SS's 2008 Debt Free Diary

southernscouser

Molanole wrote: »

SS dude,

I totally see where you're coming from me and OH moved back in with his parents so that I could prepare a bit more for redundancy, pay off as much debt as possible so that when the HUGE paycut comes I'm not in the brown smelly stuff. Today I am on the web looking for flats and making viewing appointments cos there's only so much of my Mother in Law to be I can take.

I know it's risky financially, I know I won't be able to over pay on debts but for the sake of my sanity, my happiness and my need for just a tiny bit of privacy without having to justify why I won't be around for dinner, why I am popping out to the shops/pub/gym and without having to give a time that I will be home (I'm 31 tomorrow !!!!!!) I just need to do it.

So, whatever you decide, if it's for the sake of your happiness, we're all behind you! You'll still get debt free it'll just take a bit longer that's all.

Mola x

Hey Mole.

I'm glad someone else can see it from my point of view. I know it's a bit of a cliche but life is for living and to be honest I'm not enjoying life as it is. Like you say for my own sanity and happiness I have to do this. The debt free date doesn't matter anymore. My happiness does.

It's a no brainer isn't it?

Gemmzie

Is a two bedroom really necessary? Why not have a 1 bed for now and move again later? Then you can start small on the furniture front etc - just a couple of chairs for the longue instead of a three piece suit etc. Might be a good stop gap for a year or so?

southernscouser

Gemmzie wrote: »

Is a two bedroom really necessary? Why not have a 1 bed for now and move again later? Then you can start small on the furniture front etc - just a couple of chairs for the longue instead of a three piece suit etc. Might be a good stop gap for a year or so?

Well to be honest there aren't many 1 beds in OK'ish areas where I'm looking. They tend to be in the rougher areas! :think:

I'll have to do a bit more research!

As for kitting it out, I'm only gonna get the basics anyway. TV and bed. Maybe a wardrobe.

gallygirl

Why not compromise . Go for a 1 bed furnished for 6-12 months - this would get you freedom - then you could save up for the furniture for a 2 bed.

I think we would allow you to do that

Anyway, stop faffing about on here & get on the with matched betting, that will solve some of the issues!

I volunteer to come flat viewing with you, I love being nosey

southernscouser

ali007 wrote: »

Why not compromise . Go for a 1 bed furnished for 6-12 months - this would get you freedom - then you could save up for the furniture for a 2 bed.

I think we would allow you to do that

Anyway, stop faffing about on here & get on the with matched betting, that will solve some of the issues!

I volunteer to come flat viewing with you, I love being nosey

I've just looked. And admittedly they are about £200 p/m cheaper. But not nice areas! :think:

Will definately consider it though!

slowlyfading

Alright gorgeous you'll figure it out in the end. xx

southernscouser

slowlyfading wrote: »

Alright gorgeous you'll figure it out in the end. xx

Hello babe, hows you?

Yeah I'm sure I will. Got a couple of months yet so I'll see where I am then (money wise and head wise!) :rolleyes:

slowlyfading

southernscouser wrote: »

Hello babe, hows you?

Yeah I'm sure I will. Got a couple of months yet so I'll see where I am then (money wise and head wise!) :rolleyes:

Honestly? A little meh at the moment, but I'm sure I'll be better soon. And you know, whatever happens, it'll be the right thing for you at this time - I have complete faith in you

southernscouser

slowlyfading wrote: »

Honestly? A little meh at the moment, but I'm sure I'll be better soon. And you know, whatever happens, it'll be the right thing for you at this time - I have complete faith in you

Whats meh mean?

As soon as I know I can fix it!

I don't think anyone has ever had faith in me so thank you. :kisses3: :rotfl:

slowlyfading

southernscouser wrote: »

Whats meh mean?

As soon as I know I can fix it!

I don't think anyone has ever had faith in me so thank you. :kisses3: :rotfl:

Meh means exactly that (as in, how it sounds :rotfl:) I just feel a little down at the moment, have lots of stuff on! and i have complete faith in you, as i'm sure other people do :P xx