
  • Bridlington1
    Bridlington1 Posts: 4,474 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    alfred64 said:
    happybagger said:
    Separately, for anyone with the Dudley BS Loyalty Regular Saver (still available), the rate will fall to 5.75% on 14 January. (source: letter)
    Have they indicated whether the Regular Saver (5%) will decrease? I did not qualify for the loyalty one. If this one falls below current rate I shall probably stop funding it.
    In addition does anyone know if the two festive RSs were mentioned in this round of rate cuts?

    I'm yet to receive any post today so don't know if the letters only mention the accounts you hold or whether they mention all the affected accounts. Tried phoning Dudley but they've shut early for Christmas so shan't be open till Monday 29th.

    Hattie627 said:
    happybagger said:
    Separately, for anyone with the Dudley BS Loyalty Regular Saver (still available), the rate will fall to 5.75% on 14 January. (source: letter)
    Funny, it's still showing on the website as available at 6% and nothing about imminent reduction to 5.75%
    They wouldn't be the first to do this, Progressive BS's website didn't update till the cuts came into effect the last few times, I've had to phone them to get advanced notice of cuts to their rates in the past. Their phone lines are shut till 30th though so unless they've sent out letters I shan't have any info till at least then.
  • clairec666
    clairec666 Posts: 1,009 Forumite
    1,000 Posts Name Dropper
    Thanks - much more thorough than my list! Quite a few still to be announced, I'm anticipating a few more cuts to come.
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