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SS's 2008 Debt Free Diary

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  • Hello SS and AF how are you guys? xx
  • Hello SS and AF how are you guys? xx

    Cream crackered hun. :)

    You just caught me. I'm off to the land of nod and naked women (hopefully :p ). Long day at work tomorrow! Boo!

    Hope you're good though. :D
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Hello Snaggley. :)

    You alright hun? :D
    I'm great thank you!

    Well done on your 'earnings'. I've made £38.50. :o
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • Cream crackered hun. :)

    You just caught me. I'm off to the land of nod and naked women (hopefully :p ). Long day at work tomorrow! Boo!

    Hope you're good though. :D

    I'll see you in land of nod too then, except i want naked men on order please :T
  • Well I know we're less than half way through the month but I'm chuffed to bits with how I've started the year. I've barely 'wasted' a penny on unecessary stuff. Been spending lots of hours on matched betting and stuff, hence why I've not been on here as much, aswell and am easily on target to make the £500 a month I wanted to. In fact this month if things carried on as they are it could be double that. And the great thing is there are loads of offers I still have on my list but I'm in no rush yet. :D

    And I've had 6 no spend days out of the 13 so far which I struggle to do in a month! :)
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    well done on the no spend days, are you still hoping to make this your debt free year? If you keep going like this you will manage it. Ive not bought too many un-necessaries but i dont think ive been as good as you.
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • lunar wrote: »
    well done on the no spend days, are you still hoping to make this your debt free year? If you keep going like this you will manage it. Ive not bought too many un-necessaries but i dont think ive been as good as you.

    Thanks lunar. :)

    Well if I can make an extra £500 a month I should be debt early October.

    If I can make an extra £1,000 a month, which is highly unlikely, I'll be debt free in August.

    Not long to go now. I guess! :rotfl:
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    that would be pretty impressive considering you had to add that extra on to make up for the loan. I just increased my debt total as i finally added in my overdraft which i was pretending wasnt there.\oh well the lower interest rates should make up for is as my dfd has stayed the same.
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • Amex payment for £49 cleared today (Monday).

    Nowt else to report. Much. :rolleyes:
  • MushyPeas
    MushyPeas Posts: 3,104 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Congrats on your journey SS, I like to lurk everynow and again and see what naugtiness, sorry I mean DFW you are up to!

    You're an inspiration, keep it up mate :grin:
    Previous debt: £14K :embarasse Debt free: Sept '03 :DMFW#42 Mortgage OP savings £4271.18/£12000 2019 :)Started dating OH Mar '12, married Oct '12, Walnut born Dec ' 12 :A SPC 12: 99 £38.05/£500 Make money Jan: £412.34/£310 :T Feb: £88.79/£280 May: £215.52/£310 June: £18.98/£300
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