Debt Free In Two Years - It's Now or Never

dawnybabes

That will be the caffeine withdrawal, can you add a couple of extra coffees in to counter it ? 

jwil

Happy new sofa!

Emzilla

dawnybabes said:

That will be the caffeine withdrawal, can you add a couple of extra coffees in to counter it ? 

I don't drink tea or coffee unfortunately. And I can't stand diet drinks. I'll just try and cut back gradually.

Emz xx

Emzilla

jwil said:

Happy new sofa!

Thank you - I love my new sofa!! 

Emz xx

Emzilla

Morning

Been a busy bee listing stuff and packing parcels this morning. Sales still not great, but I need to get listing more consistently to change that. I bought a big bundle of Lego yesterday and have started sorting that out. Want to see how much I can make on it. Paid £110, so I'll see how quickly I can get into profit.

I've done a whole week on Prolific (already hit target today). 

Monday - £6.40
Tuesday - £7.12
Wednesday - £5.85
Thursday - £5.42
Friday - £7.05

So that's £31.84. I also did a couple of surveys that seemed to be over very suddenly and quickly, even though they gave me a completion code, so I didn't count those as I think they will be rejected. One of the surveys I did today had a £3 bonus too, which I didn't include in my total above. I'm going to wait to the end of the day and see if anymore get approved, as I've got £23.46 clear and £13.10 pending. I'll then withdraw and make the first payment to PayPal Credit. Could I possibly get it clear by the end of the year? I'll give it a go!!

Off to the cinema tonight to see Roofman.

Emz xx

Emzilla

Evening

I ended up withdrawing £31.07 from Prolific yesterday. I didn't pay it off my PayPal credit, but I did pay it off my oxygen debt - which means it's now clear!! 

From now on my Prolific earnings will be paid off PayPal Credit and my aim is to clear that by the end of the year.

From November, I'm aiming to pay £600 a month off both my Aqua and Fluid cards - more if I can manage it. By doing this, they should be clear by June 2027. They are my 2 highest debts and the rest are pretty small in comparison, so I can use Prolific to clear them one by one.

The £600 a month includes the minimum payments for both cards. I'll pay the minimums on both and then throw everything I can at the Aqua card as that's the highest APR.

I need to get my eBay ticking along nicely for this to happen though, so that's what I'll do for the rest of October, try to get consistent with my listing and then hopefully will hit £100 a day payouts on eBay. I've listed 10 items today and will try and do the same tomorrow. 

Emz xx

jwil

Congrats on clearing a debt!

Emzilla

Morning

Forgot to post yesterday, had a raging headache for most of the day. Much better today though.

Sales are still rubbish. I really need to get consistent with listing. My aim is to get to 300 listings on my eBay store by the end of the year. I'm currently on 142, so need to really put the work in. 

I did £10.57 on Prolific yesterday (well, £4 of that was a bonus - not been paid yet though). I'm already on £3.50 today.

Main aim of the day - get 10 new listings on eBay. Will try and get 10 on Vinted too if I have time.

Emz xx

Emzilla

Morning

Want to know how to have a very unproductive Wednesday? Have your other half take a day off!! 

We were going to get lots done - but didn't get much done at all in the end. It's always the way, he gets bored and wants to go out and do things. We did go and visit my mum in the morning, as she had a fall on Tuesday (she's fine, just a few bruises). We also managed to sell something on Facebook that has been hanging around for ages, so that's £30 cash in my purse.

I did 1 survey yesterday for 45p, so need to make up for it over today and tomorrow. I'm currently on £21.77 for the week. I think my £50 target is now out of reach, but I'll do my best.

I did get some listed on eBay yesterday, but not as many as I liked. I'm currently on 152 listings. I did get £73.87 from eBay yesterday, so my best day recently by a mile. I've got a list of the 10 things I'm putting on today and I must really get some stuff on Vinted again too, as sales are drying up on there.

Emz xx

jwil

I'm more productive when I'm home alone too!