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100 steps challenge.. to where you want to be in 2025
Comments
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35/100 EF
hopeful I can get to 100 steps by the end of Feb. Tall order. 💪🏼 then onto the next. I gave myself March as a breathing space month so if not Feb then March I should be able to get EF done. 🤞🏼 will feel so much better having an EF in the bag.Emergency Fund: 1000/2000April Grocery Challenge: 150/550
S&S ISA: £244
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 0/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p11 -
I am up to 8/100 steps on the MOP. The EF I usually pay into every month but this month we have redirected money towards DIY so hopefully next month's round up will get that one off the starting point
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200.
Total- £962.23
Goal to pay off 1% of current mortgage in one year. £1200. (80% there)
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Sounds great! So nice to get the ball rolling. 💪🏼🎉💯 woooohoooodebtfreewannabe321 said:I am up to 8/100 steps on the MOP. The EF I usually pay into every month but this month we have redirected money towards DIY so hopefully next month's round up will get that one off the starting pointEmergency Fund: 1000/2000April Grocery Challenge: 150/550
S&S ISA: £244
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 0/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p10 -
50/100 steps for EF! 🎉🤞🏼🎉Emergency Fund: 1000/2000April Grocery Challenge: 150/550
S&S ISA: £244
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 0/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p10 -
Hello!
Thank you for the challenge.
I know it is March but I hope it isn't too late to join?
I have to projects that I am stepping towards....
1. To clear my overdraft €500 so €5 x 100 steps. I just began working on this a week ago but had aimed to do it over two years so let's see if I can manage to get it done in 2025.
2. A group of my friends and I are saving towards a nice trip for our 50th birthdays (4 years away!). We have said we will save €10 per week in 2025 which would be €520 and we started in the last week of December. We have a communal Revolut savings goal for this which has really helped me as everyone can see how each other is getting on, so it is quite motivating for me! I am not a saver. I am a pay-back-loans-type of girl but I would like to be a saver. This is my first time ever saving regularly for anything and I'm afraid the novelty will wear off so the 100 step challenge will help me too hopefully. So 100 steps x €5.20.
Currently:
Goal 1 - 2/100 steps achieved.
Goal 2 - 21/100 steps achieved.Debts: Credit Card: €6000 ---> €5050 Feb 25 \ Overdraft: Step 3/100
Savings: FF Fund: Step 23/100 \ CU: 3755/40002 -
Hey!
So I'm up to 37/100 steps on the mortgage OPs.
6/100 on the EF. Bit slow going on this one tbh.MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200.
Total- £962.23
Goal to pay off 1% of current mortgage in one year. £1200. (80% there)
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Payday today and I am up to:
Goal 1 Overdraft 3/100
Goal 2 Fab50 23/100
Debts: Credit Card: €6000 ---> €5050 Feb 25 \ Overdraft: Step 3/100
Savings: FF Fund: Step 23/100 \ CU: 3755/40001
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